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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Equity Ratio (2020 - 2025)

Upstart Holdings (UPST) has disclosed Equity Ratio for 6 consecutive years, with 0.27 as the latest value for Q4 2025.

  • Quarterly Equity Ratio changed 0.37% to 0.27 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.27 through Dec 2025, changed 0.37% year-over-year, with the annual reading at 0.27 for FY2025, 0.37% changed from the prior year.
  • Equity Ratio for Q4 2025 was 0.27 at Upstart Holdings, up from 0.26 in the prior quarter.
  • The five-year high for Equity Ratio was 0.79 in Q2 2021, with the low at 0.26 in Q3 2025.
  • Average Equity Ratio over 5 years is 0.37, with a median of 0.34 recorded in 2023.
  • The sharpest move saw Equity Ratio tumbled 50.11% in 2022, then grew 2.85% in 2024.
  • Over 5 years, Equity Ratio stood at 0.44 in 2021, then dropped by 21.66% to 0.35 in 2022, then fell by 9.32% to 0.31 in 2023, then fell by 15.06% to 0.27 in 2024, then grew by 0.37% to 0.27 in 2025.
  • According to Business Quant data, Equity Ratio over the past three periods came in at 0.27, 0.26, and 0.29 for Q4 2025, Q3 2025, and Q2 2025 respectively.