Upstart Holdings (UPST) Equity Ratio (2020 - 2026)

Upstart Holdings has disclosed Equity Ratio across 7 years of filings, most recently posting 0.25 for Q1 2026.

• In Q1 2026, Equity Ratio fell 15.99% year-over-year to 0.25; the TTM figure through Mar 2026 stood at 0.25 (down 15.99% YoY), while the FY2025 annual figure was 0.27, changed 0.37% from the prior year.
• Equity Ratio retreated to 0.25 in Q1 2026, from 0.27 in the prior quarter.
• Over the last five years, Equity Ratio for UPST reached as high as 0.44 in Q1 2022 and fell as low as 0.25 in Q1 2026.
• The 5-year median for Equity Ratio is 0.32 (2023), against an average of 0.32.
• Annual changes were most pronounced in 2022 — Equity Ratio tumbled 50.11% — and 2024, when it rose 2.85%.
• A 5-year view of Equity Ratio shows it stood at 0.35 in 2022, then dropped by 9.32% to 0.31 in 2023, then retreated by 15.06% to 0.27 in 2024, then increased by 0.37% to 0.27 in 2025, then fell by 7.81% to 0.25 in 2026.
• According to Business Quant data, Equity Ratio over the past three periods registered 0.25, 0.27, and 0.26 for Q1 2026, Q4 2025, and Q3 2025 respectively.