Upstart Holdings (UPST) Enterprise Value (2023 - 2026)

Upstart Holdings (UPST) posted quarterly Enterprise Value of -$469.7 million for Q1 2026, up 21.16% year-over-year from -$387.7 million in Q1 2025, and up 27.44% quarter-over-quarter from -$647.3 million in Q4 2025.

Upstart Holdings (UPST) Enterprise Value (2023 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Enterprise Value for 4 consecutive years, with -$469.7 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Enterprise Value rose 21.16% year-over-year to -$469.7 million; the TTM figure through Mar 2026 stood at -$469.7 million (up 21.16% YoY), while the FY2025 annual figure was -$647.3 million, up 16.83% from the prior year.
  • Enterprise Value grew to -$469.7 million in Q1 2026 per UPST's latest filing, from -$647.3 million in the prior quarter.
  • Across five years, Enterprise Value topped out at $13.2 million in Q3 2024 and bottomed at -$778.3 million in Q4 2024.
  • Historically, Enterprise Value has averaged -$368.4 million across 4 years, with a median of -$427.6 million in 2025.
  • Annual changes were most pronounced in 2025 — Enterprise Value plunged 7121.17% — and 2026, when it grew 21.16%.
  • Upstart Holdings' Enterprise Value stood at -$364.2 million in 2023, then sank by 113.72% to -$778.3 million in 2024, then gained by 16.83% to -$647.3 million in 2025, then grew by 27.44% to -$469.7 million in 2026.
  • Business Quant data shows UPST's Enterprise Value at -$469.7 million in Q1 2026, -$647.3 million in Q4 2025, and -$476.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Enterprise Value (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -12.36 Bn
2 Mastercard 506.53 Bn 493.04 Bn - -13.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -49.32 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -54.71 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -11.26 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -470,774.29
7 Synchrony Financial 26.09 Bn 9.90 Bn - -16.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -1.72 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -359.71 Mn
10 Upstart Holdings 2.89 Bn 2.44 Bn 303.39 Mn -445.80 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 -445.80 Mn
Mar 31, 2026 -469.70 Mn
Dec 31, 2025 -647.31 Mn
Sep 30, 2025 -476.60 Mn
Jun 30, 2025 -385.41 Mn
Mar 31, 2025 -595.75 Mn
Dec 31, 2024 -778.33 Mn
Sep 30, 2024 13.16 Mn
Jun 30, 2024 11.20 Mn
Mar 31, 2024 8.49 Mn
Dec 31, 2023 -364.18 Mn