KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Invested Capital (2020 - 2025)

Upstart Holdings (UPST) has disclosed Invested Capital for 6 consecutive years, with $2.2 billion as the latest value for Q2 2025.

  • On a quarterly basis, Invested Capital rose 42.66% to $2.2 billion in Q2 2025 year-over-year; TTM through Dec 2025 was $887.4 million, a 56.4% decrease, with the full-year FY2024 number at $2.0 billion, up 21.46% from a year prior.
  • Invested Capital was $2.2 billion for Q2 2025 at Upstart Holdings, up from $676.6 million in the prior quarter.
  • In the past five years, Invested Capital ranged from a high of $2.2 billion in Q2 2025 to a low of $362.5 million in Q1 2021.
  • A 5-year average of $1.2 billion and a median of $1.5 billion in 2021 define the central range for Invested Capital.
  • Peak YoY movement for Invested Capital: skyrocketed 354.02% in 2022, then plummeted 61.89% in 2023.
  • Upstart Holdings' Invested Capital stood at $1.5 billion in 2021, then increased by 10.4% to $1.7 billion in 2022, then grew by 1.02% to $1.7 billion in 2023, then increased by 21.46% to $2.0 billion in 2024, then rose by 5.66% to $2.2 billion in 2025.
  • Per Business Quant, the three most recent readings for UPST's Invested Capital are $2.2 billion (Q2 2025), $676.6 million (Q1 2025), and $2.0 billion (Q4 2024).