Upstart Holdings (UPST) Asset Utilization Ratio (2021 - 2026)

Upstart Holdings (UPST) has reported Asset Utilization Ratio for 6 consecutive years, with 0.34 the latest figure, recorded in Q1 2026.

• In Q1 2026, Asset Utilization Ratio rose 17.11% year-over-year to 0.34; the TTM figure through Mar 2026 stood at 0.34 (up 17.11% YoY), while the FY2025 annual figure was 0.36, up 22.7% from the prior year.
• Asset Utilization Ratio rose to 0.34 in Q1 2026 per UPST's latest filing, from 0.31 in the prior quarter.
• Across five years, Asset Utilization Ratio topped out at 0.55 in Q2 2022 and bottomed at 0.25 in Q3 2023.
• Historically, Asset Utilization Ratio has averaged 0.35 across 5 years, with a median of 0.32 in 2024.
• Annual changes were most pronounced in 2023 — Asset Utilization Ratio plunged 54.36% — and 2024, when it grew 26.1%.
• Upstart Holdings' Asset Utilization Ratio stood at 0.42 in 2022, then slumped by 38.18% to 0.26 in 2023, then climbed by 16.74% to 0.3 in 2024, then increased by 3.53% to 0.31 in 2025, then advanced by 8.88% to 0.34 in 2026.
• Business Quant data shows UPST's Asset Utilization Ratio at 0.34 in Q1 2026, 0.31 in Q4 2025, and 0.34 in Q3 2025.