Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Depreciation & Amortization (CF) of $5.9 million for Q1 2026, down 8.47% YoY from $6.4 million in Q1 2025, and down 9.33% sequentially from $6.5 million in Q4 2025.

Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026) Analysis & Trends

Upstart Holdings has disclosed Depreciation & Amortization (CF) across 7 years of filings, most recently posting $5.9 million for Q1 2026.

  • In Q1 2026, Depreciation & Amortization (CF) fell 8.47% year-over-year to $5.9 million; the TTM figure through Mar 2026 stood at $24.3 million (up 13.96% YoY), while the FY2025 annual figure was $24.8 million, up 20.86% from the prior year.
  • Depreciation & Amortization (CF) eased to $5.9 million in Q1 2026, from $6.5 million in the prior quarter.
  • Over the last five years, Depreciation & Amortization (CF) for UPST reached as high as $9.1 million in Q4 2023 and fell as low as $2.8 million in Q1 2022.
  • The 5-year median for Depreciation & Amortization (CF) is $5.4 million (2024), against an average of $5.3 million.
  • Annual changes were most pronounced in 2022 — Depreciation & Amortization (CF) soared 272.67% — and 2024, when it slumped 48.38%.
  • A 5-year view of Depreciation & Amortization (CF) shows it stood at $3.7 million in 2022, then soared by 149.12% to $9.1 million in 2023, then tumbled by 48.38% to $4.7 million in 2024, then jumped by 37.5% to $6.5 million in 2025, then retreated by 9.33% to $5.9 million in 2026.
  • According to Business Quant data, Depreciation & Amortization (CF) over the past three periods registered $5.9 million, $6.5 million, and $6.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Dep. & Amort. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 333.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 299.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 468.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 238.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 75.06 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 67.58 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 378.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 700,000.00
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Upstart Holdings 3.46 Bn 2.99 Bn 221.97 Mn 5.86 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 5.86 Mn
Mar 31, 2026 5.86 Mn
Dec 31, 2025 6.46 Mn
Dec 31, 2025 6.46 Mn
Sep 30, 2025 6.13 Mn
Sep 30, 2025 6.13 Mn
Jun 30, 2025 5.84 Mn
Jun 30, 2025 5.84 Mn
Mar 31, 2025 6.40 Mn
Mar 31, 2025 6.40 Mn
Dec 31, 2024 4.70 Mn
Dec 31, 2024 4.70 Mn
Sep 30, 2024 5.39 Mn
Sep 30, 2024 5.39 Mn
Jun 30, 2024 4.83 Mn
Jun 30, 2024 4.83 Mn
Mar 31, 2024 5.63 Mn
Mar 31, 2024 5.63 Mn
Dec 31, 2023 9.10 Mn
Dec 31, 2023 9.10 Mn