Upstart Holdings UPST
NASDAQ UPST
$23.50 -0.25 (-1.05%)
As of: Oct 13, 2026 · 10:20 AM EDT

Upstart Holdings (UPST) Cash & Current Investments (2023 - 2026)

Updated

Upstart Holdings (UPST) reported Cash & Current Investments of $455.96 million for Q2 2026, up 15.2% from $395.94 million a year earlier but down 3.6% from the prior quarter.

Analysis

Upstart Holdings (UPST) Cash & Current Investments (2023 - 2026) Analysis & Trends

At the end of FY2025, Upstart Holdings posted Cash & Current Investments of $652.39 million, down 17.3% from FY2024.

  • By year, Cash & Current Investments came in at $788.42 million in FY2024 (+114.0%) and $368.41 million in FY2023.
  • Five-year quarterly Cash & Current Investments spans a low of $368.41 million in Q4 2023 and a high of $788.42 million in Q4 2024.
  • Year over year, Cash & Current Investments gained in two of the last four quarters, with growth averaging 22.7%.
  • Per Business Quant data, the three quarters before Q2 2026 came in at $472.93 million (Q1 2026), $652.39 million (Q4 2025) and $489.78 million (Q3 2025).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Current Investments (Qtr)
1 PayPal Holdings 49.10 Bn 7.33 Bn - 11.26 Bn
2 Coinbase Global 47.37 Bn 4.17 Bn - 8.79 Bn
3 Block 45.80 Bn 17.09 Bn 3.17 Bn 6.43 Bn
4 Corpay 26.31 Bn 16.19 Bn - 3.16 Bn
5 Fiserv 24.69 Bn 21.37 Bn 2.90 Bn 627.00 Mn
6 Global Payments 22.17 Bn -35.47 Mn 2.03 Bn 5.41 Bn
7 Guidewire Software 13.94 Bn 10.51 Bn 269.68 Mn 753.06 Mn
8 Bitmine Immersion Technologies 13.14 Bn 10.52 Bn 40.81 Mn 340.29 Mn
9 Chime Financial 11.50 Bn 7.30 Bn 594.87 Mn 1.06 Bn
10 Upstart Holdings 2.27 Bn 198.42 Mn 303.39 Mn 455.96 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 455.96 Mn
Mar 31, 2026 472.93 Mn
Dec 31, 2025 652.39 Mn
Sep 30, 2025 489.78 Mn
Jun 30, 2025 395.94 Mn
Mar 31, 2025 599.78 Mn
Dec 31, 2024 788.42 Mn
Dec 31, 2023 368.41 Mn
API Access

Upstart Holdings Cash & Current Investments API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=cash-and-current-investments&ticker=UPST&period=max&api_key=YOUR_API_KEY