Upstart Holdings (UPST) Long-Term Investments (2021 - 2026)

Upstart Holdings (UPST) posted quarterly Long-Term Investments of $41.2 million for Q1 2026, down 94.94% YoY from $814.7 million in Q1 2025, and little changed sequentially from $41.2 million in Q4 2025.

Upstart Holdings (UPST) Long-Term Investments (2021 - 2026) Analysis & Trends

Upstart Holdings has disclosed Long-Term Investments across 6 years of filings, most recently posting $41.2 million for Q1 2026.

  • In Q1 2026, Long-Term Investments fell 94.94% year-over-year to $41.2 million; the TTM figure through Mar 2026 stood at $41.2 million (down 94.94% YoY), while the FY2025 annual figure was $41.2 million, down 89.84% from the prior year.
  • Long-Term Investments was little changed at $41.2 million in Q1 2026, from $41.2 million in the prior quarter.
  • Over the last five years, Long-Term Investments for UPST reached as high as $1.0 billion in Q4 2022 and fell as low as $4.7 million in Q2 2022.
  • The 5-year median for Long-Term Investments is $179.1 million (2023), against an average of $323.0 million.
  • Annual changes were most pronounced in 2023 — Long-Term Investments surged 3044.19% — and 2026, when it tumbled 94.94%.
  • A 5-year view of Long-Term Investments shows it stood at $1.0 billion in 2022, then sank by 82.28% to $179.1 million in 2023, then surged by 126.62% to $405.8 million in 2024, then plunged by 89.84% to $41.2 million in 2025, then changed by 0.0% to $41.2 million in 2026.
  • According to Business Quant data, Long-Term Investments over the past three periods registered $41.2 million, $41.2 million, and $41.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Long-Term Investments (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 308.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 313.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 4.13 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 757.60 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 3.23 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 106.20 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 19.95 Mn
10 Upstart Holdings 3.46 Bn 2.99 Bn 221.97 Mn 41.25 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 41.25 Mn
Dec 31, 2025 41.25 Mn
Sep 30, 2025 41.25 Mn
Jun 30, 2025 497.87 Mn
Mar 31, 2025 814.68 Mn
Dec 31, 2024 405.81 Mn
Sep 30, 2024 41.25 Mn
Jun 30, 2024 187.59 Mn
Mar 31, 2024 157.32 Mn
Dec 31, 2023 179.07 Mn
Sep 30, 2023 196.53 Mn
Jun 30, 2023 147.71 Mn
Mar 31, 2023 982.23 Mn
Dec 31, 2022 1.01 Bn
Sep 30, 2022 700.46 Mn
Jun 30, 2022 4.70 Mn
Mar 31, 2022 41.00 Mn
Dec 31, 2021 252.48 Mn
Sep 30, 2021 40.00 Mn