Upstart Holdings UPST
NASDAQ UPST
$25.00 +0.23 (+0.93%)
At close: Sep 18, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026)

Upstart Holdings' (UPST) quarterly Depreciation & Amortization (CF) came in at $7.1 million in Q2 2026, up 21.96% year-over-year from $5.8 million in Q2 2025, and up 21.65% quarter-over-quarter from $5.9 million in Q1 2026.

Analysis

Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Depreciation & Amortization (CF) for 7 consecutive years, with $7.1 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Depreciation & Amortization (CF) rose 21.96% year-over-year to $7.1 million in Q2 2026; TTM through Jun 2026 was $25.6 million, a 14.53% increase from a year earlier, with the FY2025 full-year figure at $24.8 million, up 20.86% from the prior year.
  • Depreciation & Amortization (CF) was $7.1 million for Q2 2026 at Upstart Holdings, up from $5.9 million in the prior quarter.
  • Over five years, Depreciation & Amortization (CF) peaked at $9.1 million in Q4 2023 and troughed at $2.8 million in Q1 2022.
  • A 5-year average of $5.4 million and a median of $5.5 million in 2024 frame the typical range for Depreciation & Amortization (CF).
  • Across the five-year window, Depreciation & Amortization (CF) surged 272.67% in 2022 and sank 48.38% in 2024, its largest moves.
  • Over 5 years, Depreciation & Amortization (CF) stood at $3.7 million in 2022, then surged by 149.12% to $9.1 million in 2023, then slumped by 48.38% to $4.7 million in 2024, then soared by 37.5% to $6.5 million in 2025, then climbed by 10.29% to $7.1 million in 2026.
  • The last three Depreciation & Amortization (CF) figures came in at $7.1 million (Q2 2026), $5.9 million (Q1 2026), and $6.5 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Depreciation & Amortization (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 7.13 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 3.92 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - -
4 FinVolution 836.54 Mn -90.46 Mn - -
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn -
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 656,000.00
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 1.51 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn -
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 7.13 Mn
Mar 31, 2026 5.86 Mn
Dec 31, 2025 6.46 Mn
Sep 30, 2025 6.13 Mn
Jun 30, 2025 5.84 Mn
Mar 31, 2025 6.40 Mn
Dec 31, 2024 4.70 Mn
Sep 30, 2024 5.39 Mn
Jun 30, 2024 4.83 Mn
Mar 31, 2024 5.63 Mn
Dec 31, 2023 9.10 Mn
Sep 30, 2023 4.93 Mn
Jun 30, 2023 4.43 Mn
Mar 31, 2023 6.44 Mn
Dec 31, 2022 3.65 Mn
Sep 30, 2022 3.72 Mn
Jun 30, 2022 3.35 Mn
Mar 31, 2022 2.78 Mn
Dec 31, 2021 2.56 Mn
Sep 30, 2021 1.00 Mn