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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Interest Coverage Ratio (2021 - 2025)

Upstart Holdings (UPST) has disclosed Interest Coverage Ratio for 5 consecutive years, with 2.34 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 466.39% to 2.34 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 1.35 through Dec 2025, up 131.49% year-over-year, with the annual reading at 1.35 for FY2025, 131.49% up from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 2.34 at Upstart Holdings, down from 2.69 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 36.32 in Q1 2022, with the low at 19.05 in Q3 2022.
  • Average Interest Coverage Ratio over 5 years is 3.05, with a median of 4.17 recorded in 2024.
  • The sharpest move saw Interest Coverage Ratio surged 1124.66% in 2022, then crashed 150.89% in 2023.
  • Over 5 years, Interest Coverage Ratio stood at 2.97 in 2021, then tumbled by 536.26% to 12.94 in 2022, then skyrocketed by 73.9% to 3.38 in 2023, then surged by 81.07% to 0.64 in 2024, then soared by 466.39% to 2.34 in 2025.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods came in at 2.34, 2.69, and 0.58 for Q4 2025, Q3 2025, and Q2 2025 respectively.