Growth Metrics

Upstart Holdings (UPST) Change in Cash (2020 - 2026)

Upstart Holdings has reported Change in Cash over the past 6 years, most recently at $220.1 million for Q4 2025.

  • Quarterly Change in Cash fell 31.32% to $220.1 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $80.7 million through Dec 2025, down 84.12% year-over-year, with the annual reading at $80.7 million for FY2025, 84.12% down from the prior year.
  • Change in Cash was $220.1 million for Q4 2025 at Upstart Holdings, up from $135.4 million in the prior quarter.
  • Over five years, Change in Cash peaked at $554.2 million in Q3 2021 and troughed at -$297.5 million in Q4 2022.
  • The 5-year median for Change in Cash is $22.1 million (2021), against an average of $37.3 million.
  • Year-over-year, Change in Cash surged 3614.91% in 2021 and then plummeted 1627.0% in 2022.
  • A 5-year view of Change in Cash shows it stood at $19.5 million in 2021, then plummeted by 1627.0% to -$297.5 million in 2022, then soared by 50.5% to -$147.2 million in 2023, then soared by 317.67% to $320.5 million in 2024, then tumbled by 31.32% to $220.1 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Change in Cash are $220.1 million (Q4 2025), $135.4 million (Q3 2025), and -$138.1 million (Q2 2025).