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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) EBT Margin: 2020-2025

Historic EBT Margin for Upstart Holdings (UPST) over the last 6 years, with Sep 2025 value amounting to 11.52%.

  • Upstart Holdings' EBT Margin rose 1553.00% to 11.52% in Q3 2025 from the same period last year, while for Sep 2025 it was 3.43%, marking a year-over-year increase of 3197.00%. This contributed to the annual value of -20.17% for FY2024, which is 2266.00% up from last year.
  • Latest data reveals that Upstart Holdings reported EBT Margin of 11.52% as of Q3 2025, which was up 424.15% from 2.20% recorded in Q2 2025.
  • Upstart Holdings' EBT Margin's 5-year high stood at 19.44% during Q4 2021, with a 5-year trough of -110.33% in Q1 2023.
  • Over the past 3 years, Upstart Holdings' median EBT Margin value was -19.59% (recorded in 2023), while the average stood at -24.21%.
  • Its EBT Margin has fluctuated over the past 5 years, first crashed by 12,074bps in 2023, then soared by 6,355bps in 2024.
  • Upstart Holdings' EBT Margin (Quarterly) stood at 19.44% in 2021, then crashed by 5,526bps to -35.81% in 2022, then spiked by 812bps to -27.70% in 2023, then skyrocketed by 2,638bps to -1.32% in 2024, then spiked by 1,553bps to 11.52% in 2025.
  • Its EBT Margin stands at 11.52% for Q3 2025, versus 2.20% for Q2 2025 and -1.13% for Q1 2025.