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Consolidated Net IncomeCost of RevenueEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest ExpensesInterest ExpensesNet Income towards Common StockholdersNon Operating IncomeOperating ExpensesOperating IncomeOther Non Operating IncomeOther Operating ExpensesProfit After TaxResearch & DevelopmentRevenueSelling, General & AdministrativeShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax Rate
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Ratios

Upstart Holdings (UPST) EBT (2020 - 2026)

Upstart Holdings has reported EBT over the past 6 years, most recently at $19.2 million for Q4 2025.

  • Quarterly EBT rose 824.74% to $19.2 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $54.3 million through Dec 2025, up 142.31% year-over-year, with the annual reading at $54.3 million for FY2025, 142.31% up from the prior year.
  • EBT was $19.2 million for Q4 2025 at Upstart Holdings, down from $31.9 million in the prior quarter.
  • Over five years, EBT peaked at $59.3 million in Q4 2021 and troughed at -$129.2 million in Q1 2023.
  • The 5-year median for EBT is -$4.7 million (2024), against an average of -$14.5 million.
  • Year-over-year, EBT soared 4139.41% in 2021 and then tumbled 495.09% in 2023.
  • A 5-year view of EBT shows it stood at $59.3 million in 2021, then crashed by 194.03% to -$55.7 million in 2022, then grew by 24.03% to -$42.3 million in 2023, then surged by 93.75% to -$2.6 million in 2024, then soared by 824.74% to $19.2 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's EBT are $19.2 million (Q4 2025), $31.9 million (Q3 2025), and $5.7 million (Q2 2025).