Upstart Holdings (UPST) EBITDA (2020 - 2026)

Upstart Holdings (UPST) has reported EBITDA for 7 consecutive years, with $14.6 million the latest figure, recorded in Q2 2026.

• On a quarterly basis, EBITDA rose 222.3% year-over-year to $14.6 million in Q2 2026; TTM through Jun 2026 was $49.7 million, a 199.7% increase from a year earlier, with the FY2025 full-year figure at $42.6 million, up 124.66% from the prior year.
• EBITDA was $14.6 million for Q2 2026 at Upstart Holdings, up from -$7.5 million in the prior quarter.
• Over five years, EBITDA peaked at $34.8 million in Q1 2022 and troughed at -$131.8 million in Q1 2023.
• A 5-year average of -$27.4 million and a median of -$32.7 million in 2022 frame the typical range for EBITDA.
• Across the five-year window, EBITDA plunged 478.48% in 2023 and jumped 498.29% in 2025, its largest moves.
• Over 5 years, EBITDA stood at -$58.5 million in 2022, then advanced by 18.8% to -$47.5 million in 2023, then jumped by 90.0% to -$4.8 million in 2024, then jumped by 498.29% to $18.9 million in 2025, then declined by 22.62% to $14.6 million in 2026.
• The last three EBITDA figures came in at $14.6 million (Q2 2026), -$7.5 million (Q1 2026), and $18.9 million (Q4 2025), per Business Quant data.