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Upstart Holdings (UPST) Equity Ratio: 2020-2025

Historic Equity Ratio for Upstart Holdings (UPST) over the last 5 years, with Sep 2025 value amounting to 0.26.

  • Upstart Holdings' Equity Ratio fell 22.23% to 0.26 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.26, marking a year-over-year decrease of 22.23%. This contributed to the annual value of 0.27 for FY2024, which is 15.06% down from last year.
  • According to the latest figures from Q3 2025, Upstart Holdings' Equity Ratio is 0.26, which was down 12.13% from 0.29 recorded in Q2 2025.
  • Over the past 5 years, Upstart Holdings' Equity Ratio peaked at 0.79 during Q2 2021, and registered a low of 0.26 during Q3 2025.
  • Moreover, its 3-year median value for Equity Ratio was 0.32 (2024), whereas its average is 0.31.
  • As far as peak fluctuations go, Upstart Holdings' Equity Ratio tumbled by 50.11% in 2022, and later increased by 2.85% in 2024.
  • Quarterly analysis of 5 years shows Upstart Holdings' Equity Ratio stood at 0.44 in 2021, then fell by 21.66% to 0.35 in 2022, then fell by 9.32% to 0.31 in 2023, then decreased by 15.06% to 0.27 in 2024, then dropped by 22.23% to 0.26 in 2025.
  • Its Equity Ratio was 0.26 in Q3 2025, compared to 0.29 in Q2 2025 and 0.29 in Q1 2025.