Upstart Holdings (UPST) Change in Cash (2020 - 2026)
Upstart Holdings (UPST) reported Change in Cash of $50.94 million for Q2 2026, compared with -$138.07 million a year earlier.
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Analysis
Upstart Holdings (UPST) Change in Cash (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Upstart Holdings' Change in Cash came in at $280.82 million, up 99.4% year-over-year; for FY2025, it came in at $80.75 million, down 84.1% from FY2024.
- Change in Cash has a five-year compound annual growth rate of -19.0% (FY2020 to FY2025).
- By year, Change in Cash came in at $508.48 million in FY2024, -$64.68 million in FY2023, -$658.77 million in FY2022 and $879.91 million in FY2021 (+280.5%).
- Five-year quarterly Change in Cash spans a low of -$297.46 million in Q4 2022 and a high of $554.23 million in Q3 2021.
- Per Business Quant data, the three quarters before Q2 2026 came in at -$125.68 million (Q1 2026), $220.11 million (Q4 2025) and $135.45 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Cash (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.20 Bn | 7.90 Bn | - | -1.88 Bn |
| 2 | Block | 46.30 Bn | 17.56 Bn | 3.17 Bn | -643.32 Mn |
| 3 | Coinbase Global | 36.49 Bn | -3.15 Bn | - | 36.20 Mn |
| 4 | Fiserv | 27.61 Bn | 24.31 Bn | 2.90 Bn | -247.00 Mn |
| 5 | Corpay | 26.86 Bn | 17.06 Bn | - | 1.38 Bn |
| 6 | Global Payments | 26.48 Bn | 4.92 Bn | 2.03 Bn | -431.59 Mn |
| 7 | Iren | 16.76 Bn | 4.35 Bn | 103.89 Mn | 5.41 Bn |
| 8 | Guidewire Software | 13.32 Bn | 9.89 Bn | 269.68 Mn | 78.25 Mn |
| 9 | Jack Henry & Associates | 11.46 Bn | 11.36 Bn | 273.85 Mn | -8.52 Mn |
| 10 | Upstart Holdings | 2.07 Bn | 2.55 Mn | 303.39 Mn | 50.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 50.94 Mn |
| Mar 31, 2026 | -125.68 Mn |
| Dec 31, 2025 | 220.11 Mn |
| Sep 30, 2025 | 135.45 Mn |
| Jun 30, 2025 | -138.07 Mn |
| Mar 31, 2025 | -136.74 Mn |
| Dec 31, 2024 | 320.50 Mn |
| Sep 30, 2024 | 95.15 Mn |
| Jun 30, 2024 | 121.47 Mn |
| Mar 31, 2024 | -28.64 Mn |
| Dec 31, 2023 | -147.24 Mn |
| Sep 30, 2023 | 105.14 Mn |
| Jun 30, 2023 | 58.03 Mn |
| Mar 31, 2023 | -80.61 Mn |
| Dec 31, 2022 | -297.46 Mn |
| Sep 30, 2022 | -84.50 Mn |
| Jun 30, 2022 | -98.27 Mn |
| Mar 31, 2022 | -178.55 Mn |
| Dec 31, 2021 | 19.48 Mn |
| Sep 30, 2021 | 554.23 Mn |
API Access
Upstart Holdings Change in Cash API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-cash&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-cash", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=change-in-cash&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();