Upstart Holdings (UPST) Other financing activities (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Other financing activities of $5.3 million for Q1 2026, down 59.27% year-over-year from $12.9 million in Q1 2025, and down 68.83% quarter-over-quarter from $16.9 million in Q4 2025.
Upstart Holdings (UPST) Other financing activities (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Other financing activities for 7 consecutive years, with $5.3 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Other financing activities fell 59.27% year-over-year to $5.3 million; the TTM figure through Mar 2026 stood at $17.7 million (down 52.8% YoY), while the FY2025 annual figure was $25.3 million, down 12.99% from the prior year.
- Other financing activities slipped to $5.3 million in Q1 2026 per UPST's latest filing, from $16.9 million in the prior quarter.
- Across five years, Other financing activities topped out at $16.9 million in Q4 2025 and bottomed at -$8.2 million in Q2 2025.
- Historically, Other financing activities has averaged $5.8 million across 5 years, with a median of $4.6 million in 2022.
- Annual changes were most pronounced in 2022 — Other financing activities plunged 140.76% — and 2023, when it soared 450.71%.
- Upstart Holdings' Other financing activities stood at $4.7 million in 2022, then soared by 174.21% to $12.9 million in 2023, then surged by 30.55% to $16.8 million in 2024, then rose by 0.33% to $16.9 million in 2025, then tumbled by 68.83% to $5.3 million in 2026.
- Business Quant data shows UPST's Other financing activities at $5.3 million in Q1 2026, $16.9 million in Q4 2025, and $3.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | Upstart Holdings | 2.89 Bn | 2.44 Bn | 303.39 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 923,000.00 |
| Jun 30, 2026 | 923,000.00 |
| Mar 31, 2026 | 5.25 Mn |
| Mar 31, 2026 | 5.25 Mn |
| Dec 31, 2025 | 16.85 Mn |
| Dec 31, 2025 | 16.85 Mn |
| Sep 30, 2025 | 3.76 Mn |
| Sep 30, 2025 | 3.76 Mn |
| Jun 30, 2025 | -8.20 Mn |
| Jun 30, 2025 | -8.20 Mn |
| Mar 31, 2025 | 12.90 Mn |
| Mar 31, 2025 | 12.90 Mn |
| Dec 31, 2024 | 16.80 Mn |
| Dec 31, 2024 | 16.80 Mn |
| Sep 30, 2024 | 7.72 Mn |
| Sep 30, 2024 | 7.72 Mn |
| Mar 31, 2024 | 4.57 Mn |
| Mar 31, 2024 | 4.57 Mn |
| Dec 31, 2023 | 12.87 Mn |
| Dec 31, 2023 | 12.87 Mn |