Growth Metrics

Upstart Holdings (UPST) Tax Rate (2020 - 2025)

Upstart Holdings (UPST) has disclosed Tax Rate for 6 consecutive years, with 2.75% as the latest value for Q4 2025.

  • Quarterly Tax Rate rose 694.0% to 2.75% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 1.34% through Dec 2025, up 148.0% year-over-year, with the annual reading at 1.34% for FY2025, 148.0% up from the prior year.
  • Tax Rate for Q4 2025 was 2.75% at Upstart Holdings, up from 0.39% in the prior quarter.
  • The five-year high for Tax Rate was 2.75% in Q4 2025, with the low at 4.55% in Q3 2021.
  • Average Tax Rate over 5 years is 0.31%, with a median of 0.02% recorded in 2024.
  • The sharpest move saw Tax Rate tumbled -2599bps in 2021, then soared 694bps in 2025.
  • Over 5 years, Tax Rate stood at 0.54% in 2021, then soared by 53bps to 0.83% in 2022, then plummeted by -118bps to 0.15% in 2023, then tumbled by -2721bps to 4.2% in 2024, then skyrocketed by 165bps to 2.75% in 2025.
  • According to Business Quant data, Tax Rate over the past three periods came in at 2.75%, 0.39%, and 0.87% for Q4 2025, Q3 2025, and Q2 2025 respectively.