Upstart Holdings (UPST) Enterprise Value (2023 - 2026)

Upstart Holdings (UPST) reported Enterprise Value of -$469.7 million for Q1 2026, up 21.16% year-over-year from -$387.7 million in Q1 2025, and up 27.44% quarter-over-quarter from -$647.3 million in Q4 2025.

Upstart Holdings (UPST) Enterprise Value (2023 - 2026) Analysis & Trends

Upstart Holdings (UPST) has 4 years of Enterprise Value data on file, last reported at -$469.7 million in Q1 2026.

  • Enterprise Value for Q1 2026 came in at -$469.7 million, up 21.16% year-over-year; the trailing twelve-month figure through Mar 2026 was -$469.7 million (up 21.16% YoY), and the FY2025 annual result was -$647.3 million, up 16.83% from the prior year.
  • Enterprise Value climbed to -$469.7 million in Q1 2026 per UPST's latest filing, from -$647.3 million in the prior quarter.
  • Over five years, Enterprise Value peaked at $13.2 million in Q3 2024 and troughed at -$778.3 million in Q4 2024.
  • A 4-year average of -$368.4 million and a median of -$427.6 million in 2025 frame the typical range for Enterprise Value.
  • The sharpest annual moves came in 2025 and 2026: Enterprise Value plunged 7121.17% in 2025, then grew 21.16% in 2026.
  • A 4-year view of Enterprise Value shows it stood at -$364.2 million in 2023, then plunged by 113.72% to -$778.3 million in 2024, then rose by 16.83% to -$647.3 million in 2025, then climbed by 27.44% to -$469.7 million in 2026.
  • Business Quant data shows UPST's Enterprise Value at -$469.7 million in Q1 2026, -$647.3 million in Q4 2025, and -$476.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Enterprise Value (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -12.40 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -10.21 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -54.05 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - -76.49 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -9.34 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -20.56 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -1.72 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -3.40 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -444.00 Mn
10 Upstart Holdings 2.88 Bn 2.41 Bn 221.97 Mn -469.70 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -469.70 Mn
Dec 31, 2025 -647.31 Mn
Sep 30, 2025 -476.60 Mn
Jun 30, 2025 -385.41 Mn
Mar 31, 2025 -595.75 Mn
Dec 31, 2024 -778.33 Mn
Sep 30, 2024 13.16 Mn
Jun 30, 2024 11.20 Mn
Mar 31, 2024 8.49 Mn
Dec 31, 2023 -364.18 Mn