Upstart Holdings (UPST) Amortization of Deferred Charges (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Amortization of Deferred Charges of $3.7 million for Q1 2026, up 180.23% YoY from $1.3 million in Q1 2025, and up 9.59% sequentially from $3.4 million in Q4 2025.
Upstart Holdings (UPST) Amortization of Deferred Charges (2020 - 2026) Analysis & Trends
Upstart Holdings has disclosed Amortization of Deferred Charges across 7 years of filings, most recently posting $3.7 million for Q1 2026.
- In Q1 2026, Amortization of Deferred Charges rose 180.23% year-over-year to $3.7 million; the TTM figure through Mar 2026 stood at $11.0 million (up 191.34% YoY), while the FY2025 annual figure was $8.6 million, up 167.55% from the prior year.
- Amortization of Deferred Charges improved to $3.7 million in Q1 2026, from $3.4 million in the prior quarter.
- Over the last five years, Amortization of Deferred Charges for UPST reached as high as $3.7 million in Q1 2026 and fell as low as $615000.0 in Q3 2024.
- The 5-year median for Amortization of Deferred Charges is $768000.0 (2024), against an average of $1.3 million.
- Annual changes were most pronounced in 2022 — Amortization of Deferred Charges surged 4211.11% — and 2024, when it decreased 19.4%.
- A 5-year view of Amortization of Deferred Charges shows it stood at $753000.0 in 2022, then advanced by 1.06% to $761000.0 in 2023, then soared by 39.42% to $1.1 million in 2024, then soared by 219.32% to $3.4 million in 2025, then rose by 9.59% to $3.7 million in 2026.
- According to Business Quant data, Amortization of Deferred Charges over the past three periods registered $3.7 million, $3.4 million, and $2.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | Upstart Holdings | 3.46 Bn | 2.99 Bn | 221.97 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.71 Mn |
| Mar 31, 2026 | 3.71 Mn |
| Dec 31, 2025 | 3.39 Mn |
| Dec 31, 2025 | 3.39 Mn |
| Sep 30, 2025 | 2.22 Mn |
| Sep 30, 2025 | 2.22 Mn |
| Jun 30, 2025 | 1.68 Mn |
| Jun 30, 2025 | 1.68 Mn |
| Mar 31, 2025 | 1.33 Mn |
| Mar 31, 2025 | 1.33 Mn |
| Dec 31, 2024 | 1.06 Mn |
| Dec 31, 2024 | 1.06 Mn |
| Sep 30, 2024 | 615,000.00 |
| Sep 30, 2024 | 615,000.00 |
| Jun 30, 2024 | 773,000.00 |
| Jun 30, 2024 | 773,000.00 |
| Mar 31, 2024 | 768,000.00 |
| Mar 31, 2024 | 768,000.00 |
| Dec 31, 2023 | 761,000.00 |
| Dec 31, 2023 | 761,000.00 |