Upstart Holdings UPST
NASDAQ UPST
$29.08 -1.38 (-4.53%)
At close: Aug 28, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) Total Liabilities (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Total Liabilities of $2.2 billion for Q1 2026, up 37.59% year-over-year from $1.6 billion in Q1 2025, and up 2.41% quarter-over-quarter from $2.2 billion in Q4 2025.

Analysis

Upstart Holdings (UPST) Total Liabilities (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Total Liabilities for 7 consecutive years, with $2.2 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Total Liabilities rose 37.59% year-over-year to $2.2 billion; the TTM figure through Mar 2026 stood at $2.2 billion (up 37.59% YoY), while the FY2025 annual figure was $2.2 billion, up 25.51% from the prior year.
  • Total Liabilities grew to $2.2 billion in Q1 2026 per UPST's latest filing, from $2.2 billion in the prior quarter.
  • Across five years, Total Liabilities topped out at $2.2 billion in Q1 2026 and bottomed at $1.1 billion in Q1 2022.
  • Historically, Total Liabilities has averaged $1.5 billion across 5 years, with a median of $1.3 billion in 2024.
  • Annual changes were most pronounced in 2022 — Total Liabilities soared 809.03% — and 2024, when it slipped 10.84%.
  • Upstart Holdings' Total Liabilities stood at $1.3 billion in 2022, then advanced by 9.35% to $1.4 billion in 2023, then increased by 25.47% to $1.7 billion in 2024, then grew by 25.51% to $2.2 billion in 2025, then rose by 2.41% to $2.2 billion in 2026.
  • Business Quant data shows UPST's Total Liabilities at $2.2 billion in Q1 2026, $2.2 billion in Q4 2025, and $2.2 billion in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Liabilities (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 59.41 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 52.09 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 273.92 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 560.04 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 62.92 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 10.31 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 105.03 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 49.87 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 184.28 Bn
10 Upstart Holdings 2.83 Bn 2.38 Bn 303.39 Mn 2.37 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.37 Bn
Mar 31, 2026 2.23 Bn
Dec 31, 2025 2.18 Bn
Sep 30, 2025 2.16 Bn
Jun 30, 2025 1.76 Bn
Mar 31, 2025 1.62 Bn
Dec 31, 2024 1.73 Bn
Sep 30, 2024 1.21 Bn
Jun 30, 2024 1.23 Bn
Mar 31, 2024 1.31 Bn
Dec 31, 2023 1.38 Bn
Sep 30, 2023 1.36 Bn
Jun 30, 2023 1.13 Bn
Mar 31, 2023 1.19 Bn
Dec 31, 2022 1.26 Bn
Sep 30, 2022 1.20 Bn
Jun 30, 2022 1.16 Bn
Mar 31, 2022 1.11 Bn
Dec 31, 2021 1.01 Bn
Sep 30, 2021 887.04 Mn