Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026)
Upstart Holdings' (UPST) quarterly Depreciation & Amortization (CF) came in at $7.1 million in Q2 2026, up 21.96% year-over-year from $5.8 million in Q2 2025, and up 21.65% quarter-over-quarter from $5.9 million in Q1 2026.
Analysis
Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Depreciation & Amortization (CF) for 7 consecutive years, with $7.1 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Depreciation & Amortization (CF) rose 21.96% year-over-year to $7.1 million in Q2 2026; TTM through Jun 2026 was $25.6 million, a 14.53% increase from a year earlier, with the FY2025 full-year figure at $24.8 million, up 20.86% from the prior year.
- Depreciation & Amortization (CF) was $7.1 million for Q2 2026 at Upstart Holdings, up from $5.9 million in the prior quarter.
- Over five years, Depreciation & Amortization (CF) peaked at $9.1 million in Q4 2023 and troughed at $2.8 million in Q1 2022.
- A 5-year average of $5.4 million and a median of $5.5 million in 2024 frame the typical range for Depreciation & Amortization (CF).
- Across the five-year window, Depreciation & Amortization (CF) surged 272.67% in 2022 and sank 48.38% in 2024, its largest moves.
- Over 5 years, Depreciation & Amortization (CF) stood at $3.7 million in 2022, then surged by 149.12% to $9.1 million in 2023, then slumped by 48.38% to $4.7 million in 2024, then soared by 37.5% to $6.5 million in 2025, then climbed by 10.29% to $7.1 million in 2026.
- The last three Depreciation & Amortization (CF) figures came in at $7.1 million (Q2 2026), $5.9 million (Q1 2026), and $6.5 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Depreciation & Amortization (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 7.13 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 3.92 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | - |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 656,000.00 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 1.51 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | - |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.13 Mn |
| Mar 31, 2026 | 5.86 Mn |
| Dec 31, 2025 | 6.46 Mn |
| Sep 30, 2025 | 6.13 Mn |
| Jun 30, 2025 | 5.84 Mn |
| Mar 31, 2025 | 6.40 Mn |
| Dec 31, 2024 | 4.70 Mn |
| Sep 30, 2024 | 5.39 Mn |
| Jun 30, 2024 | 4.83 Mn |
| Mar 31, 2024 | 5.63 Mn |
| Dec 31, 2023 | 9.10 Mn |
| Sep 30, 2023 | 4.93 Mn |
| Jun 30, 2023 | 4.43 Mn |
| Mar 31, 2023 | 6.44 Mn |
| Dec 31, 2022 | 3.65 Mn |
| Sep 30, 2022 | 3.72 Mn |
| Jun 30, 2022 | 3.35 Mn |
| Mar 31, 2022 | 2.78 Mn |
| Dec 31, 2021 | 2.56 Mn |
| Sep 30, 2021 | 1.00 Mn |