Upstart Holdings (UPST) Retained Earnings (2020 - 2026)

Upstart Holdings (UPST) has 7 years of Retained Earnings data on file, last reported at -$364.2 million in Q1 2026.

• Retained Earnings for Q1 2026 came in at -$364.2 million, up 11.94% year-over-year; the trailing twelve-month figure through Mar 2026 was -$364.2 million (up 11.94% YoY), and the FY2025 annual result was -$357.6 million, up 13.04% from the prior year.
• Retained Earnings declined to -$364.2 million in Q1 2026 per UPST's latest filing, from -$357.6 million in the prior quarter.
• Over five years, Retained Earnings peaked at $98.9 million in Q1 2022 and troughed at -$413.6 million in Q1 2025.
• A 5-year average of -$249.6 million and a median of -$347.2 million in 2024 frame the typical range for Retained Earnings.
• The sharpest annual moves came in 2022 and 2023: Retained Earnings soared 416.18% in 2022, then tumbled 1973.61% in 2023.
• A 5-year view of Retained Earnings shows it stood at -$42.4 million in 2022, then plunged by 565.76% to -$282.6 million in 2023, then slumped by 45.5% to -$411.2 million in 2024, then advanced by 13.04% to -$357.6 million in 2025, then slipped by 1.86% to -$364.2 million in 2026.
• Business Quant data shows UPST's Retained Earnings at -$364.2 million in Q1 2026, -$357.6 million in Q4 2025, and -$376.2 million in Q3 2025.