Upstart Holdings (UPST) Amortization of Deferred Charges (2020 - 2026)
Upstart Holdings (UPST) reported Amortization of Deferred Charges of $3.7 million for Q1 2026, up 180.23% year-over-year from $1.3 million in Q1 2025, and up 9.59% quarter-over-quarter from $3.4 million in Q4 2025.
Upstart Holdings (UPST) Amortization of Deferred Charges (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has 7 years of Amortization of Deferred Charges data on file, last reported at $3.7 million in Q1 2026.
- Amortization of Deferred Charges for Q1 2026 came in at $3.7 million, up 180.23% year-over-year; the trailing twelve-month figure through Mar 2026 was $11.0 million (up 191.34% YoY), and the FY2025 annual result was $8.6 million, up 167.55% from the prior year.
- Amortization of Deferred Charges advanced to $3.7 million in Q1 2026 per UPST's latest filing, from $3.4 million in the prior quarter.
- Over five years, Amortization of Deferred Charges peaked at $3.7 million in Q1 2026 and troughed at $615000.0 in Q3 2024.
- A 5-year average of $1.3 million and a median of $768000.0 in 2024 frame the typical range for Amortization of Deferred Charges.
- The sharpest annual moves came in 2022 and 2024: Amortization of Deferred Charges surged 4211.11% in 2022, then decreased 19.4% in 2024.
- A 5-year view of Amortization of Deferred Charges shows it stood at $753000.0 in 2022, then advanced by 1.06% to $761000.0 in 2023, then soared by 39.42% to $1.1 million in 2024, then soared by 219.32% to $3.4 million in 2025, then rose by 9.59% to $3.7 million in 2026.
- Business Quant data shows UPST's Amortization of Deferred Charges at $3.7 million in Q1 2026, $3.4 million in Q4 2025, and $2.2 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | Upstart Holdings | 2.88 Bn | 2.41 Bn | 221.97 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.71 Mn |
| Mar 31, 2026 | 3.71 Mn |
| Dec 31, 2025 | 3.39 Mn |
| Dec 31, 2025 | 3.39 Mn |
| Sep 30, 2025 | 2.22 Mn |
| Sep 30, 2025 | 2.22 Mn |
| Jun 30, 2025 | 1.68 Mn |
| Jun 30, 2025 | 1.68 Mn |
| Mar 31, 2025 | 1.33 Mn |
| Mar 31, 2025 | 1.33 Mn |
| Dec 31, 2024 | 1.06 Mn |
| Dec 31, 2024 | 1.06 Mn |
| Sep 30, 2024 | 615,000.00 |
| Sep 30, 2024 | 615,000.00 |
| Jun 30, 2024 | 773,000.00 |
| Jun 30, 2024 | 773,000.00 |
| Mar 31, 2024 | 768,000.00 |
| Mar 31, 2024 | 768,000.00 |
| Dec 31, 2023 | 761,000.00 |
| Dec 31, 2023 | 761,000.00 |