Upstart Holdings (UPST) Interest Coverage Ratio (2021 - 2026)

Upstart Holdings (UPST) has 6 years of Interest Coverage Ratio data on file, last reported at 0.72 in Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 0.72, down 13.2% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.13 (up 137.82% YoY), and the FY2025 annual result was 1.35, up 131.49% from the prior year.
• Interest Coverage Ratio fell to 0.72 in Q1 2026 per UPST's latest filing, from 2.34 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 36.32 in Q1 2022 and troughed at 19.05 in Q3 2022.
• A 5-year average of 3.27 and a median of 4.17 in 2024 frame the typical range for Interest Coverage Ratio.
• The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio jumped 1124.66% in 2022, then tumbled 150.89% in 2023.
• A 5-year view of Interest Coverage Ratio shows it stood at 12.94 in 2022, then surged by 73.9% to 3.38 in 2023, then soared by 81.07% to 0.64 in 2024, then jumped by 466.39% to 2.34 in 2025, then tumbled by 130.95% to 0.72 in 2026.
• Business Quant data shows UPST's Interest Coverage Ratio at 0.72 in Q1 2026, 2.34 in Q4 2025, and 2.69 in Q3 2025.