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Upstart Holdings (UPST) Net Income (2020 - 2025)

Upstart Holdings (UPST) has disclosed Net Income for 6 consecutive years, with $18.6 million as the latest value for Q4 2025.

  • On a quarterly basis, Net Income rose 776.44% to $18.6 million in Q4 2025 year-over-year; TTM through Dec 2025 was $53.6 million, a 141.69% increase, with the full-year FY2025 number at $53.6 million, up 141.69% from a year prior.
  • Net Income was $18.6 million for Q4 2025 at Upstart Holdings, down from $31.8 million in the prior quarter.
  • In the past five years, Net Income ranged from a high of $58.9 million in Q4 2021 to a low of -$129.3 million in Q1 2023.
  • A 5-year average of -$14.4 million and a median of -$4.8 million in 2024 define the central range for Net Income.
  • Peak YoY movement for Net Income: skyrocketed 5639.44% in 2021, then tumbled 495.37% in 2023.
  • Upstart Holdings' Net Income stood at $58.9 million in 2021, then plummeted by 193.76% to -$55.3 million in 2022, then grew by 23.28% to -$42.4 million in 2023, then soared by 93.5% to -$2.8 million in 2024, then skyrocketed by 776.44% to $18.6 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Net Income are $18.6 million (Q4 2025), $31.8 million (Q3 2025), and $5.6 million (Q2 2025).