Upstart Holdings (UPST) Liabilities and Shareholders Equity (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Liabilities and Shareholders Equity of $3.0 billion for Q1 2026, up 28.98% year-over-year from $2.3 billion in Q1 2025, and little changed quarter-over-quarter from $3.0 billion in Q4 2025.

Upstart Holdings (UPST) Liabilities and Shareholders Equity (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Liabilities and Shareholders Equity for 7 consecutive years, with $3.0 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Liabilities and Shareholders Equity rose 28.98% year-over-year to $3.0 billion; the TTM figure through Mar 2026 stood at $11.3 billion (up 36.5% YoY), while the FY2025 annual figure was $3.0 billion, up 25.68% from the prior year.
  • Liabilities and Shareholders Equity was little changed at $3.0 billion in Q1 2026 per UPST's latest filing, from $3.0 billion in the prior quarter.
  • Across five years, Liabilities and Shareholders Equity topped out at $3.0 billion in Q4 2025 and bottomed at $1.8 billion in Q2 2023.
  • Historically, Liabilities and Shareholders Equity has averaged $2.2 billion across 5 years, with a median of $2.0 billion in 2022.
  • Annual changes were most pronounced in 2022 — Liabilities and Shareholders Equity surged 194.03% — and 2024, when it fell 9.63%.
  • Upstart Holdings' Liabilities and Shareholders Equity stood at $1.9 billion in 2022, then rose by 4.19% to $2.0 billion in 2023, then climbed by 17.34% to $2.4 billion in 2024, then grew by 25.68% to $3.0 billion in 2025, then dropped by 0.44% to $3.0 billion in 2026.
  • Business Quant data shows UPST's Liabilities and Shareholders Equity at $3.0 billion in Q1 2026, $3.0 billion in Q4 2025, and $2.9 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Liabilities and Shareholders Equity (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 94.59 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 57.69 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 308.20 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 673.84 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 82.74 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - 11.88 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 121.93 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 13.14 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 53.70 Bn
10 Upstart Holdings 2.89 Bn 2.44 Bn 303.39 Mn 3.17 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 3.17 Bn
Mar 31, 2026 2.96 Bn
Dec 31, 2025 2.97 Bn
Sep 30, 2025 2.90 Bn
Jun 30, 2025 2.48 Bn
Mar 31, 2025 2.30 Bn
Dec 31, 2024 2.37 Bn
Sep 30, 2024 1.81 Bn
Jun 30, 2024 1.82 Bn
Mar 31, 2024 1.93 Bn
Dec 31, 2023 2.02 Bn
Sep 30, 2023 2.00 Bn
Jun 30, 2023 1.76 Bn
Mar 31, 2023 1.82 Bn
Dec 31, 2022 1.94 Bn
Sep 30, 2022 1.92 Bn
Jun 30, 2022 1.92 Bn
Mar 31, 2022 1.99 Bn
Dec 31, 2021 1.82 Bn
Sep 30, 2021 1.61 Bn