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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) EBT Margin: 2020-2025

Historic EBT Margin for OppFi (OPFI) over the last 5 years, with Sep 2025 value amounting to 78.04%.

  • OppFi's EBT Margin rose 4031.00% to 78.04% in Q3 2025 from the same period last year, while for Sep 2025 it was 34.79%, marking a year-over-year increase of 982.00%. This contributed to the annual value of 27.40% for FY2024, which is 1210.00% up from last year.
  • Latest data reveals that OppFi reported EBT Margin of 78.04% as of Q3 2025, which was up 515.83% from 12.67% recorded in Q2 2025.
  • In the past 5 years, OppFi's EBT Margin ranged from a high of 78.04% in Q3 2025 and a low of -14.86% during Q4 2022.
  • Moreover, its 3-year median value for EBT Margin was 21.15% (2023), whereas its average is 25.33%.
  • As far as peak fluctuations go, OppFi's EBT Margin slumped by 4,190bps in 2022, and later spiked by 4,031bps in 2025.
  • Over the past 5 years, OppFi's EBT Margin (Quarterly) stood at 26.89% in 2021, then slumped by 4,175bps to -14.86% in 2022, then skyrocketed by 1,938bps to 4.52% in 2023, then skyrocketed by 1,354bps to 18.07% in 2024, then spiked by 4,031bps to 78.04% in 2025.
  • Its EBT Margin stands at 78.04% for Q3 2025, versus 12.67% for Q2 2025 and 24.27% for Q1 2025.