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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Return on Sales (2020 - 2025)

Upstart Holdings (UPST) has disclosed Return on Sales for 6 consecutive years, with 0.06% as the latest value for Q4 2025.

  • On a quarterly basis, Return on Sales rose 7.0% to 0.06% in Q4 2025 year-over-year; TTM through Dec 2025 was 0.05%, a 25.0% increase, with the full-year FY2025 number at 0.05%, up 25.0% from a year prior.
  • Return on Sales was 0.06% for Q4 2025 at Upstart Holdings, down from 0.12% in the prior quarter.
  • In the past five years, Return on Sales ranged from a high of 0.21% in Q4 2021 to a low of 1.26% in Q1 2023.
  • A 5-year average of 0.14% and a median of 0.03% in 2024 define the central range for Return on Sales.
  • Peak YoY movement for Return on Sales: plummeted -136bps in 2023, then soared 75bps in 2024.
  • Upstart Holdings' Return on Sales stood at 0.21% in 2021, then crashed by -227bps to 0.26% in 2022, then decreased by -6bps to 0.28% in 2023, then skyrocketed by 95bps to 0.01% in 2024, then skyrocketed by 545bps to 0.06% in 2025.
  • Per Business Quant, the three most recent readings for UPST's Return on Sales are 0.06% (Q4 2025), 0.12% (Q3 2025), and 0.02% (Q2 2025).