KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Invested Capital (2020 - 2025)

Upstart Holdings (UPST) has disclosed Invested Capital for 6 consecutive years, with $2.6 billion as the latest value for Q4 2025.

  • Quarterly Invested Capital rose 29.11% to $2.6 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $2.6 billion through Dec 2025, up 29.11% year-over-year, with the annual reading at $2.6 billion for FY2025, 29.11% up from the prior year.
  • Invested Capital for Q4 2025 was $2.6 billion at Upstart Holdings, up from $2.6 billion in the prior quarter.
  • The five-year high for Invested Capital was $2.6 billion in Q4 2025, with the low at $362.5 million in Q1 2021.
  • Average Invested Capital over 5 years is $1.7 billion, with a median of $1.6 billion recorded in 2022.
  • The sharpest move saw Invested Capital surged 354.02% in 2022, then dropped 9.81% in 2024.
  • Over 5 years, Invested Capital stood at $1.5 billion in 2021, then rose by 10.4% to $1.7 billion in 2022, then increased by 1.02% to $1.7 billion in 2023, then rose by 21.46% to $2.0 billion in 2024, then increased by 29.11% to $2.6 billion in 2025.
  • According to Business Quant data, Invested Capital over the past three periods came in at $2.6 billion, $2.6 billion, and $2.2 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.