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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Equity Ratio (2020 - 2026)

Upstart Holdings has reported Equity Ratio over the past 6 years, most recently at 0.27 for Q4 2025.

  • Quarterly Equity Ratio changed 0.37% to 0.27 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.27 through Dec 2025, changed 0.37% year-over-year, with the annual reading at 0.27 for FY2025, 0.37% changed from the prior year.
  • Equity Ratio was 0.27 for Q4 2025 at Upstart Holdings, up from 0.26 in the prior quarter.
  • Over five years, Equity Ratio peaked at 0.79 in Q2 2021 and troughed at 0.26 in Q3 2025.
  • The 5-year median for Equity Ratio is 0.34 (2023), against an average of 0.37.
  • Year-over-year, Equity Ratio plummeted 50.11% in 2022 and then rose 2.85% in 2024.
  • A 5-year view of Equity Ratio shows it stood at 0.44 in 2021, then decreased by 21.66% to 0.35 in 2022, then dropped by 9.32% to 0.31 in 2023, then dropped by 15.06% to 0.27 in 2024, then increased by 0.37% to 0.27 in 2025.
  • Per Business Quant, the three most recent readings for UPST's Equity Ratio are 0.27 (Q4 2025), 0.26 (Q3 2025), and 0.29 (Q2 2025).