Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Change in Accured Expenses of -$48.4 million for Q1 2026, up 0.77% year-over-year from -$48.1 million in Q1 2025, and down 180.07% quarter-over-quarter from $60.5 million in Q4 2025.
Analysis
Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Change in Accured Expenses for 7 consecutive years, with -$48.4 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Change in Accured Expenses rose 0.77% year-over-year to -$48.4 million; the TTM figure through Mar 2026 stood at $39.9 million (up 88.88% YoY), while the FY2025 annual figure was $39.6 million, down 10.35% from the prior year.
- Change in Accured Expenses eased to -$48.4 million in Q1 2026 per UPST's latest filing, from $60.5 million in the prior quarter.
- Across five years, Change in Accured Expenses topped out at $60.5 million in Q4 2025 and bottomed at -$48.8 million in Q1 2025.
- Historically, Change in Accured Expenses has averaged $697294.1 across 5 years, with a median of $1.7 million in 2023.
- Annual changes were most pronounced in 2022 — Change in Accured Expenses sank 341.1% — and 2023, when it jumped 929.35%.
- Upstart Holdings' Change in Accured Expenses stood at $6.1 million in 2022, then jumped by 250.2% to $21.3 million in 2023, then climbed by 19.82% to $25.5 million in 2024, then surged by 137.49% to $60.5 million in 2025, then plunged by 180.07% to -$48.4 million in 2026.
- Business Quant data shows UPST's Change in Accured Expenses at -$48.4 million in Q1 2026, $60.5 million in Q4 2025, and -$13.4 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 587.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 749.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.74 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | -748.00 Mn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 229.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -22.78 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 190.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 106.23 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 43.00 Mn |
| 10 | Upstart Holdings | 2.83 Bn | 2.38 Bn | 303.39 Mn | 38.27 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 38.27 Mn |
| Jun 30, 2026 | 38.27 Mn |
| Mar 31, 2026 | -48.45 Mn |
| Mar 31, 2026 | -48.45 Mn |
| Dec 31, 2025 | 60.51 Mn |
| Dec 31, 2025 | 60.51 Mn |
| Sep 30, 2025 | -13.41 Mn |
| Sep 30, 2025 | -13.41 Mn |
| Jun 30, 2025 | 41.29 Mn |
| Jun 30, 2025 | 41.29 Mn |
| Mar 31, 2025 | -48.83 Mn |
| Mar 31, 2025 | -48.83 Mn |
| Dec 31, 2024 | 25.48 Mn |
| Dec 31, 2024 | 25.48 Mn |
| Sep 30, 2024 | 31.78 Mn |
| Sep 30, 2024 | 31.78 Mn |
| Jun 30, 2024 | 12.72 Mn |
| Jun 30, 2024 | 12.72 Mn |
| Mar 31, 2024 | -25.85 Mn |
| Mar 31, 2024 | -25.85 Mn |