Upstart Holdings (UPST) EBT Margin (2020 - 2026)

Upstart Holdings (UPST) has reported EBT Margin for 7 consecutive years, with 4.7% the latest figure, recorded in Q2 2026.

• On a quarterly basis, EBT Margin rose 250.0% year-over-year to 4.7% in Q2 2026; TTM through Jun 2026 was 4.95%, a 568.0% increase from a year earlier, with the FY2025 full-year figure at 5.2%, up 2538.0% from the prior year.
• EBT Margin was 4.7% for Q2 2026 at Upstart Holdings, up from 2.13% in the prior quarter.
• Over five years, EBT Margin peaked at 11.52% in Q3 2025 and troughed at 110.33% in Q1 2023.
• A 5-year average of 18.09% and a median of 7.78% in 2022 frame the typical range for EBT Margin.
• Across the five-year window, EBT Margin sank 12074 bps in 2023 and surged 6355 bps in 2024, its largest moves.
• Over 5 years, EBT Margin stood at 35.81% in 2022, then climbed by 23 bps to 27.7% in 2023, then soared by 95 bps to 1.32% in 2024, then surged by 590 bps to 6.47% in 2025, then fell by 27 bps to 4.7% in 2026.
• The last three EBT Margin figures came in at 4.7% (Q2 2026), 2.13% (Q1 2026), and 6.47% (Q4 2025), per Business Quant data.