OppFi (OPFI) EBT Margin (2020 - 2026)

OppFi (OPFI) has reported EBT Margin for 7 consecutive years, with 29.59% the latest figure, recorded in Q2 2026.

• On a quarterly basis, EBT Margin rose 1692.0% year-over-year to 29.59% in Q2 2026; TTM through Jun 2026 was 56.36%, a 3330.0% increase from a year earlier, with the FY2025 full-year figure at 40.96%, up 1357.0% from the prior year.
• EBT Margin was 29.59% for Q2 2026 at OppFi, down from 66.45% in the prior quarter.
• Over five years, EBT Margin peaked at 78.04% in Q3 2025 and troughed at 14.86% in Q4 2022.
• A 5-year average of 23.47% and a median of 19.58% in 2023 frame the typical range for EBT Margin.
• Across the five-year window, EBT Margin sank 4190 bps in 2022 and jumped 4218 bps in 2026, its largest moves.
• Over 5 years, EBT Margin stood at 14.86% in 2022, then surged by 130 bps to 4.52% in 2023, then surged by 298 bps to 18.01% in 2024, then surged by 158 bps to 46.52% in 2025, then slumped by 36 bps to 29.59% in 2026.
• The last three EBT Margin figures came in at 29.59% (Q2 2026), 66.45% (Q1 2026), and 46.52% (Q4 2025), per Business Quant data.