Upstart Holdings (UPST) Retained Earnings (2020 - 2026)

Upstart Holdings (UPST) has reported Retained Earnings for 7 consecutive years, with $1.1 billion the latest figure, recorded in Q2 2026.

• On a quarterly basis, Retained Earnings rose 1.34% year-over-year to $1.1 billion in Q2 2026; TTM through Jun 2026 was $1.1 billion, a 1.34% increase from a year earlier, with the FY2025 full-year figure at $1.2 billion, up 10.72% from the prior year.
• Retained Earnings was $1.1 billion for Q2 2026 at Upstart Holdings, up from $1.1 billion in the prior quarter.
• Over five years, Retained Earnings peaked at $1.2 billion in Q4 2025 and troughed at $688.0 million in Q2 2022.
• A 5-year average of $948.1 million and a median of $978.2 million in 2024 frame the typical range for Retained Earnings.
• The widest YoY moves for Retained Earnings: up 104.79% in 2022, down 6.76% in 2022.
• Over 5 years, Retained Earnings stood at $714.9 million in 2022, then rose by 28.4% to $917.9 million in 2023, then advanced by 13.78% to $1.0 billion in 2024, then climbed by 10.72% to $1.2 billion in 2025, then declined by 0.97% to $1.1 billion in 2026.
• The last three Retained Earnings figures came in at $1.1 billion (Q2 2026), $1.1 billion (Q1 2026), and $1.2 billion (Q4 2025), per Business Quant data.