Upstart Holdings (UPST) Net Income (2020 - 2026)

Upstart Holdings (UPST) has 7 years of Net Income data on file, last reported at -$6.6 million in Q1 2026.

• Net Income for Q1 2026 came in at -$6.6 million, down 171.6% year-over-year; the trailing twelve-month figure through Mar 2026 was $49.4 million (up 174.37% YoY), and the FY2025 annual result was $53.6 million, up 141.69% from the prior year.
• Net Income fell to -$6.6 million in Q1 2026 per UPST's latest filing, from $18.6 million in the prior quarter.
• Over five years, Net Income peaked at $32.7 million in Q1 2022 and troughed at -$129.3 million in Q1 2023.
• A 5-year average of -$25.3 million and a median of -$28.2 million in 2023 frame the typical range for Net Income.
• The sharpest annual moves came in 2023 and 2025: Net Income tumbled 495.37% in 2023, then jumped 776.44% in 2025.
• A 5-year view of Net Income shows it stood at -$55.3 million in 2022, then climbed by 23.28% to -$42.4 million in 2023, then surged by 93.5% to -$2.8 million in 2024, then soared by 776.44% to $18.6 million in 2025, then slumped by 135.66% to -$6.6 million in 2026.
• Business Quant data shows UPST's Net Income at -$6.6 million in Q1 2026, $18.6 million in Q4 2025, and $31.8 million in Q3 2025.