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Upstart Holdings (UPST) Gross Profit (2020 - 2025)

Upstart Holdings (UPST) has disclosed Gross Profit for 6 consecutive years, with $279.3 million as the latest value for Q4 2025.

  • On a quarterly basis, Gross Profit rose 62.0% to $279.3 million in Q4 2025 year-over-year; TTM through Dec 2025 was $882.3 million, a 83.12% increase, with the full-year FY2025 number at $855.5 million, up 82.54% from a year prior.
  • Gross Profit was $279.3 million for Q4 2025 at Upstart Holdings, up from $254.1 million in the prior quarter.
  • In the past five years, Gross Profit ranged from a high of $336.7 million in Q4 2021 to a low of $10.5 million in Q4 2022.
  • A 5-year average of $145.8 million and a median of $120.9 million in 2022 define the central range for Gross Profit.
  • Peak YoY movement for Gross Profit: tumbled 96.89% in 2022, then skyrocketed 989.32% in 2023.
  • Upstart Holdings' Gross Profit stood at $336.7 million in 2021, then crashed by 96.89% to $10.5 million in 2022, then surged by 989.32% to $114.1 million in 2023, then skyrocketed by 51.15% to $172.4 million in 2024, then surged by 62.0% to $279.3 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Gross Profit are $279.3 million (Q4 2025), $254.1 million (Q3 2025), and $194.5 million (Q2 2025).