Upstart Holdings (UPST) Enterprise Value (2023 - 2026)
Upstart Holdings (UPST) reported Enterprise Value of -$469.7 million for Q1 2026, up 21.16% year-over-year from -$387.7 million in Q1 2025, and up 27.44% quarter-over-quarter from -$647.3 million in Q4 2025.
Upstart Holdings (UPST) Enterprise Value (2023 - 2026) Analysis & Trends
Upstart Holdings (UPST) has 4 years of Enterprise Value data on file, last reported at -$469.7 million in Q1 2026.
- Enterprise Value for Q1 2026 came in at -$469.7 million, up 21.16% year-over-year; the trailing twelve-month figure through Mar 2026 was -$469.7 million (up 21.16% YoY), and the FY2025 annual result was -$647.3 million, up 16.83% from the prior year.
- Enterprise Value climbed to -$469.7 million in Q1 2026 per UPST's latest filing, from -$647.3 million in the prior quarter.
- Over five years, Enterprise Value peaked at $13.2 million in Q3 2024 and troughed at -$778.3 million in Q4 2024.
- A 4-year average of -$368.4 million and a median of -$427.6 million in 2025 frame the typical range for Enterprise Value.
- The sharpest annual moves came in 2025 and 2026: Enterprise Value plunged 7121.17% in 2025, then grew 21.16% in 2026.
- A 4-year view of Enterprise Value shows it stood at -$364.2 million in 2023, then plunged by 113.72% to -$778.3 million in 2024, then rose by 16.83% to -$647.3 million in 2025, then climbed by 27.44% to -$469.7 million in 2026.
- Business Quant data shows UPST's Enterprise Value at -$469.7 million in Q1 2026, -$647.3 million in Q4 2025, and -$476.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Enterprise Value (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | -12.40 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -10.21 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | -54.05 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | -76.49 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | -9.34 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | -20.56 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -1.72 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -3.40 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -444.00 Mn |
| 10 | Upstart Holdings | 2.88 Bn | 2.41 Bn | 221.97 Mn | -469.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -469.70 Mn |
| Dec 31, 2025 | -647.31 Mn |
| Sep 30, 2025 | -476.60 Mn |
| Jun 30, 2025 | -385.41 Mn |
| Mar 31, 2025 | -595.75 Mn |
| Dec 31, 2024 | -778.33 Mn |
| Sep 30, 2024 | 13.16 Mn |
| Jun 30, 2024 | 11.20 Mn |
| Mar 31, 2024 | 8.49 Mn |
| Dec 31, 2023 | -364.18 Mn |