OppFi (OPFI) EBT Margin (2020 - 2026)

OppFi has disclosed EBT Margin across 7 years of filings, most recently posting 66.45% for Q1 2026.

• In Q1 2026, EBT Margin rose 4222.0% year-over-year to 66.45%; the TTM figure through Mar 2026 stood at 50.88% (up 2236.0% YoY), while the FY2025 annual figure was 40.96%, up 1357.0% from the prior year.
• EBT Margin grew to 66.45% in Q1 2026, from 46.55% in the prior quarter.
• Over the last five years, EBT Margin for OPFI reached as high as 78.04% in Q3 2025 and fell as low as 14.93% in Q4 2022.
• The 5-year median for EBT Margin is 18.03% (2024), against an average of 23.1%.
• Annual changes were most pronounced in 2022 — EBT Margin slumped 4190 bps — and 2026, when it soared 4222 bps.
• A 5-year view of EBT Margin shows it stood at 14.93% in 2022, then jumped by 130 bps to 4.52% in 2023, then surged by 299 bps to 18.03% in 2024, then soared by 158 bps to 46.55% in 2025, then jumped by 43 bps to 66.45% in 2026.
• According to Business Quant data, EBT Margin over the past three periods registered 66.45%, 46.55%, and 78.04% for Q1 2026, Q4 2025, and Q3 2025 respectively.