Upstart Holdings (UPST) EBT (2020 - 2026)

Upstart Holdings (UPST) has 7 years of EBT data on file, last reported at -$6.6 million in Q1 2026.

• EBT for Q1 2026 came in at -$6.6 million, down 171.38% year-over-year; the trailing twelve-month figure through Mar 2026 was $50.2 million (up 175.77% YoY), and the FY2025 annual result was $54.3 million, up 142.31% from the prior year.
• EBT eased to -$6.6 million in Q1 2026 per UPST's latest filing, from $19.2 million in the prior quarter.
• Over five years, EBT peaked at $32.7 million in Q1 2022 and troughed at -$129.2 million in Q1 2023.
• A 5-year average of -$25.3 million and a median of -$28.1 million in 2023 frame the typical range for EBT.
• The sharpest annual moves came in 2023 and 2025: EBT slumped 495.09% in 2023, then soared 824.74% in 2025.
• A 5-year view of EBT shows it stood at -$55.7 million in 2022, then grew by 24.03% to -$42.3 million in 2023, then surged by 93.75% to -$2.6 million in 2024, then soared by 824.74% to $19.2 million in 2025, then tumbled by 134.24% to -$6.6 million in 2026.
• Business Quant data shows UPST's EBT at -$6.6 million in Q1 2026, $19.2 million in Q4 2025, and $31.9 million in Q3 2025.