Upstart Holdings (UPST) Total Liabilities (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Total Liabilities of $2.2 billion for Q1 2026, up 37.59% YoY from $1.6 billion in Q1 2025, and up 2.41% sequentially from $2.2 billion in Q4 2025.
Upstart Holdings (UPST) Total Liabilities (2020 - 2026) Analysis & Trends
Upstart Holdings has disclosed Total Liabilities across 7 years of filings, most recently posting $2.2 billion for Q1 2026.
- In Q1 2026, Total Liabilities rose 37.59% year-over-year to $2.2 billion; the TTM figure through Mar 2026 stood at $2.2 billion (up 37.59% YoY), while the FY2025 annual figure was $2.2 billion, up 25.51% from the prior year.
- Total Liabilities rose to $2.2 billion in Q1 2026, from $2.2 billion in the prior quarter.
- Over the last five years, Total Liabilities for UPST reached as high as $2.2 billion in Q1 2026 and fell as low as $1.1 billion in Q1 2022.
- The 5-year median for Total Liabilities is $1.3 billion (2024), against an average of $1.5 billion.
- Annual changes were most pronounced in 2022 — Total Liabilities soared 809.03% — and 2024, when it slipped 10.84%.
- A 5-year view of Total Liabilities shows it stood at $1.3 billion in 2022, then gained by 9.35% to $1.4 billion in 2023, then grew by 25.47% to $1.7 billion in 2024, then climbed by 25.51% to $2.2 billion in 2025, then increased by 2.41% to $2.2 billion in 2026.
- According to Business Quant data, Total Liabilities over the past three periods registered $2.2 billion, $2.2 billion, and $2.2 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 59.39 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 45.73 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 274.90 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 60.52 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 9.36 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 42.89 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 181.66 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 7.11 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.21 Bn |
| 10 | Upstart Holdings | 3.46 Bn | 2.99 Bn | 221.97 Mn | 2.23 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.23 Bn |
| Dec 31, 2025 | 2.18 Bn |
| Sep 30, 2025 | 2.16 Bn |
| Jun 30, 2025 | 1.76 Bn |
| Mar 31, 2025 | 1.62 Bn |
| Dec 31, 2024 | 1.73 Bn |
| Sep 30, 2024 | 1.21 Bn |
| Jun 30, 2024 | 1.23 Bn |
| Mar 31, 2024 | 1.31 Bn |
| Dec 31, 2023 | 1.38 Bn |
| Sep 30, 2023 | 1.36 Bn |
| Jun 30, 2023 | 1.13 Bn |
| Mar 31, 2023 | 1.19 Bn |
| Dec 31, 2022 | 1.26 Bn |
| Sep 30, 2022 | 1.20 Bn |
| Jun 30, 2022 | 1.16 Bn |
| Mar 31, 2022 | 1.11 Bn |
| Dec 31, 2021 | 1.01 Bn |
| Sep 30, 2021 | 887.04 Mn |
| Jun 30, 2021 | 188.49 Mn |