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Balance Sheet
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Consolidated Net IncomeCost of RevenueEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest ExpensesInterest ExpensesNet Income towards Common StockholdersNon Operating IncomeOperating ExpensesOperating IncomeOther Non Operating IncomeOther Operating ExpensesProfit After TaxResearch & DevelopmentRevenueSelling, General & AdministrativeShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax Rate
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Accumulated Depreciation & AmortizationAccumulated Depreciation & AmortizationCost of RevenueEBIATGross ProfitLeasesLong-Term Debt IssuancesLong-Term Debt RepaymentsMachine, Furnitures, Fixtures & OtherOther Gross PP&E AdjustmentsOther Gross PP&E AdjustmentsProperty, Plant & Equipment (Gross)Property, Plant & Equipment (Gross)Receivables - OtherShares IssuedShares OutstandingShares OutstandingShares Repurchased
Ratios

Upstart Holdings (UPST) Gross Profit (2020 - 2026)

Upstart Holdings has reported Gross Profit over the past 6 years, most recently at $318.6 million for Q4 2025.

  • Quarterly Gross Profit rose 107.34% to $318.6 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $838.1 million through Dec 2025, up 85.08% year-over-year, with the annual reading at $855.5 million for FY2025, 78.77% up from the prior year.
  • Gross Profit was $318.6 million for Q4 2025 at Upstart Holdings, up from $208.7 million in the prior quarter.
  • Over five years, Gross Profit peaked at $318.6 million in Q4 2025 and troughed at $85.7 million in Q1 2023.
  • The 5-year median for Gross Profit is $120.9 million (2022), against an average of $146.4 million.
  • Year-over-year, Gross Profit soared 834.64% in 2021 and then crashed 60.26% in 2022.
  • A 5-year view of Gross Profit shows it stood at $263.8 million in 2021, then crashed by 60.26% to $104.8 million in 2022, then grew by 8.8% to $114.1 million in 2023, then soared by 34.72% to $153.7 million in 2024, then soared by 107.34% to $318.6 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Gross Profit are $318.6 million (Q4 2025), $208.7 million (Q3 2025), and $184.2 million (Q2 2025).