Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026)
Upstart Holdings (UPST) reported Depreciation & Amortization (CF) of $7.13 million for Q2 2026, up 22.0% from $5.84 million a year earlier and up 21.6% from the prior quarter.
Powered by 
Analysis
Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Upstart Holdings' Depreciation & Amortization (CF) came in at $25.58 million, up 14.5% year-over-year; for FY2025, it was $24.84 million, up 20.9% from FY2024.
- Depreciation & Amortization (CF) has a five-year compound annual growth rate of 61.3% (FY2020 to FY2025).
- By year, Depreciation & Amortization (CF) came in at $20.55 million in FY2024 (-17.5%), $24.9 million in FY2023 (+84.3%), $13.51 million in FY2022 (+79.2%) and $7.54 million in FY2021 (+231.0%).
- The Q2 2026 figure ranks as the highest quarterly Depreciation & Amortization (CF) since Q4 2023.
- Year over year, Depreciation & Amortization (CF) gained in six of the last eight quarters, with growth averaging 7.5%.
- The high point for year-over-year Depreciation & Amortization (CF) in five years was Q4 2021 (growth of 295.2%); the low point was Q4 2024 (a decline of 48.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $5.86 million (Q1 2026), $6.46 million (Q4 2025) and $6.13 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Dep. & Amort. (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.10 Bn | 7.33 Bn | - | 246.00 Mn |
| 2 | Coinbase Global | 47.37 Bn | 4.17 Bn | - | 47.08 Mn |
| 3 | Block | 45.80 Bn | 17.09 Bn | 3.17 Bn | 95.05 Mn |
| 4 | Corpay | 26.31 Bn | 16.19 Bn | - | 36.72 Mn |
| 5 | Fiserv | 24.69 Bn | 21.37 Bn | 2.90 Bn | 542.00 Mn |
| 6 | Global Payments | 22.17 Bn | -35.47 Mn | 2.03 Bn | 126.47 Mn |
| 7 | Guidewire Software | 13.94 Bn | 10.51 Bn | 269.68 Mn | 7.32 Mn |
| 8 | Bitmine Immersion Technologies | 13.14 Bn | 10.52 Bn | 40.81 Mn | 383,000.00 |
| 9 | Chime Financial | 11.50 Bn | 7.30 Bn | 594.87 Mn | 7.56 Mn |
| 10 | Upstart Holdings | 2.27 Bn | 198.42 Mn | 303.39 Mn | 7.13 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.13 Mn |
| Mar 31, 2026 | 5.86 Mn |
| Dec 31, 2025 | 6.46 Mn |
| Sep 30, 2025 | 6.13 Mn |
| Jun 30, 2025 | 5.84 Mn |
| Mar 31, 2025 | 6.40 Mn |
| Dec 31, 2024 | 4.70 Mn |
| Sep 30, 2024 | 5.39 Mn |
| Jun 30, 2024 | 4.83 Mn |
| Mar 31, 2024 | 5.63 Mn |
| Dec 31, 2023 | 9.10 Mn |
| Sep 30, 2023 | 4.93 Mn |
| Jun 30, 2023 | 4.43 Mn |
| Mar 31, 2023 | 6.44 Mn |
| Dec 31, 2022 | 3.65 Mn |
| Sep 30, 2022 | 3.72 Mn |
| Jun 30, 2022 | 3.35 Mn |
| Mar 31, 2022 | 2.78 Mn |
| Dec 31, 2021 | 2.56 Mn |
| Sep 30, 2021 | 2.19 Mn |
API Access
Upstart Holdings Depreciation & Amortization (CF) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=depreciation-and-amortization-cf&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "depreciation-and-amortization-cf", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=depreciation-and-amortization-cf&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();