Upstart Holdings (UPST) Cash & Current Investments (2023 - 2026)

Upstart Holdings (UPST) reported Cash & Current Investments of $472.9 million for Q1 2026, down 21.15% year-over-year from $599.8 million in Q1 2025, and down 27.51% quarter-over-quarter from $652.4 million in Q4 2025.

Upstart Holdings (UPST) Cash & Current Investments (2023 - 2026) Analysis & Trends

Upstart Holdings (UPST) has 4 years of Cash & Current Investments data on file, last reported at $472.9 million in Q1 2026.

  • Cash & Current Investments for Q1 2026 came in at $472.9 million, down 21.15% year-over-year; the trailing twelve-month figure through Mar 2026 was $472.9 million (down 21.15% YoY), and the FY2025 annual result was $652.4 million, down 17.25% from the prior year.
  • Cash & Current Investments slipped to $472.9 million in Q1 2026 per UPST's latest filing, from $652.4 million in the prior quarter.
  • Over five years, Cash & Current Investments peaked at $788.4 million in Q4 2024 and troughed at $368.4 million in Q4 2023.
  • A 4-year average of $538.2 million and a median of $489.8 million in 2025 frame the typical range for Cash & Current Investments.
  • The sharpest annual moves came in 2024 and 2026: Cash & Current Investments surged 114.01% in 2024, then decreased 21.15% in 2026.
  • A 4-year view of Cash & Current Investments shows it stood at $368.4 million in 2023, then surged by 114.01% to $788.4 million in 2024, then decreased by 17.25% to $652.4 million in 2025, then dropped by 27.51% to $472.9 million in 2026.
  • Business Quant data shows UPST's Cash & Current Investments at $472.9 million in Q1 2026, $652.4 million in Q4 2025, and $489.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Current Investments (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 12.40 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 10.21 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 54.05 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 76.49 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 9.34 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 20.56 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 1.72 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 3.40 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 444.00 Mn
10 Upstart Holdings 2.88 Bn 2.41 Bn 221.97 Mn 472.93 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 472.93 Mn
Dec 31, 2025 652.39 Mn
Sep 30, 2025 489.78 Mn
Jun 30, 2025 395.94 Mn
Mar 31, 2025 599.78 Mn
Dec 31, 2024 788.42 Mn
Dec 31, 2023 368.41 Mn