Upstart Holdings (UPST) Asset Utilization Ratio (2021 - 2026)

Upstart Holdings has disclosed Asset Utilization Ratio across 6 years of filings, most recently posting 0.36 for Q1 2026.

• In Q1 2026, Asset Utilization Ratio rose 22.7% year-over-year to 0.36; the TTM figure through Mar 2026 stood at 0.36 (up 22.7% YoY), while the FY2025 annual figure was 0.36, up 22.7% from the prior year.
• Asset Utilization Ratio improved to 0.36 in Q1 2026, from 0.33 in the prior quarter.
• Over the last five years, Asset Utilization Ratio for UPST reached as high as 0.53 in Q2 2022 and fell as low as 0.28 in Q3 2023.
• The 5-year median for Asset Utilization Ratio is 0.33 (2025), against an average of 0.36.
• Annual changes were most pronounced in 2023 — Asset Utilization Ratio sank 46.31% — and 2026, when it increased 22.7%.
• A 5-year view of Asset Utilization Ratio shows it stood at 0.47 in 2022, then plunged by 38.93% to 0.28 in 2023, then climbed by 5.88% to 0.3 in 2024, then grew by 8.96% to 0.33 in 2025, then climbed by 8.43% to 0.36 in 2026.
• According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.36, 0.33, and 0.33 for Q1 2026, Q4 2025, and Q3 2025 respectively.