Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026)

Upstart Holdings (UPST) reported Change in Accured Expenses of -$48.4 million for Q1 2026, up 0.77% year-over-year from -$48.1 million in Q1 2025, and down 180.07% quarter-over-quarter from $60.5 million in Q4 2025.

Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has 7 years of Change in Accured Expenses data on file, last reported at -$48.4 million in Q1 2026.

  • Change in Accured Expenses for Q1 2026 came in at -$48.4 million, up 0.77% year-over-year; the trailing twelve-month figure through Mar 2026 was $39.9 million (up 88.88% YoY), and the FY2025 annual result was $39.6 million, down 10.35% from the prior year.
  • Change in Accured Expenses fell to -$48.4 million in Q1 2026 per UPST's latest filing, from $60.5 million in the prior quarter.
  • Over five years, Change in Accured Expenses peaked at $60.5 million in Q4 2025 and troughed at -$48.8 million in Q1 2025.
  • A 5-year average of $697294.1 and a median of $1.7 million in 2023 frame the typical range for Change in Accured Expenses.
  • The sharpest annual moves came in 2022 and 2023: Change in Accured Expenses sank 341.1% in 2022, then jumped 929.35% in 2023.
  • A 5-year view of Change in Accured Expenses shows it stood at $6.1 million in 2022, then soared by 250.2% to $21.3 million in 2023, then advanced by 19.82% to $25.5 million in 2024, then jumped by 137.49% to $60.5 million in 2025, then tumbled by 180.07% to -$48.4 million in 2026.
  • Business Quant data shows UPST's Change in Accured Expenses at -$48.4 million in Q1 2026, $60.5 million in Q4 2025, and -$13.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Accured Expenses (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 397.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 39.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 476.00 Mn
4 Capital One Financial 112.47 Bn 35.97 Bn - 181.00 Mn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -437.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -312.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 28.52 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -33.85 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 123.00 Mn
10 Upstart Holdings 2.88 Bn 2.41 Bn 221.97 Mn -48.45 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -48.45 Mn
Mar 31, 2026 -48.45 Mn
Dec 31, 2025 60.51 Mn
Dec 31, 2025 60.51 Mn
Sep 30, 2025 -13.41 Mn
Sep 30, 2025 -13.41 Mn
Jun 30, 2025 41.29 Mn
Jun 30, 2025 41.29 Mn
Mar 31, 2025 -48.83 Mn
Mar 31, 2025 -48.83 Mn
Dec 31, 2024 25.48 Mn
Dec 31, 2024 25.48 Mn
Sep 30, 2024 31.78 Mn
Sep 30, 2024 31.78 Mn
Jun 30, 2024 12.72 Mn
Jun 30, 2024 12.72 Mn
Mar 31, 2024 -25.85 Mn
Mar 31, 2024 -25.85 Mn
Dec 31, 2023 21.26 Mn
Dec 31, 2023 21.26 Mn