Upstart Holdings (UPST) Gross Profit (2020 - 2026)
Upstart Holdings (UPST) reported Gross Profit of $222.0 million for Q1 2026, up 53.11% year-over-year from $145.0 million in Q1 2025, and up 121.41% quarter-over-quarter from $100.2 million in Q4 2025.
Upstart Holdings (UPST) Gross Profit (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has 7 years of Gross Profit data on file, last reported at $222.0 million in Q1 2026.
- Gross Profit for Q1 2026 came in at $222.0 million, up 53.11% year-over-year; the trailing twelve-month figure through Mar 2026 was $742.0 million (up 45.11% YoY), and the FY2025 annual result was $648.5 million, up 38.37% from the prior year.
- Gross Profit climbed to $222.0 million in Q1 2026 per UPST's latest filing, from $100.2 million in the prior quarter.
- Over five years, Gross Profit peaked at $265.6 million in Q1 2022 and troughed at $62.3 million in Q1 2023.
- A 5-year average of $144.2 million and a median of $134.3 million in 2022 frame the typical range for Gross Profit.
- The sharpest annual moves came in 2022 and 2023: Gross Profit soared 168.85% in 2022, then tumbled 76.53% in 2023.
- A 5-year view of Gross Profit shows it stood at $103.4 million in 2022, then jumped by 46.06% to $151.1 million in 2023, then fell by 0.79% to $149.9 million in 2024, then plunged by 33.11% to $100.2 million in 2025, then soared by 121.41% to $222.0 million in 2026.
- Business Quant data shows UPST's Gross Profit at $222.0 million in Q1 2026, $100.2 million in Q4 2025, and $208.7 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | Upstart Holdings | 2.88 Bn | 2.41 Bn | 221.97 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 221.97 Mn |
| Mar 31, 2026 | 221.97 Mn |
| Dec 31, 2025 | 100.25 Mn |
| Dec 31, 2025 | 100.25 Mn |
| Sep 30, 2025 | 208.75 Mn |
| Sep 30, 2025 | 208.75 Mn |
| Jun 30, 2025 | 211.05 Mn |
| Jun 30, 2025 | 211.05 Mn |
| Mar 31, 2025 | 144.97 Mn |
| Mar 31, 2025 | 144.97 Mn |
| Dec 31, 2024 | 149.87 Mn |
| Dec 31, 2024 | 149.87 Mn |
| Sep 30, 2024 | 118.91 Mn |
| Sep 30, 2024 | 118.91 Mn |
| Jun 30, 2024 | 97.57 Mn |
| Jun 30, 2024 | 97.57 Mn |
| Mar 31, 2024 | 102.92 Mn |
| Mar 31, 2024 | 102.92 Mn |
| Dec 31, 2023 | 151.06 Mn |
| Dec 31, 2023 | 151.06 Mn |