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Upstart Holdings (UPST) Times Interest Earned (2021 - 2025)

Upstart Holdings (UPST) has disclosed Times Interest Earned for 5 consecutive years, with $2.34 as the latest value for Q4 2025.

  • Quarterly Times Interest Earned rose 466.39% to $2.34 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $1.35 through Dec 2025, up 131.49% year-over-year, with the annual reading at $1.35 for FY2025, 131.49% up from the prior year.
  • Times Interest Earned for Q4 2025 was $2.34 at Upstart Holdings, down from $2.69 in the prior quarter.
  • The five-year high for Times Interest Earned was $36.32 in Q1 2022, with the low at -$19.05 in Q3 2022.
  • Average Times Interest Earned over 5 years is -$3.05, with a median of -$4.17 recorded in 2024.
  • The sharpest move saw Times Interest Earned surged 1124.66% in 2022, then crashed 150.89% in 2023.
  • Over 5 years, Times Interest Earned stood at $2.97 in 2021, then tumbled by 536.26% to -$12.94 in 2022, then skyrocketed by 73.9% to -$3.38 in 2023, then surged by 81.07% to -$0.64 in 2024, then soared by 466.39% to $2.34 in 2025.
  • According to Business Quant data, Times Interest Earned over the past three periods came in at $2.34, $2.69, and $0.58 for Q4 2025, Q3 2025, and Q2 2025 respectively.