Upstart Holdings (UPST) Asset Utilization Ratio (2021 - 2026)

Upstart Holdings (UPST) has reported Asset Utilization Ratio for 6 consecutive years, with 0.41 the latest figure, recorded in Q2 2026.

• On a quarterly basis, Asset Utilization Ratio rose 15.67% year-over-year to 0.41 in Q2 2026; TTM through Jun 2026 was 0.41, a 15.67% increase from a year earlier, with the FY2025 full-year figure at 0.39, up 34.59% from the prior year.
• Asset Utilization Ratio was 0.41 for Q2 2026 at Upstart Holdings, up from 0.38 in the prior quarter.
• Over five years, Asset Utilization Ratio peaked at 0.57 in Q2 2022 and troughed at 0.28 in Q4 2023.
• A 5-year average of 0.38 and a median of 0.35 in 2025 frame the typical range for Asset Utilization Ratio.
• Across the five-year window, Asset Utilization Ratio slumped 45.75% in 2023 and climbed 25.66% in 2026, its largest moves.
• Over 5 years, Asset Utilization Ratio stood at 0.47 in 2022, then tumbled by 40.8% to 0.28 in 2023, then increased by 9.31% to 0.3 in 2024, then increased by 16.47% to 0.36 in 2025, then rose by 14.45% to 0.41 in 2026.
• The last three Asset Utilization Ratio figures came in at 0.41 (Q2 2026), 0.38 (Q1 2026), and 0.36 (Q4 2025), per Business Quant data.