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Upstart Holdings (UPST) Return on Equity: 2021-2025

Historic Return on Equity for Upstart Holdings (UPST) over the last 5 years, with Sep 2025 value amounting to 0.04%.

  • Upstart Holdings' Return on Equity rose 33.00% to 0.04% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.04%, marking a year-over-year increase of 33.00%. This contributed to the annual value of -0.20% for FY2024, which is 16.00% up from last year.
  • As of Q3 2025, Upstart Holdings' Return on Equity stood at 0.04%, which was up 583.80% from -0.01% recorded in Q2 2025.
  • Over the past 5 years, Upstart Holdings' Return on Equity peaked at 0.19% during Q1 2022, and registered a low of -0.43% during Q2 2023.
  • Moreover, its 3-year median value for Return on Equity was -0.28% (2024), whereas its average is -0.25%.
  • Its Return on Equity has fluctuated over the past 5 years, first slumped by 60bps in 2023, then skyrocketed by 33bps in 2025.
  • Quarterly analysis of 5 years shows Upstart Holdings' Return on Equity stood at 0.18% in 2021, then plummeted by 33bps to -0.16% in 2022, then fell by 22bps to -0.38% in 2023, then rose by 17bps to -0.21% in 2024, then surged by 33bps to 0.04% in 2025.
  • Its Return on Equity was 0.04% in Q3 2025, compared to -0.01% in Q2 2025 and -0.10% in Q1 2025.