Upstart Holdings (UPST) EBITDA (2020 - 2026)
Upstart Holdings (UPST) posted EBITDA of $21.77 million for Q2 2026, up 109.6% from $10.39 million a year earlier.
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Analysis
Upstart Holdings (UPST) EBITDA (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBITDA at Upstart Holdings was $75.28 million; for FY2025, it was $67.47 million.
- Annual EBITDA shows a five-year compound annual growth rate of 36.9% (FY2020 to FY2025).
- In prior years, Upstart Holdings' EBITDA was -$152.31 million in FY2024, -$231.62 million in FY2023, -$100.35 million in FY2022 and $148.42 million in FY2021 (+956.9%).
- Quarterly EBITDA has run from a low of -$125.39 million in Q1 2023 to a high of $62.97 million in Q4 2021 over five years.
- According to Business Quant data, EBITDA for the three prior quarters was -$1.66 million (Q1 2026), $25.38 million (Q4 2025) and $29.8 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.12 Bn | 7.35 Bn | - | 1.67 Bn |
| 2 | Coinbase Global | 47.37 Bn | 4.18 Bn | - | -66.41 Mn |
| 3 | Block | 45.86 Bn | 17.16 Bn | 3.17 Bn | 541.92 Mn |
| 4 | Corpay | 26.07 Bn | 15.96 Bn | - | 594.13 Mn |
| 5 | Fiserv | 24.52 Bn | 21.19 Bn | 2.90 Bn | 1.89 Bn |
| 6 | Global Payments | 22.18 Bn | -31.42 Mn | 2.03 Bn | 1.25 Bn |
| 7 | Guidewire Software | 13.86 Bn | 10.43 Bn | 269.68 Mn | 78.84 Mn |
| 8 | Bitmine Immersion Technologies | 13.19 Bn | 10.57 Bn | 40.81 Mn | -11.48 Mn |
| 9 | Chime Financial | 11.58 Bn | 7.37 Bn | 594.87 Mn | 28.91 Mn |
| 10 | Upstart Holdings | 2.29 Bn | 220.63 Mn | 303.39 Mn | 21.77 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 21.77 Mn |
| Mar 31, 2026 | -1.66 Mn |
| Dec 31, 2025 | 25.38 Mn |
| Sep 30, 2025 | 29.80 Mn |
| Jun 30, 2025 | 10.39 Mn |
| Mar 31, 2025 | 1.90 Mn |
| Dec 31, 2024 | -51,000.00 |
| Sep 30, 2024 | -39.76 Mn |
| Jun 30, 2024 | -50.66 Mn |
| Mar 31, 2024 | -61.84 Mn |
| Dec 31, 2023 | -38.40 Mn |
| Sep 30, 2023 | -38.91 Mn |
| Jun 30, 2023 | -28.92 Mn |
| Mar 31, 2023 | -125.39 Mn |
| Dec 31, 2022 | -54.84 Mn |
| Sep 30, 2022 | -54.37 Mn |
| Jun 30, 2022 | -28.75 Mn |
| Mar 31, 2022 | 37.61 Mn |
| Dec 31, 2021 | 62.97 Mn |
| Sep 30, 2021 | 30.78 Mn |
API Access
Upstart Holdings EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();