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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) FCF Margin (2020 - 2025)

Historic FCF Margin for Upstart Holdings (UPST) over the last 6 years, with Q4 2025 value amounting to 35.39%.

  • Upstart Holdings' FCF Margin rose 924700.0% to 35.39% in Q4 2025 from the same period last year, while for Dec 2025 it was 15.88%, marking a year-over-year decrease of 437200.0%. This contributed to the annual value of 15.88% for FY2025, which is 437200.0% down from last year.
  • Latest data reveals that Upstart Holdings reported FCF Margin of 35.39% as of Q4 2025, which was up 924700.0% from 45.66% recorded in Q3 2025.
  • In the past 5 years, Upstart Holdings' FCF Margin registered a high of 149.87% during Q2 2023, and its lowest value of 153.8% during Q4 2022.
  • For the 5-year period, Upstart Holdings' FCF Margin averaged around 12.44%, with its median value being 15.6% (2022).
  • In the last 5 years, Upstart Holdings' FCF Margin surged by 1809000bps in 2024 and then crashed by -1512500bps in 2025.
  • Quarter analysis of 5 years shows Upstart Holdings' FCF Margin stood at 4.79% in 2021, then crashed by -3108bps to 153.8% in 2022, then soared by 37bps to 96.19% in 2023, then surged by 41bps to 57.08% in 2024, then surged by 162bps to 35.39% in 2025.
  • Its FCF Margin was 35.39% in Q4 2025, compared to 45.66% in Q3 2025 and 48.35% in Q2 2025.