Upstart Holdings (UPST) Capital Expenditures (2020 - 2026)

Upstart Holdings (UPST) reported Capital Expenditures of $4.2 million for Q1 2026, up 156.45% quarter-over-quarter from -$7.5 million in Q4 2025.

Upstart Holdings (UPST) Capital Expenditures (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has 7 years of Capital Expenditures data on file, last reported at $4.2 million in Q1 2026.

  • Capital Expenditures for Q1 2026 came in at $4.2 million, changed N/A year-over-year; the trailing twelve-month figure through Mar 2026 was $4.6 million (up 770.91% YoY), and the FY2025 annual result was $347000.0, changed N/A from the prior year.
  • Capital Expenditures rose to $4.2 million in Q1 2026 per UPST's latest filing, from -$7.5 million in the prior quarter.
  • Over five years, Capital Expenditures peaked at $7.7 million in Q3 2025 and troughed at -$7.5 million in Q4 2025.
  • A 5-year average of $894266.7 and a median of $684000.0 in 2024 frame the typical range for Capital Expenditures.
  • On a YoY basis, Capital Expenditures climbed as much as 6751.28% in 2024 and fell as far as 2585.93% in 2024.
  • A 5-year view of Capital Expenditures shows it stood at $1.7 million in 2022, then slumped by 173.98% to -$1.3 million in 2023, then tumbled by 161.17% to -$3.4 million in 2024, then sank by 123.93% to -$7.5 million in 2025, then jumped by 156.45% to $4.2 million in 2026.
  • Business Quant data shows UPST's Capital Expenditures at $4.2 million in Q1 2026, -$7.5 million in Q4 2025, and $7.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Capital Expenditures (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 383.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 181.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.15 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 553.00 Mn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 231.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -22.29 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 67.55 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 Upstart Holdings 2.88 Bn 2.41 Bn 221.97 Mn 4.24 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 4.24 Mn
Mar 31, 2026 4.24 Mn
Dec 31, 2025 -7.52 Mn
Dec 31, 2025 -7.52 Mn
Sep 30, 2025 7.75 Mn
Sep 30, 2025 7.75 Mn
Jun 30, 2025 115,000.00
Jun 30, 2025 115,000.00
Sep 30, 2024 -3.36 Mn
Sep 30, 2024 -3.36 Mn
Jun 30, 2024 2.67 Mn
Jun 30, 2024 2.67 Mn
Mar 31, 2024 684,000.00
Mar 31, 2024 684,000.00
Dec 31, 2023 -1.29 Mn
Dec 31, 2023 -1.29 Mn
Sep 30, 2023 135,000.00
Sep 30, 2023 135,000.00
Jun 30, 2023 39,000.00
Jun 30, 2023 39,000.00