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Consolidated Net IncomeCost of RevenueEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest ExpensesInterest ExpensesNet Income towards Common StockholdersNon Operating IncomeOperating ExpensesOperating IncomeOther Non Operating IncomeOther Operating ExpensesProfit After TaxResearch & DevelopmentRevenueSelling, General & AdministrativeShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax Rate
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Ratios

Upstart Holdings (UPST) EBT (2020 - 2025)

Upstart Holdings (UPST) has disclosed EBT for 6 consecutive years, with $19.2 million as the latest value for Q4 2025.

  • Quarterly EBT rose 824.74% to $19.2 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $54.3 million through Dec 2025, up 142.31% year-over-year, with the annual reading at $54.3 million for FY2025, 142.31% up from the prior year.
  • EBT for Q4 2025 was $19.2 million at Upstart Holdings, down from $31.9 million in the prior quarter.
  • The five-year high for EBT was $59.3 million in Q4 2021, with the low at -$129.2 million in Q1 2023.
  • Average EBT over 5 years is -$14.5 million, with a median of -$4.7 million recorded in 2024.
  • The sharpest move saw EBT skyrocketed 4139.41% in 2021, then crashed 495.09% in 2023.
  • Over 5 years, EBT stood at $59.3 million in 2021, then tumbled by 194.03% to -$55.7 million in 2022, then rose by 24.03% to -$42.3 million in 2023, then skyrocketed by 93.75% to -$2.6 million in 2024, then surged by 824.74% to $19.2 million in 2025.
  • According to Business Quant data, EBT over the past three periods came in at $19.2 million, $31.9 million, and $5.7 million for Q4 2025, Q3 2025, and Q2 2025 respectively.