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Upstart Holdings (UPST) Retained Earnings (2020 - 2025)

Upstart Holdings (UPST) has disclosed Retained Earnings for 6 consecutive years, with -$357.6 million as the latest value for Q4 2025.

  • Quarterly Retained Earnings rose 13.04% to -$357.6 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$357.6 million through Dec 2025, up 13.04% year-over-year, with the annual reading at -$357.6 million for FY2025, 13.04% up from the prior year.
  • Retained Earnings for Q4 2025 was -$357.6 million at Upstart Holdings, up from -$376.2 million in the prior quarter.
  • The five-year high for Retained Earnings was $98.9 million in Q1 2022, with the low at -$413.6 million in Q1 2025.
  • Average Retained Earnings over 5 years is -$194.4 million, with a median of -$220.0 million recorded in 2023.
  • The sharpest move saw Retained Earnings skyrocketed 416.18% in 2022, then crashed 1973.61% in 2023.
  • Over 5 years, Retained Earnings stood at $66.2 million in 2021, then tumbled by 164.09% to -$42.4 million in 2022, then tumbled by 565.76% to -$282.6 million in 2023, then plummeted by 45.5% to -$411.2 million in 2024, then grew by 13.04% to -$357.6 million in 2025.
  • According to Business Quant data, Retained Earnings over the past three periods came in at -$357.6 million, -$376.2 million, and -$408.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.