KPIs & Operating Metrics(New)
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Amortization of Deferred ChargesAmortization of Deferred ChargesCapital ExpendituresCapital ExpendituresCash from Financing ActivitiesCash from Financing ActivitiesCash from Investing ActivitiesCash from Investing ActivitiesCash from OperationsCash from OperationsChange in Accured ExpensesChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in Acquisitions & DivestmentsChange in CashDepreciation & Amortization (CF)Depreciation & Amortization (CF)Depreciation and DepletionDepreciation and DepletionDivestmentsFree Cash FlowFree Cash FlowGains from Investment SecuritiesGains from Investment SecuritiesLong-Term Debt IssuancesLong-Term Debt RepaymentsNet Cash FlowNet Cash FlowNet IncomeOther Working Capital ChangesOther Working Capital ChangesOther financing activitiesOther financing activitiesShare-based CompensationShare-based CompensationShares IssuedShares Repurchased
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Ratios

Upstart Holdings (UPST) Long-Term Debt Repayments (2020 - 2026)

Upstart Holdings has reported Long-Term Debt Repayments over the past 6 years, most recently at $109.6 million for Q4 2025.

  • Quarterly Long-Term Debt Repayments rose 240.75% to $109.6 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $317.1 million through Dec 2025, down 2.53% year-over-year, with the annual reading at $317.1 million for FY2025, 2.53% down from the prior year.
  • Long-Term Debt Repayments was $109.6 million for Q4 2025 at Upstart Holdings, up from $54.8 million in the prior quarter.
  • Over five years, Long-Term Debt Repayments peaked at $350.7 million in Q2 2023 and troughed at -$514.8 million in Q4 2023.
  • The 5-year median for Long-Term Debt Repayments is $45.9 million (2023), against an average of $33.6 million.
  • The largest YoY upside for Long-Term Debt Repayments was 3534.29% in 2022 against a maximum downside of 3641.31% in 2022.
  • A 5-year view of Long-Term Debt Repayments shows it stood at $5.9 million in 2021, then crashed by 3641.31% to -$209.1 million in 2022, then crashed by 146.22% to -$514.8 million in 2023, then soared by 106.25% to $32.2 million in 2024, then surged by 240.75% to $109.6 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Long-Term Debt Repayments are $109.6 million (Q4 2025), $54.8 million (Q3 2025), and $30.4 million (Q2 2025).