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Upstart Holdings (UPST) Cost of Revenue (2020 - 2025)

Historic Cost of Revenue for Upstart Holdings (UPST) over the last 6 years, with Q4 2025 value amounting to $90.6 million.

  • Upstart Holdings' Cost of Revenue rose 8335.42% to $90.6 million in Q4 2025 from the same period last year, while for Dec 2025 it was $301.5 million, marking a year-over-year increase of 7660.18%. This contributed to the annual value of $301.5 million for FY2025, which is 8075.96% up from last year.
  • As of Q4 2025, Upstart Holdings' Cost of Revenue stood at $90.6 million, which was up 8335.42% from $78.8 million recorded in Q3 2025.
  • Over the past 5 years, Upstart Holdings' Cost of Revenue peaked at $133.4 million during Q1 2022, and registered a low of $36.1 million during Q4 2023.
  • Moreover, its 5-year median value for Cost of Revenue was $53.6 million (2022), whereas its average is $65.1 million.
  • Its Cost of Revenue has fluctuated over the past 5 years, first soared by 104659.42% in 2021, then plummeted by 6958.39% in 2023.
  • Quarter analysis of 5 years shows Upstart Holdings' Cost of Revenue stood at $114.8 million in 2021, then crashed by 55.8% to $50.8 million in 2022, then fell by 28.84% to $36.1 million in 2023, then soared by 36.79% to $49.4 million in 2024, then soared by 83.35% to $90.6 million in 2025.
  • Its Cost of Revenue was $90.6 million in Q4 2025, compared to $78.8 million in Q3 2025 and $73.1 million in Q2 2025.