Growth Metrics

Upstart Holdings (UPST) Times Interest Earned: 2021-2025

Historic Times Interest Earned for Upstart Holdings (UPST) over the last 4 years, with Sep 2025 value amounting to $2.69.

  • Upstart Holdings' Times Interest Earned rose 164.48% to $2.69 in Q3 2025 from the same period last year, while for Sep 2025 it was $0.61, marking a year-over-year increase of 113.35%. This contributed to the annual value of -$4.28 for FY2024, which is 41.85% up from last year.
  • Upstart Holdings' Times Interest Earned amounted to $2.69 in Q3 2025, which was up 360.49% from $0.58 recorded in Q2 2025.
  • Upstart Holdings' Times Interest Earned's 5-year high stood at $36.32 during Q1 2022, with a 5-year trough of -$19.05 in Q3 2022.
  • Over the past 3 years, Upstart Holdings' median Times Interest Earned value was -$4.17 (recorded in 2024), while the average stood at -$4.33.
  • Per our database at Business Quant, Upstart Holdings' Times Interest Earned spiked by 1,124.66% in 2022 and then plummeted by 150.89% in 2023.
  • Upstart Holdings' Times Interest Earned (Quarterly) stood at $2.97 in 2021, then spiked by 1,124.66% to -$12.94 in 2022, then spiked by 73.90% to -$3.38 in 2023, then soared by 81.07% to -$0.64 in 2024, then spiked by 164.48% to $2.69 in 2025.
  • Its Times Interest Earned stands at $2.69 for Q3 2025, versus $0.58 for Q2 2025 and -$0.64 for Q1 2025.