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OppFi (OPFI) Cost of Revenue (2020 - 2026)

OppFi has reported Cost of Revenue over the past 6 years, most recently at $14.2 million for Q4 2025.

  • Quarterly Cost of Revenue rose 6.61% to $14.2 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $50.9 million through Dec 2025, up 3.42% year-over-year, with the annual reading at $50.9 million for FY2025, 3.42% up from the prior year.
  • Cost of Revenue was $14.2 million for Q4 2025 at OppFi, down from $14.5 million in the prior quarter.
  • Over five years, Cost of Revenue peaked at $19.1 million in Q2 2022 and troughed at $7.5 million in Q1 2021.
  • The 5-year median for Cost of Revenue is $13.1 million (2022), against an average of $13.1 million.
  • Year-over-year, Cost of Revenue surged 617.97% in 2021 and then tumbled 30.59% in 2022.
  • A 5-year view of Cost of Revenue shows it stood at $18.0 million in 2021, then crashed by 30.59% to $12.5 million in 2022, then rose by 0.75% to $12.6 million in 2023, then grew by 6.04% to $13.3 million in 2024, then rose by 6.61% to $14.2 million in 2025.
  • Per Business Quant, the three most recent readings for OPFI's Cost of Revenue are $14.2 million (Q4 2025), $14.5 million (Q3 2025), and $11.9 million (Q2 2025).