Upstart Holdings (UPST) Gross Profit (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Gross Profit of $222.0 million for Q1 2026, up 53.11% year-over-year from $145.0 million in Q1 2025, and up 47.58% quarter-over-quarter from $150.4 million in Q4 2025.

Upstart Holdings (UPST) Gross Profit (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Gross Profit for 7 consecutive years, with $222.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Gross Profit rose 53.11% year-over-year to $222.0 million; the TTM figure through Mar 2026 stood at $810.7 million (up 55.65% YoY), while the FY2025 annual figure was $761.6 million, up 59.51% from the prior year.
  • Gross Profit grew to $222.0 million in Q1 2026 per UPST's latest filing, from $150.4 million in the prior quarter.
  • Across five years, Gross Profit topped out at $261.7 million in Q1 2022 and bottomed at $47.3 million in Q4 2022.
  • Historically, Gross Profit has averaged $142.5 million across 5 years, with a median of $134.3 million in 2022.
  • On a YoY basis, Gross Profit climbed as much as 164.96% in 2022 and fell as far as 83.9% in 2022.
  • Upstart Holdings' Gross Profit stood at $47.3 million in 2022, then soared by 120.37% to $104.2 million in 2023, then soared by 52.29% to $158.7 million in 2024, then fell by 5.21% to $150.4 million in 2025, then surged by 47.58% to $222.0 million in 2026.
  • Business Quant data shows UPST's Gross Profit at $222.0 million in Q1 2026, $150.4 million in Q4 2025, and $227.3 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Upstart Holdings 2.89 Bn 2.44 Bn 303.39 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 303.39 Mn
Jun 30, 2026 303.39 Mn
Mar 31, 2026 221.97 Mn
Mar 31, 2026 221.97 Mn
Dec 31, 2025 150.40 Mn
Dec 31, 2025 150.40 Mn
Sep 30, 2025 227.32 Mn
Sep 30, 2025 227.32 Mn
Jun 30, 2025 211.05 Mn
Jun 30, 2025 211.05 Mn
Mar 31, 2025 144.97 Mn
Mar 31, 2025 144.97 Mn
Dec 31, 2024 158.67 Mn
Dec 31, 2024 158.67 Mn
Sep 30, 2024 128.29 Mn
Sep 30, 2024 128.29 Mn
Jun 30, 2024 88.95 Mn
Jun 30, 2024 88.95 Mn
Mar 31, 2024 98.66 Mn
Mar 31, 2024 98.66 Mn