OppFi (OPFI) Accumulated Expenses (2020 - 2026)
OppFi (OPFI) posted quarterly Accumulated Expenses of $39.8 million for Q1 2026, up 28.43% year-over-year from $31.0 million in Q1 2025, and down 8.37% quarter-over-quarter from $43.4 million in Q4 2025.
Analysis
OppFi (OPFI) Accumulated Expenses (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Accumulated Expenses for 7 consecutive years, with $39.8 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Accumulated Expenses rose 28.43% year-over-year to $39.8 million; the TTM figure through Mar 2026 stood at $39.8 million (up 28.43% YoY), while the FY2025 annual figure was $43.4 million, up 33.9% from the prior year.
- Accumulated Expenses retreated to $39.8 million in Q1 2026 per OPFI's latest filing, from $43.4 million in the prior quarter.
- Across five years, Accumulated Expenses topped out at $43.4 million in Q4 2025 and bottomed at $16.9 million in Q1 2023.
- Historically, Accumulated Expenses has averaged $25.9 million across 5 years, with a median of $23.2 million in 2022.
- Annual changes were most pronounced in 2022 — Accumulated Expenses slipped 21.54% — and 2025, when it jumped 54.6%.
- OppFi's Accumulated Expenses stood at $23.2 million in 2022, then declined by 5.23% to $22.0 million in 2023, then jumped by 47.28% to $32.4 million in 2024, then jumped by 33.9% to $43.4 million in 2025, then declined by 8.37% to $39.8 million in 2026.
- Business Quant data shows OPFI's Accumulated Expenses at $39.8 million in Q1 2026, $43.4 million in Q4 2025, and $30.5 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 43.11 Mn |
| Mar 31, 2026 | 39.77 Mn |
| Dec 31, 2025 | 43.40 Mn |
| Sep 30, 2025 | 30.47 Mn |
| Jun 30, 2025 | 27.11 Mn |
| Mar 31, 2025 | 30.96 Mn |
| Dec 31, 2024 | 32.41 Mn |
| Sep 30, 2024 | 25.74 Mn |
| Jun 30, 2024 | 25.60 Mn |
| Mar 31, 2024 | 20.03 Mn |
| Dec 31, 2023 | 22.01 Mn |
| Sep 30, 2023 | 21.90 Mn |
| Jun 30, 2023 | 22.77 Mn |
| Mar 31, 2023 | 16.87 Mn |
| Dec 31, 2022 | 23.22 Mn |
| Sep 30, 2022 | 20.16 Mn |
| Jun 30, 2022 | 19.36 Mn |
| Mar 31, 2022 | 18.57 Mn |
| Dec 31, 2021 | 29.60 Mn |
| Sep 30, 2021 | 25.49 Mn |