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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Interest Coverage Ratio (2021 - 2025)

Upstart Holdings (UPST) has disclosed Interest Coverage Ratio for 5 consecutive years, with 2.34 as the latest value for Q4 2025.

  • On a quarterly basis, Interest Coverage Ratio rose 466.39% to 2.34 in Q4 2025 year-over-year; TTM through Dec 2025 was 1.35, a 131.49% increase, with the full-year FY2025 number at 1.35, up 131.49% from a year prior.
  • Interest Coverage Ratio was 2.34 for Q4 2025 at Upstart Holdings, down from 2.69 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 36.32 in Q1 2022 to a low of 19.05 in Q3 2022.
  • A 5-year average of 3.05 and a median of 4.17 in 2024 define the central range for Interest Coverage Ratio.
  • Peak YoY movement for Interest Coverage Ratio: skyrocketed 1124.66% in 2022, then tumbled 150.89% in 2023.
  • Upstart Holdings' Interest Coverage Ratio stood at 2.97 in 2021, then plummeted by 536.26% to 12.94 in 2022, then soared by 73.9% to 3.38 in 2023, then skyrocketed by 81.07% to 0.64 in 2024, then surged by 466.39% to 2.34 in 2025.
  • Per Business Quant, the three most recent readings for UPST's Interest Coverage Ratio are 2.34 (Q4 2025), 2.69 (Q3 2025), and 0.58 (Q2 2025).