Upstart Holdings (UPST) Retained Earnings (2020 - 2026)
Upstart Holdings (UPST) posted Retained Earnings of -$347.66 million for Q2 2026, compared with -$408 million a year earlier.
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Analysis
Upstart Holdings (UPST) Retained Earnings (2020 - 2026) Analysis & Trends
At the end of FY2025, Upstart Holdings' Retained Earnings came in at -$357.56 million.
- In prior years, Upstart Holdings' Retained Earnings was -$411.16 million in FY2024, -$282.58 million in FY2023, -$42.44 million in FY2022 and $66.22 million in FY2021.
- The Q2 2026 figure stands as the highest quarterly Retained Earnings since Q1 2024.
- According to Business Quant data, Retained Earnings for the three prior quarters was -$364.2 million (Q1 2026), -$357.56 million (Q4 2025) and -$376.19 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.04 Bn | 7.27 Bn | - | 34.43 Bn |
| 2 | Coinbase Global | 47.52 Bn | 4.33 Bn | - | 5.47 Bn |
| 3 | Block | 45.61 Bn | 16.91 Bn | 3.17 Bn | 3.45 Bn |
| 4 | Corpay | 26.34 Bn | 16.23 Bn | - | 10.86 Bn |
| 5 | Fiserv | 24.61 Bn | 21.29 Bn | 2.90 Bn | 28.25 Bn |
| 6 | Global Payments | 22.07 Bn | -135.34 Mn | 2.03 Bn | 4.01 Bn |
| 7 | Guidewire Software | 13.93 Bn | 10.49 Bn | 269.68 Mn | -1.02 Bn |
| 8 | Bitmine Immersion Technologies | 13.17 Bn | 10.55 Bn | 40.81 Mn | -8.77 Bn |
| 9 | Chime Financial | 11.48 Bn | 7.27 Bn | 594.87 Mn | -3.29 Bn |
| 10 | Upstart Holdings | 2.26 Bn | 188.28 Mn | 303.39 Mn | -347.66 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -347.66 Mn |
| Mar 31, 2026 | -364.20 Mn |
| Dec 31, 2025 | -357.56 Mn |
| Sep 30, 2025 | -376.19 Mn |
| Jun 30, 2025 | -408.00 Mn |
| Mar 31, 2025 | -413.60 Mn |
| Dec 31, 2024 | -411.16 Mn |
| Sep 30, 2024 | -408.40 Mn |
| Jun 30, 2024 | -401.64 Mn |
| Mar 31, 2024 | -347.17 Mn |
| Dec 31, 2023 | -282.58 Mn |
| Sep 30, 2023 | -240.18 Mn |
| Jun 30, 2023 | -199.86 Mn |
| Mar 31, 2023 | -171.70 Mn |
| Dec 31, 2022 | -42.44 Mn |
| Sep 30, 2022 | 12.82 Mn |
| Jun 30, 2022 | 69.04 Mn |
| Mar 31, 2022 | 98.91 Mn |
| Dec 31, 2021 | 66.22 Mn |
| Sep 30, 2021 | 7.28 Mn |
API Access
Upstart Holdings Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();