Upstart Holdings (UPST) Gross Profit (2020 - 2026)

Upstart Holdings (UPST) reported Gross Profit of $222.0 million for Q1 2026, up 53.11% year-over-year from $145.0 million in Q1 2025, and up 121.41% quarter-over-quarter from $100.2 million in Q4 2025.

Upstart Holdings (UPST) Gross Profit (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has 7 years of Gross Profit data on file, last reported at $222.0 million in Q1 2026.

  • Gross Profit for Q1 2026 came in at $222.0 million, up 53.11% year-over-year; the trailing twelve-month figure through Mar 2026 was $742.0 million (up 45.11% YoY), and the FY2025 annual result was $648.5 million, up 38.37% from the prior year.
  • Gross Profit climbed to $222.0 million in Q1 2026 per UPST's latest filing, from $100.2 million in the prior quarter.
  • Over five years, Gross Profit peaked at $265.6 million in Q1 2022 and troughed at $62.3 million in Q1 2023.
  • A 5-year average of $144.2 million and a median of $134.3 million in 2022 frame the typical range for Gross Profit.
  • The sharpest annual moves came in 2022 and 2023: Gross Profit soared 168.85% in 2022, then tumbled 76.53% in 2023.
  • A 5-year view of Gross Profit shows it stood at $103.4 million in 2022, then jumped by 46.06% to $151.1 million in 2023, then fell by 0.79% to $149.9 million in 2024, then plunged by 33.11% to $100.2 million in 2025, then soared by 121.41% to $222.0 million in 2026.
  • Business Quant data shows UPST's Gross Profit at $222.0 million in Q1 2026, $100.2 million in Q4 2025, and $208.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Upstart Holdings 2.88 Bn 2.41 Bn 221.97 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 221.97 Mn
Mar 31, 2026 221.97 Mn
Dec 31, 2025 100.25 Mn
Dec 31, 2025 100.25 Mn
Sep 30, 2025 208.75 Mn
Sep 30, 2025 208.75 Mn
Jun 30, 2025 211.05 Mn
Jun 30, 2025 211.05 Mn
Mar 31, 2025 144.97 Mn
Mar 31, 2025 144.97 Mn
Dec 31, 2024 149.87 Mn
Dec 31, 2024 149.87 Mn
Sep 30, 2024 118.91 Mn
Sep 30, 2024 118.91 Mn
Jun 30, 2024 97.57 Mn
Jun 30, 2024 97.57 Mn
Mar 31, 2024 102.92 Mn
Mar 31, 2024 102.92 Mn
Dec 31, 2023 151.06 Mn
Dec 31, 2023 151.06 Mn