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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Times Interest Earned (2021 - 2025)

Upstart Holdings (UPST) has disclosed Times Interest Earned for 5 consecutive years, with $2.34 as the latest value for Q4 2025.

  • On a quarterly basis, Times Interest Earned rose 466.39% to $2.34 in Q4 2025 year-over-year; TTM through Dec 2025 was $1.35, a 131.49% increase, with the full-year FY2025 number at $1.35, up 131.49% from a year prior.
  • Times Interest Earned was $2.34 for Q4 2025 at Upstart Holdings, down from $2.69 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $36.32 in Q1 2022 to a low of -$19.05 in Q3 2022.
  • A 5-year average of -$3.05 and a median of -$4.17 in 2024 define the central range for Times Interest Earned.
  • Peak YoY movement for Times Interest Earned: skyrocketed 1124.66% in 2022, then tumbled 150.89% in 2023.
  • Upstart Holdings' Times Interest Earned stood at $2.97 in 2021, then plummeted by 536.26% to -$12.94 in 2022, then soared by 73.9% to -$3.38 in 2023, then skyrocketed by 81.07% to -$0.64 in 2024, then surged by 466.39% to $2.34 in 2025.
  • Per Business Quant, the three most recent readings for UPST's Times Interest Earned are $2.34 (Q4 2025), $2.69 (Q3 2025), and $0.58 (Q2 2025).