Upstart Holdings (UPST) Net Income (2020 - 2026)
Upstart Holdings (UPST) posted Net Income of $16.54 million for Q2 2026, up 195.0% from $5.61 million a year earlier.
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Analysis
Upstart Holdings (UPST) Net Income (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Income at Upstart Holdings was $60.33 million; for FY2025, it was $53.6 million.
- Annual Net Income shows a five-year compound annual growth rate of 57.2% (FY2020 to FY2025).
- In prior years, Upstart Holdings' Net Income was -$128.58 million in FY2024, -$240.13 million in FY2023, -$108.67 million in FY2022 and $135.44 million in FY2021.
- Quarterly Net Income has run from a low of -$129.25 million in Q1 2023 to a high of $58.94 million in Q4 2021 over five years.
- According to Business Quant data, Net Income for the three prior quarters was -$6.65 million (Q1 2026), $18.64 million (Q4 2025) and $31.81 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.10 Bn | 7.33 Bn | - | 1.10 Bn |
| 2 | Coinbase Global | 47.37 Bn | 4.17 Bn | - | -359.47 Mn |
| 3 | Block | 45.80 Bn | 17.09 Bn | 3.17 Bn | 88.52 Mn |
| 4 | Corpay | 26.31 Bn | 16.19 Bn | - | 251.79 Mn |
| 5 | Fiserv | 24.69 Bn | 21.37 Bn | 2.90 Bn | 630.00 Mn |
| 6 | Global Payments | 22.17 Bn | -35.47 Mn | 2.03 Bn | 28.92 Mn |
| 7 | Guidewire Software | 13.94 Bn | 10.51 Bn | 269.68 Mn | 31.40 Mn |
| 8 | Bitmine Immersion Technologies | 13.14 Bn | 10.52 Bn | 40.81 Mn | -83.60 Mn |
| 9 | Chime Financial | 11.50 Bn | 7.30 Bn | 594.87 Mn | 27.85 Mn |
| 10 | Upstart Holdings | 2.27 Bn | 198.42 Mn | 303.39 Mn | 16.54 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.54 Mn |
| Mar 31, 2026 | -6.65 Mn |
| Dec 31, 2025 | 18.64 Mn |
| Sep 30, 2025 | 31.81 Mn |
| Jun 30, 2025 | 5.61 Mn |
| Mar 31, 2025 | -2.45 Mn |
| Dec 31, 2024 | -2.76 Mn |
| Sep 30, 2024 | -6.76 Mn |
| Jun 30, 2024 | -54.47 Mn |
| Mar 31, 2024 | -64.60 Mn |
| Dec 31, 2023 | -42.40 Mn |
| Sep 30, 2023 | -40.32 Mn |
| Jun 30, 2023 | -28.17 Mn |
| Mar 31, 2023 | -129.25 Mn |
| Dec 31, 2022 | -55.26 Mn |
| Sep 30, 2022 | -56.22 Mn |
| Jun 30, 2022 | -29.87 Mn |
| Mar 31, 2022 | 32.69 Mn |
| Dec 31, 2021 | 58.94 Mn |
| Sep 30, 2021 | 29.11 Mn |
API Access
Upstart Holdings Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();