Growth Metrics

Upstart Holdings (UPST) EBT (2020 - 2025)

Upstart Holdings (UPST) has disclosed EBT for 6 consecutive years, with $19.2 million as the latest value for Q4 2025.

  • On a quarterly basis, EBT rose 824.74% to $19.2 million in Q4 2025 year-over-year; TTM through Dec 2025 was $54.3 million, a 142.31% increase, with the full-year FY2025 number at $54.3 million, up 142.31% from a year prior.
  • EBT was $19.2 million for Q4 2025 at Upstart Holdings, down from $31.9 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $59.3 million in Q4 2021 to a low of -$129.2 million in Q1 2023.
  • A 5-year average of -$14.5 million and a median of -$4.7 million in 2024 define the central range for EBT.
  • Peak YoY movement for EBT: soared 4139.41% in 2021, then tumbled 495.09% in 2023.
  • Upstart Holdings' EBT stood at $59.3 million in 2021, then plummeted by 194.03% to -$55.7 million in 2022, then increased by 24.03% to -$42.3 million in 2023, then soared by 93.75% to -$2.6 million in 2024, then skyrocketed by 824.74% to $19.2 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's EBT are $19.2 million (Q4 2025), $31.9 million (Q3 2025), and $5.7 million (Q2 2025).