Upstart Holdings (UPST) Total Debt (2020 - 2026)

Upstart Holdings (UPST) has reported Total Debt for 7 consecutive years, with $145.2 million the latest figure, recorded in Q2 2026.

• On a quarterly basis, Total Debt rose 58.4% year-over-year to $145.2 million in Q2 2026; TTM through Jun 2026 was $145.2 million, a 58.4% increase from a year earlier, with the FY2025 full-year figure at $107.7 million, up 78.92% from the prior year.
• Total Debt was $145.2 million for Q2 2026 at Upstart Holdings, up from $125.5 million in the prior quarter.
• Over five years, Total Debt peaked at $145.2 million in Q2 2026 and troughed at $41.0 million in Q1 2023.
• A 5-year average of $84.0 million and a median of $86.9 million in 2022 frame the typical range for Total Debt.
• Across the five-year window, Total Debt jumped 147.48% in 2022 and tumbled 70.64% in 2023, its largest moves.
• Over 5 years, Total Debt stood at $90.8 million in 2022, then tumbled by 40.98% to $53.6 million in 2023, then climbed by 12.3% to $60.2 million in 2024, then soared by 78.92% to $107.7 million in 2025, then soared by 34.88% to $145.2 million in 2026.
• The last three Total Debt figures came in at $145.2 million (Q2 2026), $125.5 million (Q1 2026), and $107.7 million (Q4 2025), per Business Quant data.