Upstart Holdings (UPST) Common Equity (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Common Equity of $733.2 million for Q1 2026, up 8.35% YoY from $676.6 million in Q1 2025, and down 8.22% sequentially from $798.8 million in Q4 2025.
Upstart Holdings (UPST) Common Equity (2020 - 2026) Analysis & Trends
Upstart Holdings has disclosed Common Equity across 7 years of filings, most recently posting $733.2 million for Q1 2026.
- In Q1 2026, Common Equity rose 8.35% year-over-year to $733.2 million; the TTM figure through Mar 2026 stood at $733.2 million (up 8.35% YoY), while the FY2025 annual figure was $798.8 million, up 26.15% from the prior year.
- Common Equity declined to $733.2 million in Q1 2026, from $798.8 million in the prior quarter.
- Over the last five years, Common Equity for UPST reached as high as $876.5 million in Q1 2022 and fell as low as $594.7 million in Q2 2024.
- The 5-year median for Common Equity is $672.4 million (2022), against an average of $686.9 million.
- Annual changes were most pronounced in 2022 — Common Equity jumped 173.4% — and 2023, when it fell 28.44%.
- A 5-year view of Common Equity shows it stood at $672.4 million in 2022, then retreated by 5.52% to $635.3 million in 2023, then declined by 0.33% to $633.2 million in 2024, then climbed by 26.15% to $798.8 million in 2025, then dropped by 8.22% to $733.2 million in 2026.
- According to Business Quant data, Common Equity over the past three periods registered $733.2 million, $798.8 million, and $743.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Common Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 35.66 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 6.72 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 34.00 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 20.02 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 3.78 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 10.81 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 15.61 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.52 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 2.37 Bn |
| 10 | Upstart Holdings | 3.46 Bn | 2.99 Bn | 221.97 Mn | 733.17 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 733.17 Mn |
| Dec 31, 2025 | 798.82 Mn |
| Sep 30, 2025 | 743.72 Mn |
| Jun 30, 2025 | 722.01 Mn |
| Mar 31, 2025 | 676.64 Mn |
| Dec 31, 2024 | 633.22 Mn |
| Sep 30, 2024 | 595.54 Mn |
| Jun 30, 2024 | 594.71 Mn |
| Mar 31, 2024 | 612.80 Mn |
| Dec 31, 2023 | 635.31 Mn |
| Sep 30, 2023 | 640.76 Mn |
| Jun 30, 2023 | 638.15 Mn |
| Mar 31, 2023 | 627.21 Mn |
| Dec 31, 2022 | 672.44 Mn |
| Sep 30, 2022 | 718.57 Mn |
| Jun 30, 2022 | 757.07 Mn |
| Mar 31, 2022 | 876.50 Mn |
| Dec 31, 2021 | 807.08 Mn |
| Sep 30, 2021 | 719.09 Mn |
| Jun 30, 2021 | 716.10 Mn |