Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Change in Accured Expenses of -$48.4 million for Q1 2026, up 0.77% YoY from -$48.1 million in Q1 2025, and down 180.07% sequentially from $60.5 million in Q4 2025.

Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026) Analysis & Trends

Upstart Holdings has disclosed Change in Accured Expenses across 7 years of filings, most recently posting -$48.4 million for Q1 2026.

  • In Q1 2026, Change in Accured Expenses rose 0.77% year-over-year to -$48.4 million; the TTM figure through Mar 2026 stood at $39.9 million (up 88.88% YoY), while the FY2025 annual figure was $39.6 million, down 10.35% from the prior year.
  • Change in Accured Expenses slipped to -$48.4 million in Q1 2026, from $60.5 million in the prior quarter.
  • Over the last five years, Change in Accured Expenses for UPST reached as high as $60.5 million in Q4 2025 and fell as low as -$48.8 million in Q1 2025.
  • The 5-year median for Change in Accured Expenses is $1.7 million (2023), against an average of $697294.1.
  • Annual changes were most pronounced in 2022 — Change in Accured Expenses tumbled 341.1% — and 2023, when it jumped 929.35%.
  • A 5-year view of Change in Accured Expenses shows it stood at $6.1 million in 2022, then soared by 250.2% to $21.3 million in 2023, then advanced by 19.82% to $25.5 million in 2024, then jumped by 137.49% to $60.5 million in 2025, then sank by 180.07% to -$48.4 million in 2026.
  • According to Business Quant data, Change in Accured Expenses over the past three periods registered -$48.4 million, $60.5 million, and -$13.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Accured Expenses (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 397.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 39.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 476.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -437.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 28.52 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -33.85 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 123.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 14.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Upstart Holdings 3.46 Bn 2.99 Bn 221.97 Mn -48.45 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -48.45 Mn
Mar 31, 2026 -48.45 Mn
Dec 31, 2025 60.51 Mn
Dec 31, 2025 60.51 Mn
Sep 30, 2025 -13.41 Mn
Sep 30, 2025 -13.41 Mn
Jun 30, 2025 41.29 Mn
Jun 30, 2025 41.29 Mn
Mar 31, 2025 -48.83 Mn
Mar 31, 2025 -48.83 Mn
Dec 31, 2024 25.48 Mn
Dec 31, 2024 25.48 Mn
Sep 30, 2024 31.78 Mn
Sep 30, 2024 31.78 Mn
Jun 30, 2024 12.72 Mn
Jun 30, 2024 12.72 Mn
Mar 31, 2024 -25.85 Mn
Mar 31, 2024 -25.85 Mn
Dec 31, 2023 21.26 Mn
Dec 31, 2023 21.26 Mn