Upstart Holdings UPST
NASDAQ UPST
$29.08 -1.38 (-4.53%)
At close: Aug 28, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Depreciation & Amortization (CF) of $5.9 million for Q1 2026, down 8.47% year-over-year from $6.4 million in Q1 2025, and down 9.33% quarter-over-quarter from $6.5 million in Q4 2025.

Analysis

Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Depreciation & Amortization (CF) for 7 consecutive years, with $5.9 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Depreciation & Amortization (CF) fell 8.47% year-over-year to $5.9 million; the TTM figure through Mar 2026 stood at $24.3 million (up 13.96% YoY), while the FY2025 annual figure was $24.8 million, up 20.86% from the prior year.
  • Depreciation & Amortization (CF) declined to $5.9 million in Q1 2026 per UPST's latest filing, from $6.5 million in the prior quarter.
  • Across five years, Depreciation & Amortization (CF) topped out at $9.1 million in Q4 2023 and bottomed at $2.8 million in Q1 2022.
  • Historically, Depreciation & Amortization (CF) has averaged $5.3 million across 5 years, with a median of $5.4 million in 2024.
  • Annual changes were most pronounced in 2022 — Depreciation & Amortization (CF) soared 272.67% — and 2024, when it plunged 48.38%.
  • Upstart Holdings' Depreciation & Amortization (CF) stood at $3.7 million in 2022, then jumped by 149.12% to $9.1 million in 2023, then slumped by 48.38% to $4.7 million in 2024, then surged by 37.5% to $6.5 million in 2025, then decreased by 9.33% to $5.9 million in 2026.
  • Business Quant data shows UPST's Depreciation & Amortization (CF) at $5.9 million in Q1 2026, $6.5 million in Q4 2025, and $6.1 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Depreciation & Amortization (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 367.00 Mn
2 Mastercard 518.33 Bn 504.84 Bn - -
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn -
4 Capital One Financial 132.31 Bn 77.60 Bn - 1.59 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 246.00 Mn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 87.35 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 145.00 Mn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 73.11 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn -
10 Upstart Holdings 2.83 Bn 2.38 Bn 303.39 Mn 7.13 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 7.13 Mn
Jun 30, 2026 7.13 Mn
Mar 31, 2026 5.86 Mn
Mar 31, 2026 5.86 Mn
Dec 31, 2025 6.46 Mn
Dec 31, 2025 6.46 Mn
Sep 30, 2025 6.13 Mn
Sep 30, 2025 6.13 Mn
Jun 30, 2025 5.84 Mn
Jun 30, 2025 5.84 Mn
Mar 31, 2025 6.40 Mn
Mar 31, 2025 6.40 Mn
Dec 31, 2024 4.70 Mn
Dec 31, 2024 4.70 Mn
Sep 30, 2024 5.39 Mn
Sep 30, 2024 5.39 Mn
Jun 30, 2024 4.83 Mn
Jun 30, 2024 4.83 Mn
Mar 31, 2024 5.63 Mn
Mar 31, 2024 5.63 Mn