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Upstart Holdings (UPST) Retained Earnings: 2020-2025

Historic Retained Earnings for Upstart Holdings (UPST) over the last 5 years, with Sep 2025 value amounting to -$376.2 million.

  • Upstart Holdings' Retained Earnings rose 7.89% to -$376.2 million in Q3 2025 from the same period last year, while for Sep 2025 it was -$376.2 million, marking a year-over-year increase of 7.89%. This contributed to the annual value of -$411.2 million for FY2024, which is 45.50% down from last year.
  • Per Upstart Holdings' latest filing, its Retained Earnings stood at -$376.2 million for Q3 2025, which was up 7.80% from -$408.0 million recorded in Q2 2025.
  • In the past 5 years, Upstart Holdings' Retained Earnings ranged from a high of $98.9 million in Q1 2022 and a low of -$413.6 million during Q1 2025.
  • Moreover, its 3-year median value for Retained Earnings was -$376.2 million (2025), whereas its average is -$332.8 million.
  • As far as peak fluctuations go, Upstart Holdings' Retained Earnings spiked by 416.18% in 2022, and later tumbled by 1,973.61% in 2023.
  • Upstart Holdings' Retained Earnings (Quarterly) stood at $66.2 million in 2021, then plummeted by 164.09% to -$42.4 million in 2022, then crashed by 565.76% to -$282.6 million in 2023, then plummeted by 45.50% to -$411.2 million in 2024, then rose by 7.89% to -$376.2 million in 2025.
  • Its Retained Earnings was -$376.2 million in Q3 2025, compared to -$408.0 million in Q2 2025 and -$413.6 million in Q1 2025.