OppFi (OPFI) Accumulated Expenses (2020 - 2026)

OppFi (OPFI) posted quarterly Accumulated Expenses of $39.8 million for Q1 2026, up 28.43% YoY from $31.0 million in Q1 2025, and down 8.37% sequentially from $43.4 million in Q4 2025.

OppFi (OPFI) Accumulated Expenses (2020 - 2026) Analysis & Trends

OppFi has disclosed Accumulated Expenses across 7 years of filings, most recently posting $39.8 million for Q1 2026.

  • In Q1 2026, Accumulated Expenses rose 28.43% year-over-year to $39.8 million; the TTM figure through Mar 2026 stood at $39.8 million (up 28.43% YoY), while the FY2025 annual figure was $43.4 million, up 33.9% from the prior year.
  • Accumulated Expenses fell to $39.8 million in Q1 2026, from $43.4 million in the prior quarter.
  • Over the last five years, Accumulated Expenses for OPFI reached as high as $43.4 million in Q4 2025 and fell as low as $16.9 million in Q1 2023.
  • The 5-year median for Accumulated Expenses is $23.2 million (2022), against an average of $25.9 million.
  • Annual changes were most pronounced in 2022 — Accumulated Expenses slipped 21.54% — and 2025, when it jumped 54.6%.
  • A 5-year view of Accumulated Expenses shows it stood at $23.2 million in 2022, then dropped by 5.23% to $22.0 million in 2023, then soared by 47.28% to $32.4 million in 2024, then soared by 33.9% to $43.4 million in 2025, then dropped by 8.37% to $39.8 million in 2026.
  • According to Business Quant data, Accumulated Expenses over the past three periods registered $39.8 million, $43.4 million, and $30.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 OppFi - - 76.91 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 39.77 Mn
Dec 31, 2025 43.40 Mn
Sep 30, 2025 30.47 Mn
Jun 30, 2025 27.11 Mn
Mar 31, 2025 30.96 Mn
Dec 31, 2024 32.41 Mn
Sep 30, 2024 25.74 Mn
Jun 30, 2024 25.60 Mn
Mar 31, 2024 20.03 Mn
Dec 31, 2023 22.01 Mn
Sep 30, 2023 21.90 Mn
Jun 30, 2023 22.77 Mn
Mar 31, 2023 16.87 Mn
Dec 31, 2022 23.22 Mn
Sep 30, 2022 20.16 Mn
Jun 30, 2022 19.36 Mn
Mar 31, 2022 18.57 Mn
Dec 31, 2021 29.60 Mn
Sep 30, 2021 25.49 Mn
Dec 31, 2020 22.79 Mn