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Upstart Holdings (UPST) Interest Coverage Ratio (2021 - 2026)

Upstart Holdings has reported Interest Coverage Ratio over the past 5 years, most recently at 2.34 for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 466.39% to 2.34 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 1.35 through Dec 2025, up 131.49% year-over-year, with the annual reading at 1.35 for FY2025, 131.49% up from the prior year.
  • Interest Coverage Ratio was 2.34 for Q4 2025 at Upstart Holdings, down from 2.69 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 36.32 in Q1 2022 and troughed at 19.05 in Q3 2022.
  • The 5-year median for Interest Coverage Ratio is 4.17 (2024), against an average of 3.05.
  • Year-over-year, Interest Coverage Ratio skyrocketed 1124.66% in 2022 and then tumbled 150.89% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 2.97 in 2021, then crashed by 536.26% to 12.94 in 2022, then surged by 73.9% to 3.38 in 2023, then soared by 81.07% to 0.64 in 2024, then skyrocketed by 466.39% to 2.34 in 2025.
  • Per Business Quant, the three most recent readings for UPST's Interest Coverage Ratio are 2.34 (Q4 2025), 2.69 (Q3 2025), and 0.58 (Q2 2025).