KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Invested Capital (2020 - 2026)

Upstart Holdings has reported Invested Capital over the past 6 years, most recently at $2.6 billion for Q4 2025.

  • Quarterly Invested Capital rose 29.11% to $2.6 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $2.6 billion through Dec 2025, up 29.11% year-over-year, with the annual reading at $2.6 billion for FY2025, 29.11% up from the prior year.
  • Invested Capital was $2.6 billion for Q4 2025 at Upstart Holdings, up from $2.6 billion in the prior quarter.
  • Over five years, Invested Capital peaked at $2.6 billion in Q4 2025 and troughed at $362.5 million in Q1 2021.
  • The 5-year median for Invested Capital is $1.6 billion (2022), against an average of $1.7 billion.
  • Year-over-year, Invested Capital skyrocketed 354.02% in 2022 and then fell 9.81% in 2024.
  • A 5-year view of Invested Capital shows it stood at $1.5 billion in 2021, then grew by 10.4% to $1.7 billion in 2022, then rose by 1.02% to $1.7 billion in 2023, then grew by 21.46% to $2.0 billion in 2024, then rose by 29.11% to $2.6 billion in 2025.
  • Per Business Quant, the three most recent readings for UPST's Invested Capital are $2.6 billion (Q4 2025), $2.6 billion (Q3 2025), and $2.2 billion (Q2 2025).