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Upstart Holdings (UPST) Operating Margin (2020 - 2025)

Historic Operating Margin for Upstart Holdings (UPST) over the last 6 years, with Q4 2025 value amounting to 6.39%.

  • Upstart Holdings' Operating Margin rose 87600.0% to 6.39% in Q4 2025 from the same period last year, while for Dec 2025 it was 4.08%, marking a year-over-year increase of 312400.0%. This contributed to the annual value of 4.08% for FY2025, which is 312400.0% up from last year.
  • Per Upstart Holdings' latest filing, its Operating Margin stood at 6.39% for Q4 2025, which was up 87600.0% from 8.54% recorded in Q3 2025.
  • Upstart Holdings' Operating Margin's 5-year high stood at 19.82% during Q4 2021, with a 5-year trough of 112.54% in Q1 2023.
  • Its 5-year average for Operating Margin is 15.51%, with a median of 7.4% in 2022.
  • Per our database at Business Quant, Upstart Holdings' Operating Margin surged by 843400bps in 2021 and then plummeted by -1236400bps in 2023.
  • Over the past 5 years, Upstart Holdings' Operating Margin (Quarter) stood at 19.82% in 2021, then crashed by -290bps to 37.6% in 2022, then grew by 17bps to 31.08% in 2023, then skyrocketed by 92bps to 2.37% in 2024, then surged by 369bps to 6.39% in 2025.
  • Its last three reported values are 6.39% in Q4 2025, 8.54% for Q3 2025, and 1.77% during Q2 2025.