Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Depreciation & Amortization (CF) of $5.9 million for Q1 2026, down 8.47% YoY from $6.4 million in Q1 2025, and down 9.33% sequentially from $6.5 million in Q4 2025.
Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026) Analysis & Trends
Upstart Holdings has disclosed Depreciation & Amortization (CF) across 7 years of filings, most recently posting $5.9 million for Q1 2026.
- In Q1 2026, Depreciation & Amortization (CF) fell 8.47% year-over-year to $5.9 million; the TTM figure through Mar 2026 stood at $24.3 million (up 13.96% YoY), while the FY2025 annual figure was $24.8 million, up 20.86% from the prior year.
- Depreciation & Amortization (CF) eased to $5.9 million in Q1 2026, from $6.5 million in the prior quarter.
- Over the last five years, Depreciation & Amortization (CF) for UPST reached as high as $9.1 million in Q4 2023 and fell as low as $2.8 million in Q1 2022.
- The 5-year median for Depreciation & Amortization (CF) is $5.4 million (2024), against an average of $5.3 million.
- Annual changes were most pronounced in 2022 — Depreciation & Amortization (CF) soared 272.67% — and 2024, when it slumped 48.38%.
- A 5-year view of Depreciation & Amortization (CF) shows it stood at $3.7 million in 2022, then soared by 149.12% to $9.1 million in 2023, then tumbled by 48.38% to $4.7 million in 2024, then jumped by 37.5% to $6.5 million in 2025, then retreated by 9.33% to $5.9 million in 2026.
- According to Business Quant data, Depreciation & Amortization (CF) over the past three periods registered $5.9 million, $6.5 million, and $6.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Dep. & Amort. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 333.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 299.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 468.00 Mn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 238.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 75.06 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 67.58 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 378.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 700,000.00 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Upstart Holdings | 3.46 Bn | 2.99 Bn | 221.97 Mn | 5.86 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.86 Mn |
| Mar 31, 2026 | 5.86 Mn |
| Dec 31, 2025 | 6.46 Mn |
| Dec 31, 2025 | 6.46 Mn |
| Sep 30, 2025 | 6.13 Mn |
| Sep 30, 2025 | 6.13 Mn |
| Jun 30, 2025 | 5.84 Mn |
| Jun 30, 2025 | 5.84 Mn |
| Mar 31, 2025 | 6.40 Mn |
| Mar 31, 2025 | 6.40 Mn |
| Dec 31, 2024 | 4.70 Mn |
| Dec 31, 2024 | 4.70 Mn |
| Sep 30, 2024 | 5.39 Mn |
| Sep 30, 2024 | 5.39 Mn |
| Jun 30, 2024 | 4.83 Mn |
| Jun 30, 2024 | 4.83 Mn |
| Mar 31, 2024 | 5.63 Mn |
| Mar 31, 2024 | 5.63 Mn |
| Dec 31, 2023 | 9.10 Mn |
| Dec 31, 2023 | 9.10 Mn |