Upstart Holdings (UPST) Gross Margin (2020 - 2025)
Historic Gross Margin for Upstart Holdings (UPST) over the last 6 years, with Q4 2025 value amounting to 69.41%.
- Upstart Holdings' Gross Margin fell 59300.0% to 69.41% in Q4 2025 from the same period last year, while for Dec 2025 it was 71.12%, marking a year-over-year decrease of 20600.0%. This contributed to the annual value of 71.12% for FY2025, which is 26800.0% down from last year.
- Upstart Holdings' Gross Margin amounted to 69.41% in Q4 2025, which was down 59300.0% from 71.55% recorded in Q3 2025.
- In the past 5 years, Upstart Holdings' Gross Margin registered a high of 76.37% during Q4 2023, and its lowest value of 57.5% during Q1 2022.
- In the last 5 years, Upstart Holdings' Gross Margin had a median value of 69.88% in 2025 and averaged 68.08%.
- Its Gross Margin has fluctuated over the past 5 years, first surged by 151200bps in 2023, then crashed by -59300bps in 2025.
- Quarter analysis of 5 years shows Upstart Holdings' Gross Margin stood at 62.34% in 2021, then increased by 8bps to 67.38% in 2022, then increased by 13bps to 76.37% in 2023, then decreased by -1bps to 75.34% in 2024, then decreased by -8bps to 69.41% in 2025.
- Its Gross Margin was 69.41% in Q4 2025, compared to 71.55% in Q3 2025 and 71.59% in Q2 2025.