Upstart Holdings (UPST) EBITDA (2020 - 2026)

Upstart Holdings (UPST) has 7 years of EBITDA data on file, last reported at -$7.5 million in Q1 2026.

• EBITDA for Q1 2026 came in at -$7.5 million, down 67.22% year-over-year; the trailing twelve-month figure through Mar 2026 was $39.6 million (up 136.05% YoY), and the FY2025 annual result was $42.6 million, up 124.66% from the prior year.
• EBITDA slipped to -$7.5 million in Q1 2026 per UPST's latest filing, from $18.9 million in the prior quarter.
• Over five years, EBITDA peaked at $34.8 million in Q1 2022 and troughed at -$131.8 million in Q1 2023.
• A 5-year average of -$29.9 million and a median of -$33.3 million in 2023 frame the typical range for EBITDA.
• The sharpest annual moves came in 2023 and 2025: EBITDA tumbled 478.48% in 2023, then surged 498.29% in 2025.
• A 5-year view of EBITDA shows it stood at -$58.5 million in 2022, then climbed by 18.8% to -$47.5 million in 2023, then surged by 90.0% to -$4.8 million in 2024, then surged by 498.29% to $18.9 million in 2025, then plunged by 139.74% to -$7.5 million in 2026.
• Business Quant data shows UPST's EBITDA at -$7.5 million in Q1 2026, $18.9 million in Q4 2025, and $23.7 million in Q3 2025.