Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026)
Upstart Holdings (UPST) recorded Change in Accured Expenses of $38.27 million in Q2 2026, down 7.3% from $41.29 million a year earlier.
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Analysis
Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026) Analysis & Trends
On a TTM basis, Upstart Holdings' Change in Accured Expenses came in at $36.91 million as of Jun 30, 2026, down 25.8% year-over-year; for FY2025, it came in at $39.56 million, down 10.3% from FY2024.
- Annual Change in Accured Expenses has a five-year compound annual growth rate of 53.1% (FY2020 to FY2025).
- Across earlier years, Change in Accured Expenses came in at $44.12 million in FY2024, -$3.96 million in FY2023, -$19.42 million in FY2022 and $59.58 million in FY2021.
- Quarterly Change in Accured Expenses has ranged from -$48.83 million in Q1 2025 to $60.51 million in Q4 2025 over the past five years.
- On a year-over-year basis, Change in Accured Expenses rose in four of the last five quarters, with growth averaging 198.2%.
- Peak year-over-year performance for Change in Accured Expenses in the last five years was growth of 662.4% in Q2 2024, against a decline of 79.6% in Q4 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at -$48.45 million (Q1 2026), $60.51 million (Q4 2025) and -$13.41 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change Accured Exp. (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.10 Bn | 7.33 Bn | - | - |
| 2 | Coinbase Global | 47.37 Bn | 4.17 Bn | - | - |
| 3 | Block | 45.80 Bn | 17.09 Bn | 3.17 Bn | - |
| 4 | Corpay | 26.31 Bn | 16.19 Bn | - | 1.26 Bn |
| 5 | Fiserv | 24.69 Bn | 21.37 Bn | 2.90 Bn | 140.00 Mn |
| 6 | Global Payments | 22.17 Bn | -35.47 Mn | 2.03 Bn | -70.94 Mn |
| 7 | Guidewire Software | 13.94 Bn | 10.51 Bn | 269.68 Mn | 29.77 Mn |
| 8 | Bitmine Immersion Technologies | 13.14 Bn | 10.52 Bn | 40.81 Mn | -4.53 Mn |
| 9 | Chime Financial | 11.50 Bn | 7.30 Bn | 594.87 Mn | 1.79 Mn |
| 10 | Upstart Holdings | 2.27 Bn | 198.42 Mn | 303.39 Mn | 38.27 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 38.27 Mn |
| Mar 31, 2026 | -48.45 Mn |
| Dec 31, 2025 | 60.51 Mn |
| Sep 30, 2025 | -13.41 Mn |
| Jun 30, 2025 | 41.29 Mn |
| Mar 31, 2025 | -48.83 Mn |
| Dec 31, 2024 | 25.48 Mn |
| Sep 30, 2024 | 31.78 Mn |
| Jun 30, 2024 | 12.72 Mn |
| Mar 31, 2024 | -25.85 Mn |
| Dec 31, 2023 | 21.26 Mn |
| Sep 30, 2023 | 4.44 Mn |
| Jun 30, 2023 | 1.67 Mn |
| Mar 31, 2023 | -31.33 Mn |
| Dec 31, 2022 | 6.07 Mn |
| Sep 30, 2022 | -535,000.00 |
| Jun 30, 2022 | -13.87 Mn |
| Mar 31, 2022 | -11.09 Mn |
| Dec 31, 2021 | 29.72 Mn |
| Sep 30, 2021 | 6.07 Mn |
API Access
Upstart Holdings Change in Accured Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-accured-expenses&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-accured-expenses", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=change-in-accured-expenses&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();