Upstart Holdings (UPST) Common Equity (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Common Equity of $733.2 million for Q1 2026, up 8.35% year-over-year from $676.6 million in Q1 2025, and down 8.22% quarter-over-quarter from $798.8 million in Q4 2025.
Analysis
Upstart Holdings (UPST) Common Equity (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Common Equity for 7 consecutive years, with $733.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Common Equity rose 8.35% year-over-year to $733.2 million; the TTM figure through Mar 2026 stood at $733.2 million (up 8.35% YoY), while the FY2025 annual figure was $798.8 million, up 26.15% from the prior year.
- Common Equity fell to $733.2 million in Q1 2026 per UPST's latest filing, from $798.8 million in the prior quarter.
- Across five years, Common Equity topped out at $876.5 million in Q1 2022 and bottomed at $594.7 million in Q2 2024.
- Historically, Common Equity has averaged $686.9 million across 5 years, with a median of $672.4 million in 2022.
- Annual changes were most pronounced in 2022 — Common Equity jumped 173.4% — and 2023, when it fell 28.44%.
- Upstart Holdings' Common Equity stood at $672.4 million in 2022, then decreased by 5.52% to $635.3 million in 2023, then fell by 0.33% to $633.2 million in 2024, then grew by 26.15% to $798.8 million in 2025, then declined by 8.22% to $733.2 million in 2026.
- Business Quant data shows UPST's Common Equity at $733.2 million in Q1 2026, $798.8 million in Q4 2025, and $743.7 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Common Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.18 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 5.61 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 34.28 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 113.79 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 19.82 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 5.48 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 16.90 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 11.08 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 15.49 Bn |
| 10 | Upstart Holdings | 2.83 Bn | 2.38 Bn | 303.39 Mn | 797.49 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 797.49 Mn |
| Mar 31, 2026 | 733.17 Mn |
| Dec 31, 2025 | 798.82 Mn |
| Sep 30, 2025 | 743.72 Mn |
| Jun 30, 2025 | 722.01 Mn |
| Mar 31, 2025 | 676.64 Mn |
| Dec 31, 2024 | 633.22 Mn |
| Sep 30, 2024 | 595.54 Mn |
| Jun 30, 2024 | 594.71 Mn |
| Mar 31, 2024 | 612.80 Mn |
| Dec 31, 2023 | 635.31 Mn |
| Sep 30, 2023 | 640.76 Mn |
| Jun 30, 2023 | 638.15 Mn |
| Mar 31, 2023 | 627.21 Mn |
| Dec 31, 2022 | 672.44 Mn |
| Sep 30, 2022 | 718.57 Mn |
| Jun 30, 2022 | 757.07 Mn |
| Mar 31, 2022 | 876.50 Mn |
| Dec 31, 2021 | 807.08 Mn |
| Sep 30, 2021 | 719.09 Mn |