OppFi (OPFI) Accumulated Expenses (2020 - 2026)

OppFi (OPFI) posted quarterly Accumulated Expenses of $39.8 million for Q1 2026, up 28.43% year-over-year from $31.0 million in Q1 2025, and down 8.37% quarter-over-quarter from $43.4 million in Q4 2025.

OppFi (OPFI) Accumulated Expenses (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported Accumulated Expenses for 7 consecutive years, with $39.8 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Accumulated Expenses rose 28.43% year-over-year to $39.8 million; the TTM figure through Mar 2026 stood at $39.8 million (up 28.43% YoY), while the FY2025 annual figure was $43.4 million, up 33.9% from the prior year.
  • Accumulated Expenses retreated to $39.8 million in Q1 2026 per OPFI's latest filing, from $43.4 million in the prior quarter.
  • Across five years, Accumulated Expenses topped out at $43.4 million in Q4 2025 and bottomed at $16.9 million in Q1 2023.
  • Historically, Accumulated Expenses has averaged $25.9 million across 5 years, with a median of $23.2 million in 2022.
  • Annual changes were most pronounced in 2022 — Accumulated Expenses slipped 21.54% — and 2025, when it jumped 54.6%.
  • OppFi's Accumulated Expenses stood at $23.2 million in 2022, then declined by 5.23% to $22.0 million in 2023, then jumped by 47.28% to $32.4 million in 2024, then jumped by 33.9% to $43.4 million in 2025, then declined by 8.37% to $39.8 million in 2026.
  • Business Quant data shows OPFI's Accumulated Expenses at $39.8 million in Q1 2026, $43.4 million in Q4 2025, and $30.5 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 39.77 Mn
Dec 31, 2025 43.40 Mn
Sep 30, 2025 30.47 Mn
Jun 30, 2025 27.11 Mn
Mar 31, 2025 30.96 Mn
Dec 31, 2024 32.41 Mn
Sep 30, 2024 25.74 Mn
Jun 30, 2024 25.60 Mn
Mar 31, 2024 20.03 Mn
Dec 31, 2023 22.01 Mn
Sep 30, 2023 21.90 Mn
Jun 30, 2023 22.77 Mn
Mar 31, 2023 16.87 Mn
Dec 31, 2022 23.22 Mn
Sep 30, 2022 20.16 Mn
Jun 30, 2022 19.36 Mn
Mar 31, 2022 18.57 Mn
Dec 31, 2021 29.60 Mn
Sep 30, 2021 25.49 Mn
Dec 31, 2020 22.79 Mn