Upstart Holdings (UPST) EBT (2020 - 2026)
Upstart Holdings (UPST) reported EBT of $17.15 million for Q2 2026, up 203.3% from $5.66 million a year earlier.
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Analysis
Upstart Holdings (UPST) EBT (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Upstart Holdings' EBT came in at $61.68 million; for FY2025, it came in at $54.33 million.
- EBT has a five-year compound annual growth rate of 55.6% (FY2020 to FY2025).
- By year, EBT came in at -$128.4 million in FY2024, -$240.03 million in FY2023, -$109.07 million in FY2022 and $133.73 million in FY2021.
- Five-year quarterly EBT spans a low of -$129.24 million in Q1 2023 and a high of $59.27 million in Q4 2021.
- Per Business Quant data, the three quarters before Q2 2026 came in at -$6.56 million (Q1 2026), $19.16 million (Q4 2025) and $31.93 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.12 Bn | 7.35 Bn | - | 1.31 Bn |
| 2 | Coinbase Global | 47.37 Bn | 4.18 Bn | - | -395.41 Mn |
| 3 | Block | 45.86 Bn | 17.16 Bn | 3.17 Bn | 301.50 Mn |
| 4 | Corpay | 26.07 Bn | 15.96 Bn | - | 344.72 Mn |
| 5 | Fiserv | 24.52 Bn | 21.19 Bn | 2.90 Bn | 775.00 Mn |
| 6 | Global Payments | 22.18 Bn | -31.42 Mn | 2.03 Bn | 104.28 Mn |
| 7 | Guidewire Software | 13.86 Bn | 10.43 Bn | 269.68 Mn | 45.30 Mn |
| 8 | Bitmine Immersion Technologies | 13.19 Bn | 10.57 Bn | 40.81 Mn | -83.60 Mn |
| 9 | Chime Financial | 11.58 Bn | 7.37 Bn | 594.87 Mn | 28.06 Mn |
| 10 | Upstart Holdings | 2.29 Bn | 220.63 Mn | 303.39 Mn | 17.15 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.15 Mn |
| Mar 31, 2026 | -6.56 Mn |
| Dec 31, 2025 | 19.16 Mn |
| Sep 30, 2025 | 31.93 Mn |
| Jun 30, 2025 | 5.66 Mn |
| Mar 31, 2025 | -2.42 Mn |
| Dec 31, 2024 | -2.64 Mn |
| Sep 30, 2024 | -6.71 Mn |
| Jun 30, 2024 | -54.46 Mn |
| Mar 31, 2024 | -64.58 Mn |
| Dec 31, 2023 | -42.34 Mn |
| Sep 30, 2023 | -40.31 Mn |
| Jun 30, 2023 | -28.15 Mn |
| Mar 31, 2023 | -129.24 Mn |
| Dec 31, 2022 | -55.73 Mn |
| Sep 30, 2022 | -56.21 Mn |
| Jun 30, 2022 | -29.85 Mn |
| Mar 31, 2022 | 32.71 Mn |
| Dec 31, 2021 | 59.27 Mn |
| Sep 30, 2021 | 27.85 Mn |
API Access
Upstart Holdings EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();