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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Return on Equity (2021 - 2026)

Upstart Holdings has reported Return on Equity over the past 5 years, most recently at 0.0% for Q4 2025.

  • Quarterly Return on Equity changed 0.0% to 0.0% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.0% through Dec 2025, changed 0.0% year-over-year, with the annual reading at 0.0% for FY2025, 0.0% changed from the prior year.
  • Return on Equity was 0.0% for Q4 2025 at Upstart Holdings, up from 0.0% in the prior quarter.
  • Over five years, Return on Equity peaked at 0.0% in Q1 2022 and troughed at 0.0% in Q2 2023.
  • The 5-year median for Return on Equity is 0.0% (2025), against an average of 0.0%.
  • Year-over-year, Return on Equity changed 0bps in 2022 and then decreased -1bps in 2023.
  • A 5-year view of Return on Equity shows it stood at 0.0% in 2021, then crashed by -188bps to 0.0% in 2022, then tumbled by -141bps to 0.0% in 2023, then surged by 44bps to 0.0% in 2024, then skyrocketed by 133bps to 0.0% in 2025.
  • Per Business Quant, the three most recent readings for UPST's Return on Equity are 0.0% (Q4 2025), 0.0% (Q3 2025), and 0.0% (Q2 2025).