Upstart Holdings UPST
NASDAQ UPST
$25.00 +0.23 (+0.93%)
At close: Sep 18, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) Consolidated Net Income (2020 - 2026)

Upstart Holdings' (UPST) quarterly Consolidated Net Income came in at $16.5 million in Q2 2026, up 194.97% year-over-year from $5.6 million in Q2 2025, and up 348.86% quarter-over-quarter from -$6.6 million in Q1 2026.

Analysis

Upstart Holdings (UPST) Consolidated Net Income (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Consolidated Net Income for 7 consecutive years, with $16.5 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Consolidated Net Income rose 194.97% year-over-year to $16.5 million in Q2 2026; TTM through Jun 2026 was $60.3 million, a 1049.69% increase from a year earlier, with the FY2025 full-year figure at $53.6 million, up 141.69% from the prior year.
  • Consolidated Net Income was $16.5 million for Q2 2026 at Upstart Holdings, up from -$6.6 million in the prior quarter.
  • Over five years, Consolidated Net Income peaked at $32.7 million in Q1 2022 and troughed at -$129.3 million in Q1 2023.
  • A 5-year average of -$23.0 million and a median of -$17.5 million in 2023 frame the typical range for Consolidated Net Income.
  • Across the five-year window, Consolidated Net Income plunged 495.37% in 2023 and soared 776.44% in 2025, its largest moves.
  • Over 5 years, Consolidated Net Income stood at -$55.3 million in 2022, then advanced by 23.28% to -$42.4 million in 2023, then jumped by 93.5% to -$2.8 million in 2024, then surged by 776.44% to $18.6 million in 2025, then decreased by 11.25% to $16.5 million in 2026.
  • The last three Consolidated Net Income figures came in at $16.5 million (Q2 2026), -$6.6 million (Q1 2026), and $18.6 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Consol Net Inc. (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 16.54 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 42.33 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 261.95 Mn
4 FinVolution 836.54 Mn -90.46 Mn - 96.85 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 40.32 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -460,000.00
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -1.15 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 30.58 Mn
9 Jiayin 76.25 Mn 2.23 Mn - -37.31 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -29.65 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 16.54 Mn
Mar 31, 2026 -6.65 Mn
Dec 31, 2025 18.64 Mn
Sep 30, 2025 31.81 Mn
Jun 30, 2025 5.61 Mn
Mar 31, 2025 -2.45 Mn
Dec 31, 2024 -2.76 Mn
Sep 30, 2024 -6.76 Mn
Jun 30, 2024 -54.47 Mn
Mar 31, 2024 -64.60 Mn
Dec 31, 2023 -42.40 Mn
Sep 30, 2023 -40.32 Mn
Jun 30, 2023 -28.17 Mn
Mar 31, 2023 -129.25 Mn
Dec 31, 2022 -55.26 Mn
Sep 30, 2022 -56.22 Mn
Jun 30, 2022 -29.87 Mn
Mar 31, 2022 32.69 Mn
Dec 31, 2021 58.94 Mn
Sep 30, 2021 29.11 Mn