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Consolidated Net IncomeEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest ExpensesNet Income towards Common StockholdersNon Operating IncomeOperating ExpensesOperating IncomeOther Non Operating IncomeOther Operating ExpensesProfit After TaxResearch & DevelopmentRevenueSelling, General & AdministrativeShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax Rate
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Upstart Holdings (UPST) Operating Income (2020 - 2025)

Upstart Holdings (UPST) has disclosed Operating Income for 6 consecutive years, with $18.9 million as the latest value for Q4 2025.

  • On a quarterly basis, Operating Income rose 498.29% to $18.9 million in Q4 2025 year-over-year; TTM through Dec 2025 was $42.6 million, a 124.66% increase, with the full-year FY2025 number at $42.6 million, up 124.66% from a year prior.
  • Operating Income was $18.9 million for Q4 2025 at Upstart Holdings, down from $23.7 million in the prior quarter.
  • In the past five years, Operating Income ranged from a high of $60.4 million in Q4 2021 to a low of -$131.8 million in Q1 2023.
  • A 5-year average of -$18.0 million and a median of -$18.4 million in 2022 define the central range for Operating Income.
  • Peak YoY movement for Operating Income: skyrocketed 2716.27% in 2021, then tumbled 478.48% in 2023.
  • Upstart Holdings' Operating Income stood at $60.4 million in 2021, then crashed by 196.83% to -$58.5 million in 2022, then grew by 18.8% to -$47.5 million in 2023, then soared by 90.0% to -$4.8 million in 2024, then soared by 498.29% to $18.9 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Operating Income are $18.9 million (Q4 2025), $23.7 million (Q3 2025), and $4.5 million (Q2 2025).