Upstart Holdings (UPST) Debt Ratio (2020 - 2026)

Upstart Holdings (UPST) has reported Debt Ratio for 7 consecutive years, with 0.05 the latest figure, recorded in Q2 2026.

• On a quarterly basis, Debt Ratio rose 23.77% year-over-year to 0.05 in Q2 2026; TTM through Jun 2026 was 0.05, a 23.77% increase from a year earlier, with the FY2025 full-year figure at 0.04, up 42.36% from the prior year.
• Debt Ratio was 0.05 for Q2 2026 at Upstart Holdings, up from 0.04 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.07 in Q1 2022 and troughed at 0.02 in Q1 2023.
• A 5-year average of 0.04 and a median of 0.04 in 2024 frame the typical range for Debt Ratio.
• Across the five-year window, Debt Ratio slumped 67.97% in 2023 and jumped 44.09% in 2024, its largest moves.
• Over 5 years, Debt Ratio stood at 0.05 in 2022, then sank by 43.35% to 0.03 in 2023, then dropped by 4.29% to 0.03 in 2024, then surged by 42.36% to 0.04 in 2025, then increased by 26.52% to 0.05 in 2026.
• The last three Debt Ratio figures came in at 0.05 (Q2 2026), 0.04 (Q1 2026), and 0.04 (Q4 2025), per Business Quant data.