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Upstart Holdings (UPST) Interest Coverage Ratio: 2021-2025

Historic Interest Coverage Ratio for Upstart Holdings (UPST) over the last 4 years, with Sep 2025 value amounting to 2.69.

  • Upstart Holdings' Interest Coverage Ratio rose 164.48% to 2.69 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.61, marking a year-over-year increase of 113.35%. This contributed to the annual value of -4.28 for FY2024, which is 41.85% up from last year.
  • As of Q3 2025, Upstart Holdings' Interest Coverage Ratio stood at 2.69, which was up 360.49% from 0.58 recorded in Q2 2025.
  • In the past 5 years, Upstart Holdings' Interest Coverage Ratio ranged from a high of 36.32 in Q1 2022 and a low of -19.05 during Q3 2022.
  • In the last 3 years, Upstart Holdings' Interest Coverage Ratio had a median value of -4.17 in 2024 and averaged -4.33.
  • In the last 5 years, Upstart Holdings' Interest Coverage Ratio surged by 1,124.66% in 2022 and then crashed by 150.89% in 2023.
  • Over the past 5 years, Upstart Holdings' Interest Coverage Ratio (Quarterly) stood at 2.97 in 2021, then soared by 1,124.66% to -12.94 in 2022, then soared by 73.90% to -3.38 in 2023, then soared by 81.07% to -0.64 in 2024, then skyrocketed by 164.48% to 2.69 in 2025.
  • Its Interest Coverage Ratio stands at 2.69 for Q3 2025, versus 0.58 for Q2 2025 and -0.64 for Q1 2025.