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OppFi (OPFI) Cost of Revenue (2020 - 2025)

OppFi has reported Cost of Revenue over the past 6 years, most recently at $14.2 million for Q4 2025.

  • Quarterly results put Cost of Revenue at $14.2 million for Q4 2025, up 6.61% from a year ago — trailing twelve months through Dec 2025 was $50.9 million (up 3.42% YoY), and the annual figure for FY2025 was $50.9 million, up 3.42%.
  • Cost of Revenue for Q4 2025 was $14.2 million at OppFi, down from $14.5 million in the prior quarter.
  • Over the last five years, Cost of Revenue for OPFI hit a ceiling of $19.1 million in Q2 2022 and a floor of $7.5 million in Q1 2021.
  • Median Cost of Revenue over the past 5 years was $13.1 million (2022), compared with a mean of $13.1 million.
  • Biggest five-year swings in Cost of Revenue: surged 617.97% in 2021 and later tumbled 30.59% in 2022.
  • OppFi's Cost of Revenue stood at $18.0 million in 2021, then crashed by 30.59% to $12.5 million in 2022, then rose by 0.75% to $12.6 million in 2023, then grew by 6.04% to $13.3 million in 2024, then rose by 6.61% to $14.2 million in 2025.
  • The last three reported values for Cost of Revenue were $14.2 million (Q4 2025), $14.5 million (Q3 2025), and $11.9 million (Q2 2025) per Business Quant data.