Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Change in Accured Expenses of -$48.4 million for Q1 2026, up 0.77% YoY from -$48.1 million in Q1 2025, and down 180.07% sequentially from $60.5 million in Q4 2025.
Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026) Analysis & Trends
Upstart Holdings has disclosed Change in Accured Expenses across 7 years of filings, most recently posting -$48.4 million for Q1 2026.
- In Q1 2026, Change in Accured Expenses rose 0.77% year-over-year to -$48.4 million; the TTM figure through Mar 2026 stood at $39.9 million (up 88.88% YoY), while the FY2025 annual figure was $39.6 million, down 10.35% from the prior year.
- Change in Accured Expenses slipped to -$48.4 million in Q1 2026, from $60.5 million in the prior quarter.
- Over the last five years, Change in Accured Expenses for UPST reached as high as $60.5 million in Q4 2025 and fell as low as -$48.8 million in Q1 2025.
- The 5-year median for Change in Accured Expenses is $1.7 million (2023), against an average of $697294.1.
- Annual changes were most pronounced in 2022 — Change in Accured Expenses tumbled 341.1% — and 2023, when it jumped 929.35%.
- A 5-year view of Change in Accured Expenses shows it stood at $6.1 million in 2022, then soared by 250.2% to $21.3 million in 2023, then advanced by 19.82% to $25.5 million in 2024, then jumped by 137.49% to $60.5 million in 2025, then sank by 180.07% to -$48.4 million in 2026.
- According to Business Quant data, Change in Accured Expenses over the past three periods registered -$48.4 million, $60.5 million, and -$13.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 397.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 39.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 476.00 Mn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -437.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 28.52 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -33.85 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 123.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 14.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Upstart Holdings | 3.46 Bn | 2.99 Bn | 221.97 Mn | -48.45 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -48.45 Mn |
| Mar 31, 2026 | -48.45 Mn |
| Dec 31, 2025 | 60.51 Mn |
| Dec 31, 2025 | 60.51 Mn |
| Sep 30, 2025 | -13.41 Mn |
| Sep 30, 2025 | -13.41 Mn |
| Jun 30, 2025 | 41.29 Mn |
| Jun 30, 2025 | 41.29 Mn |
| Mar 31, 2025 | -48.83 Mn |
| Mar 31, 2025 | -48.83 Mn |
| Dec 31, 2024 | 25.48 Mn |
| Dec 31, 2024 | 25.48 Mn |
| Sep 30, 2024 | 31.78 Mn |
| Sep 30, 2024 | 31.78 Mn |
| Jun 30, 2024 | 12.72 Mn |
| Jun 30, 2024 | 12.72 Mn |
| Mar 31, 2024 | -25.85 Mn |
| Mar 31, 2024 | -25.85 Mn |
| Dec 31, 2023 | 21.26 Mn |
| Dec 31, 2023 | 21.26 Mn |