Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026)
Upstart Holdings (UPST) reported Change in Accured Expenses of -$48.4 million for Q1 2026, up 0.77% year-over-year from -$48.1 million in Q1 2025, and down 180.07% quarter-over-quarter from $60.5 million in Q4 2025.
Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has 7 years of Change in Accured Expenses data on file, last reported at -$48.4 million in Q1 2026.
- Change in Accured Expenses for Q1 2026 came in at -$48.4 million, up 0.77% year-over-year; the trailing twelve-month figure through Mar 2026 was $39.9 million (up 88.88% YoY), and the FY2025 annual result was $39.6 million, down 10.35% from the prior year.
- Change in Accured Expenses fell to -$48.4 million in Q1 2026 per UPST's latest filing, from $60.5 million in the prior quarter.
- Over five years, Change in Accured Expenses peaked at $60.5 million in Q4 2025 and troughed at -$48.8 million in Q1 2025.
- A 5-year average of $697294.1 and a median of $1.7 million in 2023 frame the typical range for Change in Accured Expenses.
- The sharpest annual moves came in 2022 and 2023: Change in Accured Expenses sank 341.1% in 2022, then jumped 929.35% in 2023.
- A 5-year view of Change in Accured Expenses shows it stood at $6.1 million in 2022, then soared by 250.2% to $21.3 million in 2023, then advanced by 19.82% to $25.5 million in 2024, then jumped by 137.49% to $60.5 million in 2025, then tumbled by 180.07% to -$48.4 million in 2026.
- Business Quant data shows UPST's Change in Accured Expenses at -$48.4 million in Q1 2026, $60.5 million in Q4 2025, and -$13.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 397.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 39.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 476.00 Mn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 181.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | -437.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | -312.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.52 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -33.85 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 123.00 Mn |
| 10 | Upstart Holdings | 2.88 Bn | 2.41 Bn | 221.97 Mn | -48.45 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -48.45 Mn |
| Mar 31, 2026 | -48.45 Mn |
| Dec 31, 2025 | 60.51 Mn |
| Dec 31, 2025 | 60.51 Mn |
| Sep 30, 2025 | -13.41 Mn |
| Sep 30, 2025 | -13.41 Mn |
| Jun 30, 2025 | 41.29 Mn |
| Jun 30, 2025 | 41.29 Mn |
| Mar 31, 2025 | -48.83 Mn |
| Mar 31, 2025 | -48.83 Mn |
| Dec 31, 2024 | 25.48 Mn |
| Dec 31, 2024 | 25.48 Mn |
| Sep 30, 2024 | 31.78 Mn |
| Sep 30, 2024 | 31.78 Mn |
| Jun 30, 2024 | 12.72 Mn |
| Jun 30, 2024 | 12.72 Mn |
| Mar 31, 2024 | -25.85 Mn |
| Mar 31, 2024 | -25.85 Mn |
| Dec 31, 2023 | 21.26 Mn |
| Dec 31, 2023 | 21.26 Mn |