Growth Metrics

Upstart Holdings (UPST) Gross Profit (2020 - 2025)

Upstart Holdings (UPST) has disclosed Gross Profit for 6 consecutive years, with $318.6 million as the latest value for Q4 2025.

  • Quarterly Gross Profit rose 107.34% to $318.6 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $838.1 million through Dec 2025, up 85.08% year-over-year, with the annual reading at $855.5 million for FY2025, 78.77% up from the prior year.
  • Gross Profit for Q4 2025 was $318.6 million at Upstart Holdings, up from $208.7 million in the prior quarter.
  • The five-year high for Gross Profit was $318.6 million in Q4 2025, with the low at $85.7 million in Q1 2023.
  • Average Gross Profit over 5 years is $146.4 million, with a median of $120.9 million recorded in 2022.
  • The sharpest move saw Gross Profit skyrocketed 834.64% in 2021, then plummeted 60.26% in 2022.
  • Over 5 years, Gross Profit stood at $263.8 million in 2021, then tumbled by 60.26% to $104.8 million in 2022, then rose by 8.8% to $114.1 million in 2023, then surged by 34.72% to $153.7 million in 2024, then surged by 107.34% to $318.6 million in 2025.
  • According to Business Quant data, Gross Profit over the past three periods came in at $318.6 million, $208.7 million, and $184.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.