Upstart Holdings (UPST) Gross Profit (2020 - 2026)
Upstart Holdings (UPST) recorded Gross Profit of $307.18 million in Q3 2026, up 35.1% from $227.32 million a year earlier and up 1.3% from the prior quarter.
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Analysis
Upstart Holdings (UPST) Gross Profit (2020 - 2026) Analysis & Trends
On a TTM basis, Upstart Holdings' Gross Profit came in at $1.11 billion as of Sep 30, 2026, up 43.7% year-over-year; for FY2025, it came in at $855.48 million, up 78.8% from FY2024.
- Annual Gross Profit has a five-year compound annual growth rate of 34.3% (FY2020 to FY2025).
- Across earlier years, Gross Profit came in at $478.53 million in FY2024 (+16.7%), $410.01 million in FY2023 (-43.0%), $719.28 million in FY2022 (-1.6%) and $731.01 million in FY2021 (+273.3%).
- The Q3 2026 figure is the highest quarterly Gross Profit in data going back to Q1 2020.
- On a year-over-year basis, Gross Profit has increased for nine consecutive quarters, with growth averaging 62.2% over the last eight quarters.
- Peak year-over-year performance for Gross Profit in the last five years was growth of 256.9% in Q4 2021, against a decline of 71.2% in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at $303.39 million (Q2 2026), $253.12 million (Q1 2026) and $244.25 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn |
| 10 | Upstart Holdings | 2.14 Bn | 101.94 Mn | 307.18 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 307.18 Mn |
| Jun 30, 2026 | 303.39 Mn |
| Mar 31, 2026 | 253.12 Mn |
| Dec 31, 2025 | 244.25 Mn |
| Sep 30, 2025 | 227.32 Mn |
| Jun 30, 2025 | 211.05 Mn |
| Mar 31, 2025 | 172.87 Mn |
| Dec 31, 2024 | 159.74 Mn |
| Sep 30, 2024 | 128.29 Mn |
| Jun 30, 2024 | 91.85 Mn |
| Mar 31, 2024 | 98.66 Mn |
| Dec 31, 2023 | 116.73 Mn |
| Sep 30, 2023 | 109.84 Mn |
| Jun 30, 2023 | 106.89 Mn |
| Mar 31, 2023 | 76.55 Mn |
| Dec 31, 2022 | 112.11 Mn |
| Sep 30, 2022 | 134.32 Mn |
| Jun 30, 2022 | 207.27 Mn |
| Mar 31, 2022 | 265.58 Mn |
| Dec 31, 2021 | 263.80 Mn |
API Access
Upstart Holdings Gross Profit API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-profit&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-profit", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-profit&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();