Upstart Holdings (UPST) Retained Earnings (2020 - 2026)

Upstart Holdings (UPST) has reported Retained Earnings for 7 consecutive years, with $1.1 billion the latest figure, recorded in Q1 2026.

• In Q1 2026, Retained Earnings rose 0.65% year-over-year to $1.1 billion; the TTM figure through Mar 2026 stood at $1.1 billion (up 0.65% YoY), while the FY2025 annual figure was $1.2 billion, up 381.25% from the prior year.
• Retained Earnings eased to $1.1 billion in Q1 2026 per UPST's latest filing, from $1.2 billion in the prior quarter.
• Across five years, Retained Earnings topped out at $1.2 billion in Q4 2025 and bottomed at -$411.2 million in Q4 2024.
• Historically, Retained Earnings has averaged $566.0 million across 5 years, with a median of $880.9 million in 2023.
• Annual changes were most pronounced in 2022 — Retained Earnings soared 3250.86% — and 2023, when it plunged 273.58%.
• Upstart Holdings' Retained Earnings stood at -$42.4 million in 2022, then jumped by 2262.55% to $917.9 million in 2023, then slumped by 144.79% to -$411.2 million in 2024, then surged by 381.25% to $1.2 billion in 2025, then dropped by 5.1% to $1.1 billion in 2026.
• Business Quant data shows UPST's Retained Earnings at $1.1 billion in Q1 2026, $1.2 billion in Q4 2025, and $1.1 billion in Q3 2025.