Upstart Holdings (UPST) Net Income (2020 - 2026)

Upstart Holdings (UPST) has reported Net Income for 7 consecutive years, with -$6.6 million the latest figure, recorded in Q1 2026.

• In Q1 2026, Net Income fell 171.6% year-over-year to -$6.6 million; the TTM figure through Mar 2026 stood at $49.4 million (up 174.37% YoY), while the FY2025 annual figure was $53.6 million, up 141.69% from the prior year.
• Net Income eased to -$6.6 million in Q1 2026 per UPST's latest filing, from $18.6 million in the prior quarter.
• Across five years, Net Income topped out at $32.7 million in Q1 2022 and bottomed at -$129.3 million in Q1 2023.
• Historically, Net Income has averaged -$25.3 million across 5 years, with a median of -$28.2 million in 2023.
• Annual changes were most pronounced in 2023 — Net Income tumbled 495.37% — and 2025, when it jumped 776.44%.
• Upstart Holdings' Net Income stood at -$55.3 million in 2022, then grew by 23.28% to -$42.4 million in 2023, then soared by 93.5% to -$2.8 million in 2024, then jumped by 776.44% to $18.6 million in 2025, then tumbled by 135.66% to -$6.6 million in 2026.
• Business Quant data shows UPST's Net Income at -$6.6 million in Q1 2026, $18.6 million in Q4 2025, and $31.8 million in Q3 2025.