Upstart Holdings (UPST) Tax Rate (2020 - 2026)

Upstart Holdings (UPST) has 7 years of Tax Rate data on file, last reported at 1.28% in Q1 2026.

• Tax Rate for Q1 2026 came in at 1.28%, down 8.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.56% (up 186.0% YoY), and the FY2025 annual result was 1.34%, up 148.0% from the prior year.
• Tax Rate fell to 1.28% in Q1 2026 per UPST's latest filing, from 2.75% in the prior quarter.
• Over five years, Tax Rate peaked at 2.75% in Q4 2025 and troughed at 4.2% in Q4 2024.
• A 5-year average of 0.17% and a median of 0.02% in 2023 frame the typical range for Tax Rate.
• The sharpest annual moves came in 2024 and 2025: Tax Rate sank 405 bps in 2024, then surged 694 bps in 2025.
• A 5-year view of Tax Rate shows it stood at 0.83% in 2022, then sank by 118 bps to 0.15% in 2023, then tumbled by 2721 bps to 4.2% in 2024, then surged by 165 bps to 2.75% in 2025, then plunged by 147 bps to 1.28% in 2026.
• Business Quant data shows UPST's Tax Rate at 1.28% in Q1 2026, 2.75% in Q4 2025, and 0.39% in Q3 2025.