Upstart Holdings (UPST) Total Liabilities (2020 - 2026)
Upstart Holdings (UPST) reported Total Liabilities of $2.2 billion for Q1 2026, up 37.59% year-over-year from $1.6 billion in Q1 2025, and up 2.41% quarter-over-quarter from $2.2 billion in Q4 2025.
Upstart Holdings (UPST) Total Liabilities (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has 7 years of Total Liabilities data on file, last reported at $2.2 billion in Q1 2026.
- Total Liabilities for Q1 2026 came in at $2.2 billion, up 37.59% year-over-year; the trailing twelve-month figure through Mar 2026 was $2.2 billion (up 37.59% YoY), and the FY2025 annual result was $2.2 billion, up 25.51% from the prior year.
- Total Liabilities climbed to $2.2 billion in Q1 2026 per UPST's latest filing, from $2.2 billion in the prior quarter.
- Over five years, Total Liabilities peaked at $2.2 billion in Q1 2026 and troughed at $1.1 billion in Q1 2022.
- A 5-year average of $1.5 billion and a median of $1.3 billion in 2024 frame the typical range for Total Liabilities.
- The sharpest annual moves came in 2022 and 2024: Total Liabilities soared 809.03% in 2022, then slipped 10.84% in 2024.
- A 5-year view of Total Liabilities shows it stood at $1.3 billion in 2022, then gained by 9.35% to $1.4 billion in 2023, then grew by 25.47% to $1.7 billion in 2024, then climbed by 25.51% to $2.2 billion in 2025, then increased by 2.41% to $2.2 billion in 2026.
- Business Quant data shows UPST's Total Liabilities at $2.2 billion in Q1 2026, $2.2 billion in Q4 2025, and $2.2 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 59.39 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 45.73 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 274.90 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 570.64 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 60.52 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 105.02 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 9.36 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 42.89 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 181.66 Bn |
| 10 | Upstart Holdings | 2.88 Bn | 2.41 Bn | 221.97 Mn | 2.23 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.23 Bn |
| Dec 31, 2025 | 2.18 Bn |
| Sep 30, 2025 | 2.16 Bn |
| Jun 30, 2025 | 1.76 Bn |
| Mar 31, 2025 | 1.62 Bn |
| Dec 31, 2024 | 1.73 Bn |
| Sep 30, 2024 | 1.21 Bn |
| Jun 30, 2024 | 1.23 Bn |
| Mar 31, 2024 | 1.31 Bn |
| Dec 31, 2023 | 1.38 Bn |
| Sep 30, 2023 | 1.36 Bn |
| Jun 30, 2023 | 1.13 Bn |
| Mar 31, 2023 | 1.19 Bn |
| Dec 31, 2022 | 1.26 Bn |
| Sep 30, 2022 | 1.20 Bn |
| Jun 30, 2022 | 1.16 Bn |
| Mar 31, 2022 | 1.11 Bn |
| Dec 31, 2021 | 1.01 Bn |
| Sep 30, 2021 | 887.04 Mn |
| Jun 30, 2021 | 188.49 Mn |