OppFi (OPFI) Accumulated Expenses (2020 - 2026)
OppFi's (OPFI) quarterly Accumulated Expenses came in at $43.1 million in Q2 2026, up 59.01% year-over-year from $27.1 million in Q2 2025, and up 8.4% quarter-over-quarter from $39.8 million in Q1 2026.
Analysis
OppFi (OPFI) Accumulated Expenses (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Accumulated Expenses for 7 consecutive years, with $43.1 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Accumulated Expenses rose 59.01% year-over-year to $43.1 million in Q2 2026; TTM through Jun 2026 was $43.1 million, a 59.01% increase from a year earlier, with the FY2025 full-year figure at $43.4 million, up 33.9% from the prior year.
- Accumulated Expenses was $43.1 million for Q2 2026 at OppFi, up from $39.8 million in the prior quarter.
- Over five years, Accumulated Expenses peaked at $43.4 million in Q4 2025 and troughed at $16.9 million in Q1 2023.
- A 5-year average of $26.9 million and a median of $24.4 million in 2022 frame the typical range for Accumulated Expenses.
- Across the five-year window, Accumulated Expenses decreased 21.54% in 2022 and surged 59.01% in 2026, its largest moves.
- Over 5 years, Accumulated Expenses stood at $23.2 million in 2022, then slipped by 5.23% to $22.0 million in 2023, then surged by 47.28% to $32.4 million in 2024, then surged by 33.9% to $43.4 million in 2025, then declined by 0.68% to $43.1 million in 2026.
- The last three Accumulated Expenses figures came in at $43.1 million (Q2 2026), $39.8 million (Q1 2026), and $43.4 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 43.11 Mn |
| Mar 31, 2026 | 39.77 Mn |
| Dec 31, 2025 | 43.40 Mn |
| Sep 30, 2025 | 30.47 Mn |
| Jun 30, 2025 | 27.11 Mn |
| Mar 31, 2025 | 30.96 Mn |
| Dec 31, 2024 | 32.41 Mn |
| Sep 30, 2024 | 25.74 Mn |
| Jun 30, 2024 | 25.60 Mn |
| Mar 31, 2024 | 20.03 Mn |
| Dec 31, 2023 | 22.01 Mn |
| Sep 30, 2023 | 21.90 Mn |
| Jun 30, 2023 | 22.77 Mn |
| Mar 31, 2023 | 16.87 Mn |
| Dec 31, 2022 | 23.22 Mn |
| Sep 30, 2022 | 20.16 Mn |
| Jun 30, 2022 | 19.36 Mn |
| Mar 31, 2022 | 18.57 Mn |
| Dec 31, 2021 | 29.60 Mn |
| Sep 30, 2021 | 25.49 Mn |