Upstart Holdings (UPST) Times Interest Earned (2021 - 2026)

Upstart Holdings has disclosed Times Interest Earned across 6 years of filings, most recently posting -$0.72 for Q1 2026.

• In Q1 2026, Times Interest Earned fell 13.2% year-over-year to -$0.72; the TTM figure through Mar 2026 stood at $1.13 (up 137.82% YoY), while the FY2025 annual figure was $1.35, up 131.49% from the prior year.
• Times Interest Earned slipped to -$0.72 in Q1 2026, from $2.34 in the prior quarter.
• Over the last five years, Times Interest Earned for UPST reached as high as $36.32 in Q1 2022 and fell as low as -$19.05 in Q3 2022.
• The 5-year median for Times Interest Earned is -$4.17 (2024), against an average of -$3.27.
• Annual changes were most pronounced in 2022 — Times Interest Earned jumped 1124.66% — and 2023, when it sank 150.89%.
• A 5-year view of Times Interest Earned shows it stood at -$12.94 in 2022, then surged by 73.9% to -$3.38 in 2023, then soared by 81.07% to -$0.64 in 2024, then jumped by 466.39% to $2.34 in 2025, then sank by 130.95% to -$0.72 in 2026.
• According to Business Quant data, Times Interest Earned over the past three periods registered -$0.72, $2.34, and $2.69 for Q1 2026, Q4 2025, and Q3 2025 respectively.