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Consolidated Net IncomeCost of RevenueEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest ExpensesInterest ExpensesNet Income towards Common StockholdersNon Operating IncomeOperating ExpensesOperating IncomeOther Non Operating IncomeOther Operating ExpensesProfit After TaxResearch & DevelopmentRevenueSelling, General & AdministrativeShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax Rate
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Upstart Holdings (UPST) Tax Rate (2020 - 2026)

Upstart Holdings has reported Tax Rate over the past 6 years, most recently at 2.75% for Q4 2025.

  • Quarterly Tax Rate rose 694.0% to 2.75% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 1.34% through Dec 2025, up 148.0% year-over-year, with the annual reading at 1.34% for FY2025, 148.0% up from the prior year.
  • Tax Rate was 2.75% for Q4 2025 at Upstart Holdings, up from 0.39% in the prior quarter.
  • Over five years, Tax Rate peaked at 2.75% in Q4 2025 and troughed at 4.55% in Q3 2021.
  • The 5-year median for Tax Rate is 0.02% (2024), against an average of 0.31%.
  • Year-over-year, Tax Rate plummeted -2599bps in 2021 and then surged 694bps in 2025.
  • A 5-year view of Tax Rate shows it stood at 0.54% in 2021, then skyrocketed by 53bps to 0.83% in 2022, then tumbled by -118bps to 0.15% in 2023, then crashed by -2721bps to 4.2% in 2024, then surged by 165bps to 2.75% in 2025.
  • Per Business Quant, the three most recent readings for UPST's Tax Rate are 2.75% (Q4 2025), 0.39% (Q3 2025), and 0.87% (Q2 2025).