Upstart Holdings (UPST) Retained Earnings (2020 - 2026)

Upstart Holdings has disclosed Retained Earnings across 7 years of filings, most recently posting -$364.2 million for Q1 2026.

• In Q1 2026, Retained Earnings rose 11.94% year-over-year to -$364.2 million; the TTM figure through Mar 2026 stood at -$364.2 million (up 11.94% YoY), while the FY2025 annual figure was -$357.6 million, up 13.04% from the prior year.
• Retained Earnings retreated to -$364.2 million in Q1 2026, from -$357.6 million in the prior quarter.
• Over the last five years, Retained Earnings for UPST reached as high as $98.9 million in Q1 2022 and fell as low as -$413.6 million in Q1 2025.
• The 5-year median for Retained Earnings is -$347.2 million (2024), against an average of -$249.6 million.
• Annual changes were most pronounced in 2022 — Retained Earnings soared 416.18% — and 2023, when it sank 1973.61%.
• A 5-year view of Retained Earnings shows it stood at -$42.4 million in 2022, then slumped by 565.76% to -$282.6 million in 2023, then plunged by 45.5% to -$411.2 million in 2024, then advanced by 13.04% to -$357.6 million in 2025, then slipped by 1.86% to -$364.2 million in 2026.
• According to Business Quant data, Retained Earnings over the past three periods registered -$364.2 million, -$357.6 million, and -$376.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.