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Upstart Holdings (UPST) EBITDA: 2020-2025

Historic EBITDA for Upstart Holdings (UPST) over the last 6 years, with Sep 2025 value amounting to $23.7 million.

  • Upstart Holdings' EBITDA rose 152.41% to $23.7 million in Q3 2025 from the same period last year, while for Sep 2025 it was $19.0 million, marking a year-over-year increase of 108.79%. This contributed to the annual value of -$172.9 million for FY2024, which is 32.62% up from last year.
  • Upstart Holdings' EBITDA amounted to $23.7 million in Q3 2025, which was up 421.05% from $4.5 million recorded in Q2 2025.
  • Upstart Holdings' EBITDA's 5-year high stood at $60.4 million during Q4 2021, with a 5-year trough of -$131.8 million in Q1 2023.
  • Its 3-year average for EBITDA is -$36.9 million, with a median of -$43.8 million in 2023.
  • As far as peak fluctuations go, Upstart Holdings' EBITDA spiked by 2,716.27% in 2021, and later slumped by 478.48% in 2023.
  • Quarterly analysis of 5 years shows Upstart Holdings' EBITDA stood at $60.4 million in 2021, then crashed by 196.83% to -$58.5 million in 2022, then grew by 18.80% to -$47.5 million in 2023, then skyrocketed by 90.00% to -$4.8 million in 2024, then spiked by 152.41% to $23.7 million in 2025.
  • Its EBITDA stands at $23.7 million for Q3 2025, versus $4.5 million for Q2 2025 and -$4.5 million for Q1 2025.