Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Change in Accured Expenses of -$48.4 million for Q1 2026, up 0.77% year-over-year from -$48.1 million in Q1 2025, and down 180.07% quarter-over-quarter from $60.5 million in Q4 2025.

Upstart Holdings (UPST) Change in Accured Expenses (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Change in Accured Expenses for 7 consecutive years, with -$48.4 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Change in Accured Expenses rose 0.77% year-over-year to -$48.4 million; the TTM figure through Mar 2026 stood at $39.9 million (up 88.88% YoY), while the FY2025 annual figure was $39.6 million, down 10.35% from the prior year.
  • Change in Accured Expenses eased to -$48.4 million in Q1 2026 per UPST's latest filing, from $60.5 million in the prior quarter.
  • Across five years, Change in Accured Expenses topped out at $60.5 million in Q4 2025 and bottomed at -$48.8 million in Q1 2025.
  • Historically, Change in Accured Expenses has averaged $697294.1 across 5 years, with a median of $1.7 million in 2023.
  • Annual changes were most pronounced in 2022 — Change in Accured Expenses sank 341.1% — and 2023, when it jumped 929.35%.
  • Upstart Holdings' Change in Accured Expenses stood at $6.1 million in 2022, then jumped by 250.2% to $21.3 million in 2023, then climbed by 19.82% to $25.5 million in 2024, then surged by 137.49% to $60.5 million in 2025, then plunged by 180.07% to -$48.4 million in 2026.
  • Business Quant data shows UPST's Change in Accured Expenses at -$48.4 million in Q1 2026, $60.5 million in Q4 2025, and -$13.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Accured Expenses (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 587.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 749.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.74 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -748.00 Mn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 229.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 190.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 421,000.00
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -33.85 Mn
10 Upstart Holdings 2.89 Bn 2.44 Bn 303.39 Mn 38.27 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 38.27 Mn
Jun 30, 2026 38.27 Mn
Mar 31, 2026 -48.45 Mn
Mar 31, 2026 -48.45 Mn
Dec 31, 2025 60.51 Mn
Dec 31, 2025 60.51 Mn
Sep 30, 2025 -13.41 Mn
Sep 30, 2025 -13.41 Mn
Jun 30, 2025 41.29 Mn
Jun 30, 2025 41.29 Mn
Mar 31, 2025 -48.83 Mn
Mar 31, 2025 -48.83 Mn
Dec 31, 2024 25.48 Mn
Dec 31, 2024 25.48 Mn
Sep 30, 2024 31.78 Mn
Sep 30, 2024 31.78 Mn
Jun 30, 2024 12.72 Mn
Jun 30, 2024 12.72 Mn
Mar 31, 2024 -25.85 Mn
Mar 31, 2024 -25.85 Mn