Upstart Holdings (UPST) Asset Utilization Ratio (2021 - 2026)

Upstart Holdings (UPST) has 6 years of Asset Utilization Ratio data on file, last reported at 0.36 in Q1 2026.

• Asset Utilization Ratio for Q1 2026 came in at 0.36, up 22.7% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.36 (up 22.7% YoY), and the FY2025 annual result was 0.36, up 22.7% from the prior year.
• Asset Utilization Ratio advanced to 0.36 in Q1 2026 per UPST's latest filing, from 0.33 in the prior quarter.
• Over five years, Asset Utilization Ratio peaked at 0.53 in Q2 2022 and troughed at 0.28 in Q3 2023.
• A 5-year average of 0.36 and a median of 0.33 in 2025 frame the typical range for Asset Utilization Ratio.
• The sharpest annual moves came in 2023 and 2026: Asset Utilization Ratio tumbled 46.31% in 2023, then increased 22.7% in 2026.
• A 5-year view of Asset Utilization Ratio shows it stood at 0.47 in 2022, then slumped by 38.93% to 0.28 in 2023, then climbed by 5.88% to 0.3 in 2024, then grew by 8.96% to 0.33 in 2025, then climbed by 8.43% to 0.36 in 2026.
• Business Quant data shows UPST's Asset Utilization Ratio at 0.36 in Q1 2026, 0.33 in Q4 2025, and 0.33 in Q3 2025.