Upstart Holdings (UPST) Amortization of Deferred Charges (2020 - 2026)

Upstart Holdings (UPST) reported Amortization of Deferred Charges of $3.7 million for Q1 2026, up 180.23% year-over-year from $1.3 million in Q1 2025, and up 9.59% quarter-over-quarter from $3.4 million in Q4 2025.

Upstart Holdings (UPST) Amortization of Deferred Charges (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has 7 years of Amortization of Deferred Charges data on file, last reported at $3.7 million in Q1 2026.

  • Amortization of Deferred Charges for Q1 2026 came in at $3.7 million, up 180.23% year-over-year; the trailing twelve-month figure through Mar 2026 was $11.0 million (up 191.34% YoY), and the FY2025 annual result was $8.6 million, up 167.55% from the prior year.
  • Amortization of Deferred Charges advanced to $3.7 million in Q1 2026 per UPST's latest filing, from $3.4 million in the prior quarter.
  • Over five years, Amortization of Deferred Charges peaked at $3.7 million in Q1 2026 and troughed at $615000.0 in Q3 2024.
  • A 5-year average of $1.3 million and a median of $768000.0 in 2024 frame the typical range for Amortization of Deferred Charges.
  • The sharpest annual moves came in 2022 and 2024: Amortization of Deferred Charges surged 4211.11% in 2022, then decreased 19.4% in 2024.
  • A 5-year view of Amortization of Deferred Charges shows it stood at $753000.0 in 2022, then advanced by 1.06% to $761000.0 in 2023, then soared by 39.42% to $1.1 million in 2024, then soared by 219.32% to $3.4 million in 2025, then rose by 9.59% to $3.7 million in 2026.
  • Business Quant data shows UPST's Amortization of Deferred Charges at $3.7 million in Q1 2026, $3.4 million in Q4 2025, and $2.2 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Upstart Holdings 2.88 Bn 2.41 Bn 221.97 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 3.71 Mn
Mar 31, 2026 3.71 Mn
Dec 31, 2025 3.39 Mn
Dec 31, 2025 3.39 Mn
Sep 30, 2025 2.22 Mn
Sep 30, 2025 2.22 Mn
Jun 30, 2025 1.68 Mn
Jun 30, 2025 1.68 Mn
Mar 31, 2025 1.33 Mn
Mar 31, 2025 1.33 Mn
Dec 31, 2024 1.06 Mn
Dec 31, 2024 1.06 Mn
Sep 30, 2024 615,000.00
Sep 30, 2024 615,000.00
Jun 30, 2024 773,000.00
Jun 30, 2024 773,000.00
Mar 31, 2024 768,000.00
Mar 31, 2024 768,000.00
Dec 31, 2023 761,000.00
Dec 31, 2023 761,000.00