KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Operating Margin: 2020-2025

Historic Operating Margin for Upstart Holdings (UPST) over the last 6 years, with Sep 2025 value amounting to 8.54%.

  • Upstart Holdings' Operating Margin rose 3548.00% to 8.54% in Q3 2025 from the same period last year, while for Sep 2025 it was 2.00%, marking a year-over-year increase of 3860.00%. This contributed to the annual value of -27.16% for FY2024, which is 1862.00% up from last year.
  • Latest data reveals that Upstart Holdings reported Operating Margin of 8.54% as of Q3 2025, which was up 383.79% from 1.77% recorded in Q2 2025.
  • In the past 5 years, Upstart Holdings' Operating Margin registered a high of 19.82% during Q4 2021, and its lowest value of -112.54% during Q1 2023.
  • Its 3-year average for Operating Margin is -28.11%, with a median of -26.94% in 2024.
  • In the last 5 years, Upstart Holdings' Operating Margin spiked by 8,434bps in 2021 and then plummeted by 12,364bps in 2023.
  • Upstart Holdings' Operating Margin (Quarterly) stood at 19.82% in 2021, then crashed by 5,741bps to -37.60% in 2022, then surged by 652bps to -31.08% in 2023, then spiked by 2,871bps to -2.37% in 2024, then soared by 3,548bps to 8.54% in 2025.
  • Its Operating Margin was 8.54% in Q3 2025, compared to 1.77% in Q2 2025 and -2.11% in Q1 2025.