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Upstart Holdings (UPST) Asset Utilization Ratio: 2021-2025

Historic Asset Utilization Ratio for Upstart Holdings (UPST) over the last 5 years, with Sep 2025 value amounting to 0.35.

  • Upstart Holdings' Asset Utilization Ratio rose 8.52% to 0.35 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.35, marking a year-over-year increase of 8.52%. This contributed to the annual value of 0.29 for FY2024, which is 2.41% up from last year.
  • Latest data reveals that Upstart Holdings reported Asset Utilization Ratio of 0.35 as of Q3 2025, which was up 0.28% from 0.35 recorded in Q2 2025.
  • Upstart Holdings' 5-year Asset Utilization Ratio high stood at 0.59 for Q2 2021, and its period low was 0.28 during Q4 2023.
  • Moreover, its 3-year median value for Asset Utilization Ratio was 0.31 (2025), whereas its average is 0.32.
  • Its Asset Utilization Ratio has fluctuated over the past 5 years, first plummeted by 45.75% in 2023, then rose by 15.86% in 2025.
  • Over the past 5 years, Upstart Holdings' Asset Utilization Ratio (Quarterly) stood at 0.50 in 2021, then declined by 4.88% to 0.47 in 2022, then plummeted by 40.80% to 0.28 in 2023, then rose by 9.31% to 0.30 in 2024, then climbed by 8.52% to 0.35 in 2025.
  • Its Asset Utilization Ratio was 0.35 in Q3 2025, compared to 0.35 in Q2 2025 and 0.31 in Q1 2025.