Upstart Holdings (UPST) Consolidated Net Income (2020 - 2026)
Upstart Holdings' (UPST) quarterly Consolidated Net Income came in at $16.5 million in Q2 2026, up 194.97% year-over-year from $5.6 million in Q2 2025, and up 348.86% quarter-over-quarter from -$6.6 million in Q1 2026.
Analysis
Upstart Holdings (UPST) Consolidated Net Income (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Consolidated Net Income for 7 consecutive years, with $16.5 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Consolidated Net Income rose 194.97% year-over-year to $16.5 million in Q2 2026; TTM through Jun 2026 was $60.3 million, a 1049.69% increase from a year earlier, with the FY2025 full-year figure at $53.6 million, up 141.69% from the prior year.
- Consolidated Net Income was $16.5 million for Q2 2026 at Upstart Holdings, up from -$6.6 million in the prior quarter.
- Over five years, Consolidated Net Income peaked at $32.7 million in Q1 2022 and troughed at -$129.3 million in Q1 2023.
- A 5-year average of -$23.0 million and a median of -$17.5 million in 2023 frame the typical range for Consolidated Net Income.
- Across the five-year window, Consolidated Net Income plunged 495.37% in 2023 and soared 776.44% in 2025, its largest moves.
- Over 5 years, Consolidated Net Income stood at -$55.3 million in 2022, then advanced by 23.28% to -$42.4 million in 2023, then jumped by 93.5% to -$2.8 million in 2024, then surged by 776.44% to $18.6 million in 2025, then decreased by 11.25% to $16.5 million in 2026.
- The last three Consolidated Net Income figures came in at $16.5 million (Q2 2026), -$6.6 million (Q1 2026), and $18.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Consol Net Inc. (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 16.54 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 42.33 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 261.95 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 96.85 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 40.32 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -460,000.00 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -1.15 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 30.58 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -37.31 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -29.65 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.54 Mn |
| Mar 31, 2026 | -6.65 Mn |
| Dec 31, 2025 | 18.64 Mn |
| Sep 30, 2025 | 31.81 Mn |
| Jun 30, 2025 | 5.61 Mn |
| Mar 31, 2025 | -2.45 Mn |
| Dec 31, 2024 | -2.76 Mn |
| Sep 30, 2024 | -6.76 Mn |
| Jun 30, 2024 | -54.47 Mn |
| Mar 31, 2024 | -64.60 Mn |
| Dec 31, 2023 | -42.40 Mn |
| Sep 30, 2023 | -40.32 Mn |
| Jun 30, 2023 | -28.17 Mn |
| Mar 31, 2023 | -129.25 Mn |
| Dec 31, 2022 | -55.26 Mn |
| Sep 30, 2022 | -56.22 Mn |
| Jun 30, 2022 | -29.87 Mn |
| Mar 31, 2022 | 32.69 Mn |
| Dec 31, 2021 | 58.94 Mn |
| Sep 30, 2021 | 29.11 Mn |