Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026)

Upstart Holdings (UPST) reported Depreciation & Amortization (CF) of $5.9 million for Q1 2026, down 8.47% year-over-year from $6.4 million in Q1 2025, and down 9.33% quarter-over-quarter from $6.5 million in Q4 2025.

Upstart Holdings (UPST) Depreciation & Amortization (CF) (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has 7 years of Depreciation & Amortization (CF) data on file, last reported at $5.9 million in Q1 2026.

  • Depreciation & Amortization (CF) for Q1 2026 came in at $5.9 million, down 8.47% year-over-year; the trailing twelve-month figure through Mar 2026 was $24.3 million (up 13.96% YoY), and the FY2025 annual result was $24.8 million, up 20.86% from the prior year.
  • Depreciation & Amortization (CF) retreated to $5.9 million in Q1 2026 per UPST's latest filing, from $6.5 million in the prior quarter.
  • Over five years, Depreciation & Amortization (CF) peaked at $9.1 million in Q4 2023 and troughed at $2.8 million in Q1 2022.
  • A 5-year average of $5.3 million and a median of $5.4 million in 2024 frame the typical range for Depreciation & Amortization (CF).
  • The sharpest annual moves came in 2022 and 2024: Depreciation & Amortization (CF) soared 272.67% in 2022, then plunged 48.38% in 2024.
  • A 5-year view of Depreciation & Amortization (CF) shows it stood at $3.7 million in 2022, then soared by 149.12% to $9.1 million in 2023, then sank by 48.38% to $4.7 million in 2024, then jumped by 37.5% to $6.5 million in 2025, then retreated by 9.33% to $5.9 million in 2026.
  • Business Quant data shows UPST's Depreciation & Amortization (CF) at $5.9 million in Q1 2026, $6.5 million in Q4 2025, and $6.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Depreciation & Amortization (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 333.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 299.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 468.00 Mn
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.51 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 238.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 143.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 75.06 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 67.58 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 378.00 Mn
10 Upstart Holdings 2.88 Bn 2.41 Bn 221.97 Mn 5.86 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 5.86 Mn
Mar 31, 2026 5.86 Mn
Dec 31, 2025 6.46 Mn
Dec 31, 2025 6.46 Mn
Sep 30, 2025 6.13 Mn
Sep 30, 2025 6.13 Mn
Jun 30, 2025 5.84 Mn
Jun 30, 2025 5.84 Mn
Mar 31, 2025 6.40 Mn
Mar 31, 2025 6.40 Mn
Dec 31, 2024 4.70 Mn
Dec 31, 2024 4.70 Mn
Sep 30, 2024 5.39 Mn
Sep 30, 2024 5.39 Mn
Jun 30, 2024 4.83 Mn
Jun 30, 2024 4.83 Mn
Mar 31, 2024 5.63 Mn
Mar 31, 2024 5.63 Mn
Dec 31, 2023 9.10 Mn
Dec 31, 2023 9.10 Mn