Upstart Holdings (UPST) Times Interest Earned (2022 - 2026)
Upstart Holdings' (UPST) Times Interest Earned came in at 1.17 for Q2 2026, up 99.9% from 0.58 a year earlier.
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Analysis
Upstart Holdings (UPST) Times Interest Earned (2022 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Times Interest Earned at Upstart Holdings was 1.25; for FY2025, it came in at 1.35.
- In prior years, Upstart Holdings' Times Interest Earned was -4.28 in FY2024, -7.35 in FY2023, -10.50 in FY2022 and 43.03 in FY2021.
- Quarterly Times Interest Earned has run from a low of -19.05 in Q3 2022 to a high of 36.32 in Q1 2022 over five years.
- According to Business Quant data, Times Interest Earned for the three prior quarters was -0.72 (Q1 2026), 2.34 (Q4 2025) and 2.69 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.20 Bn | 7.90 Bn | - | - |
| 2 | Block | 46.30 Bn | 17.56 Bn | 3.17 Bn | - |
| 3 | Coinbase Global | 36.49 Bn | -3.15 Bn | - | 3.16 |
| 4 | Fiserv | 27.61 Bn | 24.31 Bn | 2.90 Bn | 2.70 |
| 5 | Corpay | 26.86 Bn | 17.06 Bn | - | 4.12 |
| 6 | Global Payments | 26.48 Bn | 4.92 Bn | 2.03 Bn | 1.21 |
| 7 | Iren | 16.76 Bn | 4.35 Bn | 103.89 Mn | -25.36 |
| 8 | Guidewire Software | 13.32 Bn | 9.89 Bn | 269.68 Mn | 18.55 |
| 9 | Jack Henry & Associates | 11.46 Bn | 11.36 Bn | 273.85 Mn | 68.90 |
| 10 | Upstart Holdings | 2.07 Bn | 2.55 Mn | 303.39 Mn | 1.17 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.17 |
| Mar 31, 2026 | -0.72 |
| Dec 31, 2025 | 2.34 |
| Sep 30, 2025 | 2.69 |
| Jun 30, 2025 | 0.58 |
| Mar 31, 2025 | -0.64 |
| Dec 31, 2024 | -0.64 |
| Sep 30, 2024 | -4.17 |
| Jun 30, 2024 | -4.84 |
| Mar 31, 2024 | -6.30 |
| Dec 31, 2023 | -3.38 |
| Sep 30, 2023 | -4.66 |
| Jun 30, 2023 | -7.79 |
| Mar 31, 2023 | -18.48 |
| Dec 31, 2022 | -12.94 |
| Sep 30, 2022 | -19.05 |
| Jun 30, 2022 | -13.88 |
| Mar 31, 2022 | 36.32 |
API Access
Upstart Holdings Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();