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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) EBITDA Margin: 2020-2025

Historic EBITDA Margin for Upstart Holdings (UPST) over the last 6 years, with Sep 2025 value amounting to 8.54%.

  • Upstart Holdings' EBITDA Margin rose 3548.00% to 8.54% in Q3 2025 from the same period last year, while for Sep 2025 it was 2.00%, marking a year-over-year increase of 3860.00%. This contributed to the annual value of -27.16% for FY2024, which is 1862.00% up from last year.
  • Latest data reveals that Upstart Holdings reported EBITDA Margin of 8.54% as of Q3 2025, which was up 383.79% from 1.77% recorded in Q2 2025.
  • Upstart Holdings' EBITDA Margin's 5-year high stood at 19.82% during Q4 2021, with a 5-year trough of -112.54% in Q1 2023.
  • Its 3-year average for EBITDA Margin is -28.11%, with a median of -26.94% in 2024.
  • As far as peak fluctuations go, Upstart Holdings' EBITDA Margin surged by 8,434bps in 2021, and later plummeted by 12,364bps in 2023.
  • Upstart Holdings' EBITDA Margin (Quarterly) stood at 19.82% in 2021, then crashed by 5,741bps to -37.60% in 2022, then surged by 652bps to -31.08% in 2023, then spiked by 2,871bps to -2.37% in 2024, then skyrocketed by 3,548bps to 8.54% in 2025.
  • Its last three reported values are 8.54% in Q3 2025, 1.77% for Q2 2025, and -2.11% during Q1 2025.