Growth Metrics

Upstart Holdings (UPST) EBITDA (2020 - 2025)

Historic EBITDA for Upstart Holdings (UPST) over the last 6 years, with Q4 2025 value amounting to $18.9 million.

  • Upstart Holdings' EBITDA rose 49829.47% to $18.9 million in Q4 2025 from the same period last year, while for Dec 2025 it was $42.6 million, marking a year-over-year increase of 12466.27%. This contributed to the annual value of $42.6 million for FY2025, which is 12466.27% up from last year.
  • Upstart Holdings' EBITDA amounted to $18.9 million in Q4 2025, which was up 49829.47% from $23.7 million recorded in Q3 2025.
  • Upstart Holdings' EBITDA's 5-year high stood at $60.4 million during Q4 2021, with a 5-year trough of -$131.8 million in Q1 2023.
  • Its 5-year average for EBITDA is -$18.0 million, with a median of -$18.4 million in 2022.
  • Per our database at Business Quant, Upstart Holdings' EBITDA skyrocketed by 271627.49% in 2021 and then tumbled by 47847.73% in 2023.
  • Upstart Holdings' EBITDA (Quarter) stood at $60.4 million in 2021, then plummeted by 196.83% to -$58.5 million in 2022, then grew by 18.8% to -$47.5 million in 2023, then surged by 90.0% to -$4.8 million in 2024, then surged by 498.29% to $18.9 million in 2025.
  • Its EBITDA was $18.9 million in Q4 2025, compared to $23.7 million in Q3 2025 and $4.5 million in Q2 2025.