Upstart Holdings (UPST) Liabilities and Shareholders Equity (2020 - 2026)
Upstart Holdings' (UPST) quarterly Liabilities and Shareholders Equity came in at $3.2 billion in Q2 2026, up 27.98% year-over-year from $2.5 billion in Q2 2025, and up 7.08% quarter-over-quarter from $3.0 billion in Q1 2026.
Analysis
Upstart Holdings (UPST) Liabilities and Shareholders Equity (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Liabilities and Shareholders Equity for 7 consecutive years, with $3.2 billion the latest figure, recorded in Q2 2026.
- On a quarterly basis, Liabilities and Shareholders Equity rose 27.98% year-over-year to $3.2 billion in Q2 2026; TTM through Jun 2026 was $12.0 billion, a 34.22% increase from a year earlier, with the FY2025 full-year figure at $3.0 billion, up 25.68% from the prior year.
- Liabilities and Shareholders Equity was $3.2 billion for Q2 2026 at Upstart Holdings, up from $3.0 billion in the prior quarter.
- Over five years, Liabilities and Shareholders Equity peaked at $3.2 billion in Q2 2026 and troughed at $1.8 billion in Q2 2023.
- A 5-year average of $2.2 billion and a median of $2.0 billion in 2022 frame the typical range for Liabilities and Shareholders Equity.
- Across the five-year window, Liabilities and Shareholders Equity jumped 306.8% in 2022 and declined 9.63% in 2024, its largest moves.
- Over 5 years, Liabilities and Shareholders Equity stood at $1.9 billion in 2022, then grew by 4.19% to $2.0 billion in 2023, then gained by 17.34% to $2.4 billion in 2024, then advanced by 25.68% to $3.0 billion in 2025, then rose by 6.6% to $3.2 billion in 2026.
- The last three Liabilities and Shareholders Equity figures came in at $3.2 billion (Q2 2026), $3.0 billion (Q1 2026), and $3.0 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Liabilities and Shareholders Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 3.17 Bn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 1.69 Bn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 7.80 Bn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 3.83 Bn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 1.78 Bn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 231.09 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 143.57 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 3.29 Bn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 1.26 Bn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 961.42 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.17 Bn |
| Mar 31, 2026 | 2.96 Bn |
| Dec 31, 2025 | 2.97 Bn |
| Sep 30, 2025 | 2.90 Bn |
| Jun 30, 2025 | 2.48 Bn |
| Mar 31, 2025 | 2.30 Bn |
| Dec 31, 2024 | 2.37 Bn |
| Sep 30, 2024 | 1.81 Bn |
| Jun 30, 2024 | 1.82 Bn |
| Mar 31, 2024 | 1.93 Bn |
| Dec 31, 2023 | 2.02 Bn |
| Sep 30, 2023 | 2.00 Bn |
| Jun 30, 2023 | 1.76 Bn |
| Mar 31, 2023 | 1.82 Bn |
| Dec 31, 2022 | 1.94 Bn |
| Sep 30, 2022 | 1.92 Bn |
| Jun 30, 2022 | 1.92 Bn |
| Mar 31, 2022 | 1.99 Bn |
| Dec 31, 2021 | 1.82 Bn |
| Sep 30, 2021 | 1.61 Bn |