Upstart Holdings (UPST) Total Liabilities (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Total Liabilities of $2.2 billion for Q1 2026, up 37.59% year-over-year from $1.6 billion in Q1 2025, and up 2.41% quarter-over-quarter from $2.2 billion in Q4 2025.
Upstart Holdings (UPST) Total Liabilities (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Total Liabilities for 7 consecutive years, with $2.2 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Total Liabilities rose 37.59% year-over-year to $2.2 billion; the TTM figure through Mar 2026 stood at $2.2 billion (up 37.59% YoY), while the FY2025 annual figure was $2.2 billion, up 25.51% from the prior year.
- Total Liabilities grew to $2.2 billion in Q1 2026 per UPST's latest filing, from $2.2 billion in the prior quarter.
- Across five years, Total Liabilities topped out at $2.2 billion in Q1 2026 and bottomed at $1.1 billion in Q1 2022.
- Historically, Total Liabilities has averaged $1.5 billion across 5 years, with a median of $1.3 billion in 2024.
- Annual changes were most pronounced in 2022 — Total Liabilities soared 809.03% — and 2024, when it slipped 10.84%.
- Upstart Holdings' Total Liabilities stood at $1.3 billion in 2022, then advanced by 9.35% to $1.4 billion in 2023, then increased by 25.47% to $1.7 billion in 2024, then grew by 25.51% to $2.2 billion in 2025, then rose by 2.41% to $2.2 billion in 2026.
- Business Quant data shows UPST's Total Liabilities at $2.2 billion in Q1 2026, $2.2 billion in Q4 2025, and $2.2 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.41 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 52.09 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 273.92 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 560.04 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 62.92 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 5.30 Mn |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 105.03 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 9.36 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 42.89 Bn |
| 10 | Upstart Holdings | 2.89 Bn | 2.44 Bn | 303.39 Mn | 2.37 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.37 Bn |
| Mar 31, 2026 | 2.23 Bn |
| Dec 31, 2025 | 2.18 Bn |
| Sep 30, 2025 | 2.16 Bn |
| Jun 30, 2025 | 1.76 Bn |
| Mar 31, 2025 | 1.62 Bn |
| Dec 31, 2024 | 1.73 Bn |
| Sep 30, 2024 | 1.21 Bn |
| Jun 30, 2024 | 1.23 Bn |
| Mar 31, 2024 | 1.31 Bn |
| Dec 31, 2023 | 1.38 Bn |
| Sep 30, 2023 | 1.36 Bn |
| Jun 30, 2023 | 1.13 Bn |
| Mar 31, 2023 | 1.19 Bn |
| Dec 31, 2022 | 1.26 Bn |
| Sep 30, 2022 | 1.20 Bn |
| Jun 30, 2022 | 1.16 Bn |
| Mar 31, 2022 | 1.11 Bn |
| Dec 31, 2021 | 1.01 Bn |
| Sep 30, 2021 | 887.04 Mn |