Upstart Holdings (UPST) Equity Ratio (2020 - 2026)

Upstart Holdings (UPST) has 7 years of Equity Ratio data on file, last reported at 0.25 in Q1 2026.

• Equity Ratio for Q1 2026 came in at 0.25, down 15.99% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.25 (down 15.99% YoY), and the FY2025 annual result was 0.27, changed 0.37% from the prior year.
• Equity Ratio declined to 0.25 in Q1 2026 per UPST's latest filing, from 0.27 in the prior quarter.
• Over five years, Equity Ratio peaked at 0.44 in Q1 2022 and troughed at 0.25 in Q1 2026.
• A 5-year average of 0.32 and a median of 0.32 in 2023 frame the typical range for Equity Ratio.
• The sharpest annual moves came in 2022 and 2024: Equity Ratio sank 50.11% in 2022, then rose 2.85% in 2024.
• A 5-year view of Equity Ratio shows it stood at 0.35 in 2022, then dropped by 9.32% to 0.31 in 2023, then retreated by 15.06% to 0.27 in 2024, then increased by 0.37% to 0.27 in 2025, then fell by 7.81% to 0.25 in 2026.
• Business Quant data shows UPST's Equity Ratio at 0.25 in Q1 2026, 0.27 in Q4 2025, and 0.26 in Q3 2025.