Upstart Holdings UPST
NASDAQ UPST
$25.00 +0.23 (+0.93%)
At close: Sep 18, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) Gross Profit (2020 - 2026)

Upstart Holdings' (UPST) quarterly Gross Profit came in at $303.4 million in Q2 2026, up 43.76% year-over-year from $211.0 million in Q2 2025, and up 19.86% quarter-over-quarter from $253.1 million in Q1 2026.

Analysis

Upstart Holdings (UPST) Gross Profit (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Gross Profit for 7 consecutive years, with $303.4 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Gross Profit rose 43.76% year-over-year to $303.4 million in Q2 2026; TTM through Jun 2026 was $1.0 billion, a 53.0% increase from a year earlier, with the FY2025 full-year figure at $855.5 million, up 78.77% from the prior year.
  • Gross Profit was $303.4 million for Q2 2026 at Upstart Holdings, up from $253.1 million in the prior quarter.
  • Over five years, Gross Profit peaked at $303.4 million in Q2 2026 and troughed at $76.6 million in Q1 2023.
  • A 5-year average of $167.8 million and a median of $147.0 million in 2022 frame the typical range for Gross Profit.
  • Across the five-year window, Gross Profit soared 155.47% in 2022 and plunged 71.18% in 2023, its largest moves.
  • Over 5 years, Gross Profit stood at $112.1 million in 2022, then rose by 4.12% to $116.7 million in 2023, then soared by 36.84% to $159.7 million in 2024, then soared by 52.91% to $244.2 million in 2025, then advanced by 24.21% to $303.4 million in 2026.
  • The last three Gross Profit figures came in at $303.4 million (Q2 2026), $253.1 million (Q1 2026), and $244.2 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn -
4 FinVolution 836.54 Mn -90.46 Mn -
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn
9 Jiayin 76.25 Mn 2.23 Mn -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 303.39 Mn
Mar 31, 2026 253.12 Mn
Dec 31, 2025 244.25 Mn
Sep 30, 2025 227.32 Mn
Jun 30, 2025 211.05 Mn
Mar 31, 2025 172.87 Mn
Dec 31, 2024 159.74 Mn
Sep 30, 2024 128.29 Mn
Jun 30, 2024 91.85 Mn
Mar 31, 2024 98.66 Mn
Dec 31, 2023 116.73 Mn
Sep 30, 2023 109.84 Mn
Jun 30, 2023 106.89 Mn
Mar 31, 2023 76.55 Mn
Dec 31, 2022 112.11 Mn
Sep 30, 2022 134.32 Mn
Jun 30, 2022 207.27 Mn
Mar 31, 2022 265.58 Mn
Dec 31, 2021 263.80 Mn
Sep 30, 2021 193.47 Mn