Upstart Holdings (UPST) Long-Term Debt Repayments (2020 - 2026)
Upstart Holdings (UPST) reported Long-Term Debt Repayments of $221.21 million for Q2 2026, up 627.5% from $30.41 million a year earlier and up 578.0% from the prior quarter.
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Analysis
Upstart Holdings (UPST) Long-Term Debt Repayments (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Upstart Holdings' Long-Term Debt Repayments came in at $418.24 million, up 17.8% year-over-year; for FY2025, it came in at $317.1 million, down 11.3% from FY2024.
- Long-Term Debt Repayments has a five-year compound annual growth rate of 16.4% (FY2020 to FY2025).
- By year, Long-Term Debt Repayments came in at $357.35 million in FY2024 (-38.0%), $575.94 million in FY2023 (+43.7%), $400.9 million in FY2022 (+462.1%) and $71.32 million in FY2021 (-51.9%).
- The Q2 2026 figure ranks as the highest quarterly Long-Term Debt Repayments since Q2 2023.
- Year over year, Long-Term Debt Repayments gained in four of the last eight quarters, with growth averaging 82.9%.
- The high point for year-over-year Long-Term Debt Repayments in five years was Q2 2026 (growth of 627.5%); the low point was Q4 2021 (a decline of 87.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $32.63 million (Q1 2026), $92.94 million (Q4 2025) and $71.46 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | LT Debt Repayment (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.20 Bn | 7.90 Bn | - | 424.00 Mn |
| 2 | Block | 46.30 Bn | 17.56 Bn | 3.17 Bn | 1.67 Bn |
| 3 | Coinbase Global | 36.49 Bn | -3.15 Bn | - | - |
| 4 | Fiserv | 27.61 Bn | 24.31 Bn | 2.90 Bn | 2.13 Bn |
| 5 | Corpay | 26.86 Bn | 17.06 Bn | - | 5.94 Bn |
| 6 | Global Payments | 26.48 Bn | 4.92 Bn | 2.03 Bn | 4.44 Bn |
| 7 | Iren | 16.76 Bn | 4.35 Bn | 103.89 Mn | -1.58 Bn |
| 8 | Guidewire Software | 13.32 Bn | 9.89 Bn | 269.68 Mn | - |
| 9 | Jack Henry & Associates | 11.46 Bn | 11.36 Bn | 273.85 Mn | 170.00 Mn |
| 10 | Upstart Holdings | 2.07 Bn | 2.55 Mn | 303.39 Mn | 221.21 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 221.21 Mn |
| Mar 31, 2026 | 32.63 Mn |
| Dec 31, 2025 | 109.60 Mn |
| Sep 30, 2025 | 278.96 Mn |
| Jun 30, 2025 | 30.41 Mn |
| Mar 31, 2025 | 122.29 Mn |
| Dec 31, 2024 | 64.17 Mn |
| Sep 30, 2024 | 463.52 Mn |
| Jun 30, 2024 | 44.82 Mn |
| Mar 31, 2024 | 110.18 Mn |
| Dec 31, 2023 | 61.15 Mn |
| Sep 30, 2023 | 117.15 Mn |
| Jun 30, 2023 | 350.68 Mn |
| Mar 31, 2023 | 46.96 Mn |
| Dec 31, 2022 | 191.82 Mn |
| Sep 30, 2022 | 107.47 Mn |
| Jun 30, 2022 | 94.62 Mn |
| Mar 31, 2022 | 6.99 Mn |
| Dec 31, 2021 | 5.90 Mn |
| Sep 30, 2021 | 2.96 Mn |
API Access
Upstart Holdings Long-Term Debt Repayments API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=long-term-debt-repayments&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "long-term-debt-repayments", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=long-term-debt-repayments&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();