Growth Metrics

Upstart Holdings (UPST) Return on Sales (2020 - 2025)

Historic Return on Sales for Upstart Holdings (UPST) over the last 6 years, with Q4 2025 value amounting to 0.06%.

  • Upstart Holdings' Return on Sales rose 800.0% to 0.06% in Q4 2025 from the same period last year, while for Dec 2025 it was 0.05%, marking a year-over-year increase of 2500.0%. This contributed to the annual value of 0.05% for FY2025, which is 2500.0% up from last year.
  • Per Upstart Holdings' latest filing, its Return on Sales stood at 0.06% for Q4 2025, which was up 800.0% from 0.11% recorded in Q3 2025.
  • Over the past 5 years, Upstart Holdings' Return on Sales peaked at 0.19% during Q4 2021, and registered a low of 1.1% during Q1 2023.
  • Its 5-year average for Return on Sales is 0.13%, with a median of 0.03% in 2024.
  • As far as peak fluctuations go, Upstart Holdings' Return on Sales crashed by -12100bps in 2023, and later surged by 6400bps in 2024.
  • Upstart Holdings' Return on Sales (Quarter) stood at 0.19% in 2021, then tumbled by -284bps to 0.36% in 2022, then rose by 22bps to 0.28% in 2023, then skyrocketed by 95bps to 0.01% in 2024, then soared by 558bps to 0.06% in 2025.
  • Its Return on Sales stands at 0.06% for Q4 2025, versus 0.11% for Q3 2025 and 0.02% for Q2 2025.