Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Depreciation & Amortization (CF) of $5.9 million for Q1 2026, down 8.47% year-over-year from $6.4 million in Q1 2025, and down 9.33% quarter-over-quarter from $6.5 million in Q4 2025.
Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Depreciation & Amortization (CF) for 7 consecutive years, with $5.9 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Depreciation & Amortization (CF) fell 8.47% year-over-year to $5.9 million; the TTM figure through Mar 2026 stood at $24.3 million (up 13.96% YoY), while the FY2025 annual figure was $24.8 million, up 20.86% from the prior year.
- Depreciation & Amortization (CF) declined to $5.9 million in Q1 2026 per UPST's latest filing, from $6.5 million in the prior quarter.
- Across five years, Depreciation & Amortization (CF) topped out at $9.1 million in Q4 2023 and bottomed at $2.8 million in Q1 2022.
- Historically, Depreciation & Amortization (CF) has averaged $5.3 million across 5 years, with a median of $5.4 million in 2024.
- Annual changes were most pronounced in 2022 — Depreciation & Amortization (CF) soared 272.67% — and 2024, when it plunged 48.38%.
- Upstart Holdings' Depreciation & Amortization (CF) stood at $3.7 million in 2022, then jumped by 149.12% to $9.1 million in 2023, then slumped by 48.38% to $4.7 million in 2024, then surged by 37.5% to $6.5 million in 2025, then decreased by 9.33% to $5.9 million in 2026.
- Business Quant data shows UPST's Depreciation & Amortization (CF) at $5.9 million in Q1 2026, $6.5 million in Q4 2025, and $6.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Depreciation & Amortization (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 367.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.59 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 246.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 145.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 75.06 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 67.58 Mn |
| 10 | Upstart Holdings | 2.89 Bn | 2.44 Bn | 303.39 Mn | 7.13 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 7.13 Mn |
| Jun 30, 2026 | 7.13 Mn |
| Mar 31, 2026 | 5.86 Mn |
| Mar 31, 2026 | 5.86 Mn |
| Dec 31, 2025 | 6.46 Mn |
| Dec 31, 2025 | 6.46 Mn |
| Sep 30, 2025 | 6.13 Mn |
| Sep 30, 2025 | 6.13 Mn |
| Jun 30, 2025 | 5.84 Mn |
| Jun 30, 2025 | 5.84 Mn |
| Mar 31, 2025 | 6.40 Mn |
| Mar 31, 2025 | 6.40 Mn |
| Dec 31, 2024 | 4.70 Mn |
| Dec 31, 2024 | 4.70 Mn |
| Sep 30, 2024 | 5.39 Mn |
| Sep 30, 2024 | 5.39 Mn |
| Jun 30, 2024 | 4.83 Mn |
| Jun 30, 2024 | 4.83 Mn |
| Mar 31, 2024 | 5.63 Mn |
| Mar 31, 2024 | 5.63 Mn |