KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Return on Sales (2020 - 2025)

Upstart Holdings (UPST) has disclosed Return on Sales for 6 consecutive years, with 0.06% as the latest value for Q4 2025.

  • Quarterly Return on Sales rose 8.0% to 0.06% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.05% through Dec 2025, up 26.0% year-over-year, with the annual reading at 0.05% for FY2025, 25.0% up from the prior year.
  • Return on Sales for Q4 2025 was 0.06% at Upstart Holdings, down from 0.12% in the prior quarter.
  • The five-year high for Return on Sales was 0.2% in Q2 2021, with the low at 1.1% in Q1 2023.
  • Average Return on Sales over 5 years is 0.14%, with a median of 0.03% recorded in 2024.
  • The sharpest move saw Return on Sales tumbled -121bps in 2023, then soared 60bps in 2024.
  • Over 5 years, Return on Sales stood at 0.19% in 2021, then crashed by -284bps to 0.36% in 2022, then increased by 22bps to 0.28% in 2023, then skyrocketed by 95bps to 0.01% in 2024, then skyrocketed by 558bps to 0.06% in 2025.
  • According to Business Quant data, Return on Sales over the past three periods came in at 0.06%, 0.12%, and 0.02% for Q4 2025, Q3 2025, and Q2 2025 respectively.