OppFi (OPFI) EV to EBITDA (2020 - 2026)
OppFi's (OPFI) quarterly EV to EBITDA came in at 23.76 in Q2 2026, up 113.58% year-over-year from 11.12 in Q2 2025, and up 124.69% quarter-over-quarter from 10.57 in Q1 2026.
Analysis
OppFi (OPFI) EV to EBITDA (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported EV to EBITDA for 7 consecutive years, with 23.76 the latest figure, recorded in Q2 2026.
- On a quarterly basis, EV to EBITDA rose 113.58% year-over-year to 23.76 in Q2 2026; TTM through Jun 2026 was 4.16, a 22.74% increase from a year earlier, with the FY2025 full-year figure at 2.61, down 7.89% from the prior year.
- EV to EBITDA was 23.76 for Q2 2026 at OppFi, up from 10.57 in the prior quarter.
- Over five years, EV to EBITDA peaked at 72.7 in Q2 2022 and troughed at 377.11 in Q3 2022.
- A 5-year average of 19.98 and a median of 10.25 in 2023 frame the typical range for EV to EBITDA.
- Across the five-year window, EV to EBITDA slumped 1662855.92% in 2022 and jumped 164.69% in 2023, its largest moves.
- Over 5 years, EV to EBITDA stood at 34.36 in 2022, then jumped by 164.69% to 22.22 in 2023, then plunged by 51.22% to 10.84 in 2024, then gained by 29.54% to 14.04 in 2025, then jumped by 69.16% to 23.76 in 2026.
- The last three EV to EBITDA figures came in at 23.76 (Q2 2026), 10.57 (Q1 2026), and 14.04 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.76 |
| Mar 31, 2026 | 10.57 |
| Dec 31, 2025 | 14.04 |
| Sep 30, 2025 | 9.74 |
| Jun 30, 2025 | 11.12 |
| Mar 31, 2025 | 8.09 |
| Dec 31, 2024 | 10.84 |
| Sep 30, 2024 | 5.90 |
| Jun 30, 2024 | 5.73 |
| Mar 31, 2024 | 26.19 |
| Dec 31, 2023 | 22.22 |
| Sep 30, 2023 | 9.93 |
| Jun 30, 2023 | 7.60 |
| Mar 31, 2023 | 32.74 |
| Dec 31, 2022 | -34.36 |
| Sep 30, 2022 | -377.11 |
| Jun 30, 2022 | 72.70 |
| Mar 31, 2022 | -219.36 |
| Dec 31, 2021 | 175.61 |
| Sep 30, 2021 | 82.48 |