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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Return on Equity (2021 - 2025)

Upstart Holdings (UPST) has disclosed Return on Equity for 5 consecutive years, with 0.01% as the latest value for Q2 2025.

  • On a quarterly basis, Return on Equity rose 33.0% to 0.01% in Q2 2025 year-over-year; TTM through Jun 2025 was 0.01%, a 33.0% increase, with the full-year FY2024 number at 0.2%, up 16.0% from a year prior.
  • Return on Equity was 0.01% for Q2 2025 at Upstart Holdings, up from 0.1% in the prior quarter.
  • In the past five years, Return on Equity ranged from a high of 0.19% in Q1 2022 to a low of 0.43% in Q2 2023.
  • A 5-year average of 0.11% and a median of 0.06% in 2025 define the central range for Return on Equity.
  • Peak YoY movement for Return on Equity: plummeted -60bps in 2023, then soared 33bps in 2025.
  • Upstart Holdings' Return on Equity stood at 0.18% in 2021, then plummeted by -188bps to 0.16% in 2022, then crashed by -141bps to 0.38% in 2023, then increased by 11bps to 0.33% in 2024, then surged by 97bps to 0.01% in 2025.
  • Per Business Quant, the three most recent readings for UPST's Return on Equity are 0.01% (Q2 2025), 0.1% (Q1 2025), and 0.33% (Q2 2024).