Upstart Holdings UPST
NASDAQ UPST
$25.00 +0.23 (+0.93%)
At close: Sep 18, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026)

Upstart Holdings' (UPST) quarterly Change in Accured Expenses came in at $38.3 million in Q2 2026, down 7.32% year-over-year from $41.3 million in Q2 2025, and up 178.98% quarter-over-quarter from -$48.4 million in Q1 2026.

Analysis

Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Change in Accured Expenses for 7 consecutive years, with $38.3 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Change in Accured Expenses fell 7.32% year-over-year to $38.3 million in Q2 2026; TTM through Jun 2026 was $36.9 million, a 25.75% decrease from a year earlier, with the FY2025 full-year figure at $39.6 million, down 10.35% from the prior year.
  • Change in Accured Expenses was $38.3 million for Q2 2026 at Upstart Holdings, up from -$48.4 million in the prior quarter.
  • Over five years, Change in Accured Expenses peaked at $60.5 million in Q4 2025 and troughed at -$48.8 million in Q1 2025.
  • A 5-year average of $2.8 million and a median of $3.1 million in 2023 frame the typical range for Change in Accured Expenses.
  • Across the five-year window, Change in Accured Expenses slumped 341.1% in 2022 and soared 929.35% in 2023, its largest moves.
  • Over 5 years, Change in Accured Expenses stood at $6.1 million in 2022, then surged by 250.2% to $21.3 million in 2023, then gained by 19.82% to $25.5 million in 2024, then soared by 137.49% to $60.5 million in 2025, then tumbled by 36.76% to $38.3 million in 2026.
  • The last three Change in Accured Expenses figures came in at $38.3 million (Q2 2026), -$48.4 million (Q1 2026), and $60.5 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Accured Expenses (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 38.27 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 16.47 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - -
4 FinVolution 836.54 Mn -90.46 Mn - -
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn -
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -2.79 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -444,000.00
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn -
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 38.27 Mn
Mar 31, 2026 -48.45 Mn
Dec 31, 2025 60.51 Mn
Sep 30, 2025 -13.41 Mn
Jun 30, 2025 41.29 Mn
Mar 31, 2025 -48.83 Mn
Dec 31, 2024 25.48 Mn
Sep 30, 2024 31.78 Mn
Jun 30, 2024 12.72 Mn
Mar 31, 2024 -25.85 Mn
Dec 31, 2023 21.26 Mn
Sep 30, 2023 4.44 Mn
Jun 30, 2023 1.67 Mn
Mar 31, 2023 -31.33 Mn
Dec 31, 2022 6.07 Mn
Sep 30, 2022 -535,000.00
Jun 30, 2022 -13.87 Mn
Mar 31, 2022 -11.09 Mn
Dec 31, 2021 29.72 Mn
Sep 30, 2021 6.07 Mn