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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Times Interest Earned (2021 - 2026)

Upstart Holdings has reported Times Interest Earned over the past 5 years, most recently at $2.34 for Q4 2025.

  • Quarterly Times Interest Earned rose 466.39% to $2.34 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $1.35 through Dec 2025, up 131.49% year-over-year, with the annual reading at $1.35 for FY2025, 131.49% up from the prior year.
  • Times Interest Earned was $2.34 for Q4 2025 at Upstart Holdings, down from $2.69 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $36.32 in Q1 2022 and troughed at -$19.05 in Q3 2022.
  • The 5-year median for Times Interest Earned is -$4.17 (2024), against an average of -$3.05.
  • Year-over-year, Times Interest Earned skyrocketed 1124.66% in 2022 and then tumbled 150.89% in 2023.
  • A 5-year view of Times Interest Earned shows it stood at $2.97 in 2021, then crashed by 536.26% to -$12.94 in 2022, then surged by 73.9% to -$3.38 in 2023, then soared by 81.07% to -$0.64 in 2024, then skyrocketed by 466.39% to $2.34 in 2025.
  • Per Business Quant, the three most recent readings for UPST's Times Interest Earned are $2.34 (Q4 2025), $2.69 (Q3 2025), and $0.58 (Q2 2025).