Upstart Holdings UPST
NASDAQ UPST
$25.00 +0.23 (+0.93%)
At close: Sep 18, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) EBIT (2020 - 2026)

Upstart Holdings' (UPST) quarterly EBIT came in at $14.6 million in Q2 2026, up 222.3% year-over-year from $4.5 million in Q2 2025, and up 294.72% quarter-over-quarter from -$7.5 million in Q1 2026.

Analysis

Upstart Holdings (UPST) EBIT (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported EBIT for 7 consecutive years, with $14.6 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, EBIT rose 222.3% year-over-year to $14.6 million in Q2 2026; TTM through Jun 2026 was $49.7 million, a 199.7% increase from a year earlier, with the FY2025 full-year figure at $42.6 million, up 124.66% from the prior year.
  • EBIT was $14.6 million for Q2 2026 at Upstart Holdings, up from -$7.5 million in the prior quarter.
  • Over five years, EBIT peaked at $34.8 million in Q1 2022 and troughed at -$131.8 million in Q1 2023.
  • A 5-year average of -$27.4 million and a median of -$32.7 million in 2022 frame the typical range for EBIT.
  • Across the five-year window, EBIT plunged 478.48% in 2023 and jumped 498.29% in 2025, its largest moves.
  • Over 5 years, EBIT stood at -$58.5 million in 2022, then advanced by 18.8% to -$47.5 million in 2023, then jumped by 90.0% to -$4.8 million in 2024, then jumped by 498.29% to $18.9 million in 2025, then declined by 22.62% to $14.6 million in 2026.
  • The last three EBIT figures came in at $14.6 million (Q2 2026), -$7.5 million (Q1 2026), and $18.9 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 14.64 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 105.80 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 170.50 Mn
4 FinVolution 836.54 Mn -90.46 Mn - 77.73 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 28.63 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -633,000.00
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -1.58 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 161.06 Mn
9 Jiayin 76.25 Mn 2.23 Mn - -36.22 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 25.07 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 14.64 Mn
Mar 31, 2026 -7.52 Mn
Dec 31, 2025 18.92 Mn
Sep 30, 2025 23.67 Mn
Jun 30, 2025 4.54 Mn
Mar 31, 2025 -4.50 Mn
Dec 31, 2024 -4.75 Mn
Sep 30, 2024 -45.15 Mn
Jun 30, 2024 -55.49 Mn
Mar 31, 2024 -67.47 Mn
Dec 31, 2023 -47.50 Mn
Sep 30, 2023 -43.85 Mn
Jun 30, 2023 -33.34 Mn
Mar 31, 2023 -131.84 Mn
Dec 31, 2022 -58.50 Mn
Sep 30, 2022 -58.09 Mn
Jun 30, 2022 -32.11 Mn
Mar 31, 2022 34.83 Mn
Dec 31, 2021 60.41 Mn
Sep 30, 2021 28.60 Mn