Upstart Holdings (UPST) Interest Coverage Ratio (2021 - 2026)

Upstart Holdings (UPST) has reported Interest Coverage Ratio for 6 consecutive years, with 1.17 the latest figure, recorded in Q2 2026.

• On a quarterly basis, Interest Coverage Ratio rose 99.9% year-over-year to 1.17 in Q2 2026; TTM through Jun 2026 was 1.25, a 182.82% increase from a year earlier, with the FY2025 full-year figure at 1.35, up 131.49% from the prior year.
• Interest Coverage Ratio was 1.17 for Q2 2026 at Upstart Holdings, up from 0.72 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 36.32 in Q1 2022 and troughed at 19.05 in Q3 2022.
• A 5-year average of 3.02 and a median of 3.78 in 2023 frame the typical range for Interest Coverage Ratio.
• Across the five-year window, Interest Coverage Ratio soared 1124.66% in 2022 and plunged 150.89% in 2023, its largest moves.
• Over 5 years, Interest Coverage Ratio stood at 12.94 in 2022, then jumped by 73.9% to 3.38 in 2023, then surged by 81.07% to 0.64 in 2024, then soared by 466.39% to 2.34 in 2025, then slumped by 50.12% to 1.17 in 2026.
• The last three Interest Coverage Ratio figures came in at 1.17 (Q2 2026), 0.72 (Q1 2026), and 2.34 (Q4 2025), per Business Quant data.