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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Asset Utilization Ratio (2021 - 2025)

Upstart Holdings (UPST) has disclosed Asset Utilization Ratio for 5 consecutive years, with 0.34 as the latest value for Q4 2025.

  • Quarterly Asset Utilization Ratio rose 14.11% to 0.34 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.34 through Dec 2025, up 14.11% year-over-year, with the annual reading at 0.39 for FY2025, 34.59% up from the prior year.
  • Asset Utilization Ratio for Q4 2025 was 0.34 at Upstart Holdings, up from 0.34 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.57 in Q2 2021, with the low at 0.27 in Q4 2023.
  • Average Asset Utilization Ratio over 5 years is 0.39, with a median of 0.34 recorded in 2025.
  • The sharpest move saw Asset Utilization Ratio rose 16.18% in 2022, then plummeted 46.51% in 2023.
  • Over 5 years, Asset Utilization Ratio stood at 0.48 in 2021, then decreased by 1.41% to 0.47 in 2022, then crashed by 41.64% to 0.27 in 2023, then grew by 8.14% to 0.3 in 2024, then rose by 14.11% to 0.34 in 2025.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods came in at 0.34, 0.34, and 0.34 for Q4 2025, Q3 2025, and Q2 2025 respectively.