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Consolidated Net IncomeCost of RevenueEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest ExpensesInterest ExpensesNet Income towards Common StockholdersNon Operating IncomeOperating ExpensesOperating IncomeOther Non Operating IncomeOther Operating ExpensesProfit After TaxResearch & DevelopmentRevenueSelling, General & AdministrativeShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax Rate
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Upstart Holdings (UPST) Operating Income (2020 - 2025)

Upstart Holdings (UPST) has disclosed Operating Income for 6 consecutive years, with $18.9 million as the latest value for Q4 2025.

  • Quarterly Operating Income rose 498.29% to $18.9 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $42.6 million through Dec 2025, up 124.66% year-over-year, with the annual reading at $42.6 million for FY2025, 124.66% up from the prior year.
  • Operating Income for Q4 2025 was $18.9 million at Upstart Holdings, down from $23.7 million in the prior quarter.
  • The five-year high for Operating Income was $60.4 million in Q4 2021, with the low at -$131.8 million in Q1 2023.
  • Average Operating Income over 5 years is -$18.0 million, with a median of -$18.4 million recorded in 2022.
  • The sharpest move saw Operating Income surged 2716.27% in 2021, then crashed 478.48% in 2023.
  • Over 5 years, Operating Income stood at $60.4 million in 2021, then plummeted by 196.83% to -$58.5 million in 2022, then increased by 18.8% to -$47.5 million in 2023, then skyrocketed by 90.0% to -$4.8 million in 2024, then skyrocketed by 498.29% to $18.9 million in 2025.
  • According to Business Quant data, Operating Income over the past three periods came in at $18.9 million, $23.7 million, and $4.5 million for Q4 2025, Q3 2025, and Q2 2025 respectively.