OppFi (OPFI) Accumulated Expenses (2020 - 2026)

OppFi (OPFI) reported Accumulated Expenses of $39.8 million for Q1 2026, up 28.43% year-over-year from $31.0 million in Q1 2025, and down 8.37% quarter-over-quarter from $43.4 million in Q4 2025.

OppFi (OPFI) Accumulated Expenses (2020 - 2026) Analysis & Trends

OppFi (OPFI) has 7 years of Accumulated Expenses data on file, last reported at $39.8 million in Q1 2026.

  • Accumulated Expenses for Q1 2026 came in at $39.8 million, up 28.43% year-over-year; the trailing twelve-month figure through Mar 2026 was $39.8 million (up 28.43% YoY), and the FY2025 annual result was $43.4 million, up 33.9% from the prior year.
  • Accumulated Expenses eased to $39.8 million in Q1 2026 per OPFI's latest filing, from $43.4 million in the prior quarter.
  • Over five years, Accumulated Expenses peaked at $43.4 million in Q4 2025 and troughed at $16.9 million in Q1 2023.
  • A 5-year average of $25.9 million and a median of $23.2 million in 2022 frame the typical range for Accumulated Expenses.
  • The sharpest annual moves came in 2022 and 2025: Accumulated Expenses slipped 21.54% in 2022, then jumped 54.6% in 2025.
  • A 5-year view of Accumulated Expenses shows it stood at $23.2 million in 2022, then dropped by 5.23% to $22.0 million in 2023, then soared by 47.28% to $32.4 million in 2024, then soared by 33.9% to $43.4 million in 2025, then dropped by 8.37% to $39.8 million in 2026.
  • Business Quant data shows OPFI's Accumulated Expenses at $39.8 million in Q1 2026, $43.4 million in Q4 2025, and $30.5 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 OppFi 222.53 Mn 425.99 Mn 76.91 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 39.77 Mn
Dec 31, 2025 43.40 Mn
Sep 30, 2025 30.47 Mn
Jun 30, 2025 27.11 Mn
Mar 31, 2025 30.96 Mn
Dec 31, 2024 32.41 Mn
Sep 30, 2024 25.74 Mn
Jun 30, 2024 25.60 Mn
Mar 31, 2024 20.03 Mn
Dec 31, 2023 22.01 Mn
Sep 30, 2023 21.90 Mn
Jun 30, 2023 22.77 Mn
Mar 31, 2023 16.87 Mn
Dec 31, 2022 23.22 Mn
Sep 30, 2022 20.16 Mn
Jun 30, 2022 19.36 Mn
Mar 31, 2022 18.57 Mn
Dec 31, 2021 29.60 Mn
Sep 30, 2021 25.49 Mn
Dec 31, 2020 22.79 Mn