Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026)
Upstart Holdings' (UPST) quarterly Change in Accured Expenses came in at $38.3 million in Q2 2026, down 7.32% year-over-year from $41.3 million in Q2 2025, and up 178.98% quarter-over-quarter from -$48.4 million in Q1 2026.
Analysis
Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Change in Accured Expenses for 7 consecutive years, with $38.3 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Change in Accured Expenses fell 7.32% year-over-year to $38.3 million in Q2 2026; TTM through Jun 2026 was $36.9 million, a 25.75% decrease from a year earlier, with the FY2025 full-year figure at $39.6 million, down 10.35% from the prior year.
- Change in Accured Expenses was $38.3 million for Q2 2026 at Upstart Holdings, up from -$48.4 million in the prior quarter.
- Over five years, Change in Accured Expenses peaked at $60.5 million in Q4 2025 and troughed at -$48.8 million in Q1 2025.
- A 5-year average of $2.8 million and a median of $3.1 million in 2023 frame the typical range for Change in Accured Expenses.
- Across the five-year window, Change in Accured Expenses slumped 341.1% in 2022 and soared 929.35% in 2023, its largest moves.
- Over 5 years, Change in Accured Expenses stood at $6.1 million in 2022, then surged by 250.2% to $21.3 million in 2023, then gained by 19.82% to $25.5 million in 2024, then soared by 137.49% to $60.5 million in 2025, then tumbled by 36.76% to $38.3 million in 2026.
- The last three Change in Accured Expenses figures came in at $38.3 million (Q2 2026), -$48.4 million (Q1 2026), and $60.5 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 38.27 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 16.47 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | - |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -2.79 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -444,000.00 |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | - |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 38.27 Mn |
| Mar 31, 2026 | -48.45 Mn |
| Dec 31, 2025 | 60.51 Mn |
| Sep 30, 2025 | -13.41 Mn |
| Jun 30, 2025 | 41.29 Mn |
| Mar 31, 2025 | -48.83 Mn |
| Dec 31, 2024 | 25.48 Mn |
| Sep 30, 2024 | 31.78 Mn |
| Jun 30, 2024 | 12.72 Mn |
| Mar 31, 2024 | -25.85 Mn |
| Dec 31, 2023 | 21.26 Mn |
| Sep 30, 2023 | 4.44 Mn |
| Jun 30, 2023 | 1.67 Mn |
| Mar 31, 2023 | -31.33 Mn |
| Dec 31, 2022 | 6.07 Mn |
| Sep 30, 2022 | -535,000.00 |
| Jun 30, 2022 | -13.87 Mn |
| Mar 31, 2022 | -11.09 Mn |
| Dec 31, 2021 | 29.72 Mn |
| Sep 30, 2021 | 6.07 Mn |