Upstart Holdings (UPST) FCF Margin (2020 - 2026)

Upstart Holdings (UPST) has 7 years of FCF Margin data on file, last reported at 49.64% in Q1 2026.

• FCF Margin for Q1 2026 came in at 49.64%, down 4237.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 25.72% (down 4479.0% YoY), and the FY2025 annual result was 15.59%, down 4491.0% from the prior year.
• FCF Margin fell to 49.64% in Q1 2026 per UPST's latest filing, from 43.76% in the prior quarter.
• Over five years, FCF Margin peaked at 160.04% in Q2 2023 and troughed at 161.86% in Q4 2022.
• A 5-year average of 21.13% and a median of 49.64% in 2026 frame the typical range for FCF Margin.
• The sharpest annual moves came in 2024 and 2025: FCF Margin surged 18616 bps in 2024, then sank 16311 bps in 2025.
• A 5-year view of FCF Margin shows it stood at 161.86% in 2022, then jumped by 52 bps to 77.1% in 2023, then increased by 28 bps to 55.66% in 2024, then surged by 179 bps to 43.76% in 2025, then sank by 213 bps to 49.64% in 2026.
• Business Quant data shows UPST's FCF Margin at 49.64% in Q1 2026, 43.76% in Q4 2025, and 50.43% in Q3 2025.