Upstart Holdings UPST
NASDAQ UPST
$25.00 +0.23 (+0.93%)
At close: Sep 18, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) Change in Cash (2020 - 2026)

Upstart Holdings' (UPST) quarterly Change in Cash came in at $50.9 million in Q2 2026, up 136.9% year-over-year from $21.5 million in Q2 2025, and up 140.53% quarter-over-quarter from -$125.7 million in Q1 2026.

Analysis

Upstart Holdings (UPST) Change in Cash (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Change in Cash for 7 consecutive years, with $50.9 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Change in Cash rose 136.9% year-over-year to $50.9 million in Q2 2026; TTM through Jun 2026 was $280.8 million, a 99.38% increase from a year earlier, with the FY2025 full-year figure at $80.7 million, down 84.12% from the prior year.
  • Change in Cash was $50.9 million for Q2 2026 at Upstart Holdings, up from -$125.7 million in the prior quarter.
  • Over five years, Change in Cash peaked at $320.5 million in Q4 2024 and troughed at -$297.5 million in Q4 2022.
  • A 5-year average of -$11.6 million and a median of -$54.6 million in 2023 frame the typical range for Change in Cash.
  • Across the five-year window, Change in Cash tumbled 1627.0% in 2022 and surged 317.67% in 2024, its largest moves.
  • Over 5 years, Change in Cash stood at -$297.5 million in 2022, then surged by 50.5% to -$147.2 million in 2023, then surged by 317.67% to $320.5 million in 2024, then sank by 31.32% to $220.1 million in 2025, then plunged by 76.86% to $50.9 million in 2026.
  • The last three Change in Cash figures came in at $50.9 million (Q2 2026), -$125.7 million (Q1 2026), and $220.1 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Cash (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 50.94 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn -75.61 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - -283.60 Mn
4 FinVolution 836.54 Mn -90.46 Mn - -244.61 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn -
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -3.27 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -14.12 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn -
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 50.94 Mn
Mar 31, 2026 -125.68 Mn
Dec 31, 2025 220.11 Mn
Sep 30, 2025 135.45 Mn
Jun 30, 2025 -138.07 Mn
Mar 31, 2025 -136.74 Mn
Dec 31, 2024 320.50 Mn
Sep 30, 2024 95.15 Mn
Jun 30, 2024 121.47 Mn
Mar 31, 2024 -28.64 Mn
Dec 31, 2023 -147.24 Mn
Sep 30, 2023 105.14 Mn
Jun 30, 2023 58.03 Mn
Mar 31, 2023 -80.61 Mn
Dec 31, 2022 -297.46 Mn
Sep 30, 2022 -84.50 Mn
Jun 30, 2022 -98.27 Mn
Mar 31, 2022 -178.55 Mn
Dec 31, 2021 19.48 Mn
Sep 30, 2021 554.23 Mn