Upstart Holdings (UPST) Amortization of Deferred Charges (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Amortization of Deferred Charges of $3.7 million for Q1 2026, up 180.23% YoY from $1.3 million in Q1 2025, and up 9.59% sequentially from $3.4 million in Q4 2025.

Upstart Holdings (UPST) Amortization of Deferred Charges (2020 - 2026) Analysis & Trends

Upstart Holdings has disclosed Amortization of Deferred Charges across 7 years of filings, most recently posting $3.7 million for Q1 2026.

  • In Q1 2026, Amortization of Deferred Charges rose 180.23% year-over-year to $3.7 million; the TTM figure through Mar 2026 stood at $11.0 million (up 191.34% YoY), while the FY2025 annual figure was $8.6 million, up 167.55% from the prior year.
  • Amortization of Deferred Charges improved to $3.7 million in Q1 2026, from $3.4 million in the prior quarter.
  • Over the last five years, Amortization of Deferred Charges for UPST reached as high as $3.7 million in Q1 2026 and fell as low as $615000.0 in Q3 2024.
  • The 5-year median for Amortization of Deferred Charges is $768000.0 (2024), against an average of $1.3 million.
  • Annual changes were most pronounced in 2022 — Amortization of Deferred Charges surged 4211.11% — and 2024, when it decreased 19.4%.
  • A 5-year view of Amortization of Deferred Charges shows it stood at $753000.0 in 2022, then advanced by 1.06% to $761000.0 in 2023, then soared by 39.42% to $1.1 million in 2024, then soared by 219.32% to $3.4 million in 2025, then rose by 9.59% to $3.7 million in 2026.
  • According to Business Quant data, Amortization of Deferred Charges over the past three periods registered $3.7 million, $3.4 million, and $2.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Upstart Holdings 3.46 Bn 2.99 Bn 221.97 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 3.71 Mn
Mar 31, 2026 3.71 Mn
Dec 31, 2025 3.39 Mn
Dec 31, 2025 3.39 Mn
Sep 30, 2025 2.22 Mn
Sep 30, 2025 2.22 Mn
Jun 30, 2025 1.68 Mn
Jun 30, 2025 1.68 Mn
Mar 31, 2025 1.33 Mn
Mar 31, 2025 1.33 Mn
Dec 31, 2024 1.06 Mn
Dec 31, 2024 1.06 Mn
Sep 30, 2024 615,000.00
Sep 30, 2024 615,000.00
Jun 30, 2024 773,000.00
Jun 30, 2024 773,000.00
Mar 31, 2024 768,000.00
Mar 31, 2024 768,000.00
Dec 31, 2023 761,000.00
Dec 31, 2023 761,000.00