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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Return on Equity (2021 - 2025)

Upstart Holdings (UPST) has disclosed Return on Equity for 5 consecutive years, with 0.07% as the latest value for Q4 2025.

  • Quarterly Return on Equity rose 28.0% to 0.07% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.07% through Dec 2025, up 28.0% year-over-year, with the annual reading at 0.07% for FY2025, 28.0% up from the prior year.
  • Return on Equity for Q4 2025 was 0.07% at Upstart Holdings, up from 0.04% in the prior quarter.
  • The five-year high for Return on Equity was 0.19% in Q1 2022, with the low at 0.43% in Q2 2023.
  • Average Return on Equity over 5 years is 0.11%, with a median of 0.06% recorded in 2025.
  • The sharpest move saw Return on Equity tumbled -60bps in 2023, then skyrocketed 33bps in 2025.
  • Over 5 years, Return on Equity stood at 0.18% in 2021, then tumbled by -188bps to 0.16% in 2022, then plummeted by -141bps to 0.38% in 2023, then skyrocketed by 44bps to 0.21% in 2024, then skyrocketed by 133bps to 0.07% in 2025.
  • According to Business Quant data, Return on Equity over the past three periods came in at 0.07%, 0.04%, and 0.01% for Q4 2025, Q3 2025, and Q2 2025 respectively.