Upstart Holdings (UPST) FCF Margin (2020 - 2026)

Upstart Holdings (UPST) has reported FCF Margin for 7 consecutive years, with 38.61% the latest figure, recorded in Q2 2026.

• On a quarterly basis, FCF Margin rose 974.0% year-over-year to 38.61% in Q2 2026; TTM through Jun 2026 was 24.08%, a 1437.0% decrease from a year earlier, with the FY2025 full-year figure at 15.88%, down 4372.0% from the prior year.
• FCF Margin was 38.61% for Q2 2026 at Upstart Holdings, up from 44.62% in the prior quarter.
• Over five years, FCF Margin peaked at 149.87% in Q2 2023 and troughed at 153.8% in Q4 2022.
• A 5-year average of 23.74% and a median of 45.14% in 2026 frame the typical range for FCF Margin.
• Across the five-year window, FCF Margin soared 18090 bps in 2024 and slumped 15125 bps in 2025, its largest moves.
• Over 5 years, FCF Margin stood at 153.8% in 2022, then soared by 37 bps to 96.19% in 2023, then soared by 41 bps to 57.08% in 2024, then soared by 162 bps to 35.39% in 2025, then slumped by 209 bps to 38.61% in 2026.
• The last three FCF Margin figures came in at 38.61% (Q2 2026), 44.62% (Q1 2026), and 35.39% (Q4 2025), per Business Quant data.