Upstart Holdings (UPST) EBT (2020 - 2026)

Upstart Holdings (UPST) has reported EBT for 7 consecutive years, with $17.2 million the latest figure, recorded in Q2 2026.

• On a quarterly basis, EBT rose 203.27% year-over-year to $17.2 million in Q2 2026; TTM through Jun 2026 was $61.7 million, a 1108.04% increase from a year earlier, with the FY2025 full-year figure at $54.3 million, up 142.31% from the prior year.
• EBT was $17.2 million for Q2 2026 at Upstart Holdings, up from -$6.6 million in the prior quarter.
• Over five years, EBT peaked at $32.7 million in Q1 2022 and troughed at -$129.2 million in Q1 2023.
• A 5-year average of -$22.9 million and a median of -$17.4 million in 2023 frame the typical range for EBT.
• Across the five-year window, EBT tumbled 495.09% in 2023 and surged 824.74% in 2025, its largest moves.
• Over 5 years, EBT stood at -$55.7 million in 2022, then climbed by 24.03% to -$42.3 million in 2023, then jumped by 93.75% to -$2.6 million in 2024, then surged by 824.74% to $19.2 million in 2025, then retreated by 10.48% to $17.2 million in 2026.
• The last three EBT figures came in at $17.2 million (Q2 2026), -$6.6 million (Q1 2026), and $19.2 million (Q4 2025), per Business Quant data.