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Consolidated Net IncomeCost of RevenueEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest ExpensesInterest ExpensesNet Income towards Common StockholdersNon Operating IncomeOperating ExpensesOperating IncomeOther Non Operating IncomeOther Operating ExpensesProfit After TaxResearch & DevelopmentRevenueSelling, General & AdministrativeShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax Rate
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Upstart Holdings (UPST) Consolidated Net Income (2020 - 2026)

Upstart Holdings has reported Consolidated Net Income over the past 6 years, most recently at $18.6 million for Q4 2025.

  • Quarterly Consolidated Net Income rose 776.44% to $18.6 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $53.6 million through Dec 2025, up 141.69% year-over-year, with the annual reading at $53.6 million for FY2025, 141.69% up from the prior year.
  • Consolidated Net Income was $18.6 million for Q4 2025 at Upstart Holdings, down from $31.8 million in the prior quarter.
  • Over five years, Consolidated Net Income peaked at $58.9 million in Q4 2021 and troughed at -$129.3 million in Q1 2023.
  • The 5-year median for Consolidated Net Income is -$4.8 million (2024), against an average of -$14.4 million.
  • Year-over-year, Consolidated Net Income skyrocketed 5639.44% in 2021 and then tumbled 495.37% in 2023.
  • A 5-year view of Consolidated Net Income shows it stood at $58.9 million in 2021, then crashed by 193.76% to -$55.3 million in 2022, then rose by 23.28% to -$42.4 million in 2023, then surged by 93.5% to -$2.8 million in 2024, then soared by 776.44% to $18.6 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Consolidated Net Income are $18.6 million (Q4 2025), $31.8 million (Q3 2025), and $5.6 million (Q2 2025).