Upstart Holdings (UPST) Total Liabilities (2020 - 2026)
Upstart Holdings' (UPST) quarterly Total Liabilities came in at $2.4 billion in Q2 2026, up 35.19% year-over-year from $1.8 billion in Q2 2025, and up 6.52% quarter-over-quarter from $2.2 billion in Q1 2026.
Analysis
Upstart Holdings (UPST) Total Liabilities (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Total Liabilities for 7 consecutive years, with $2.4 billion the latest figure, recorded in Q2 2026.
- On a quarterly basis, Total Liabilities rose 35.19% year-over-year to $2.4 billion in Q2 2026; TTM through Jun 2026 was $2.4 billion, a 35.19% increase from a year earlier, with the FY2025 full-year figure at $2.2 billion, up 25.51% from the prior year.
- Total Liabilities was $2.4 billion for Q2 2026 at Upstart Holdings, up from $2.2 billion in the prior quarter.
- Over five years, Total Liabilities peaked at $2.4 billion in Q2 2026 and troughed at $1.1 billion in Q1 2022.
- A 5-year average of $1.5 billion and a median of $1.3 billion in 2023 frame the typical range for Total Liabilities.
- Across the five-year window, Total Liabilities soared 561.37% in 2022 and decreased 10.84% in 2024, its largest moves.
- Over 5 years, Total Liabilities stood at $1.3 billion in 2022, then rose by 9.35% to $1.4 billion in 2023, then climbed by 25.47% to $1.7 billion in 2024, then advanced by 25.51% to $2.2 billion in 2025, then advanced by 9.09% to $2.4 billion in 2026.
- The last three Total Liabilities figures came in at $2.4 billion (Q2 2026), $2.2 billion (Q1 2026), and $2.2 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 2.37 Bn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 1.01 Bn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 4.17 Bn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 1.38 Bn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 640.64 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 155.77 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 48.79 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 1.53 Bn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 643.97 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 777.63 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.37 Bn |
| Mar 31, 2026 | 2.23 Bn |
| Dec 31, 2025 | 2.18 Bn |
| Sep 30, 2025 | 2.16 Bn |
| Jun 30, 2025 | 1.76 Bn |
| Mar 31, 2025 | 1.62 Bn |
| Dec 31, 2024 | 1.73 Bn |
| Sep 30, 2024 | 1.21 Bn |
| Jun 30, 2024 | 1.23 Bn |
| Mar 31, 2024 | 1.31 Bn |
| Dec 31, 2023 | 1.38 Bn |
| Sep 30, 2023 | 1.36 Bn |
| Jun 30, 2023 | 1.13 Bn |
| Mar 31, 2023 | 1.19 Bn |
| Dec 31, 2022 | 1.26 Bn |
| Sep 30, 2022 | 1.20 Bn |
| Jun 30, 2022 | 1.16 Bn |
| Mar 31, 2022 | 1.11 Bn |
| Dec 31, 2021 | 1.01 Bn |
| Sep 30, 2021 | 887.04 Mn |