OppFi (OPFI) EBT Margin (2020 - 2026)

OppFi (OPFI) has reported EBT Margin for 7 consecutive years, with 66.45% the latest figure, recorded in Q1 2026.

• In Q1 2026, EBT Margin rose 4222.0% year-over-year to 66.45%; the TTM figure through Mar 2026 stood at 50.87% (up 2236.0% YoY), while the FY2025 annual figure was 40.96%, up 1357.0% from the prior year.
• EBT Margin advanced to 66.45% in Q1 2026 per OPFI's latest filing, from 46.55% in the prior quarter.
• Across five years, EBT Margin topped out at 78.02% in Q3 2025 and bottomed at 14.86% in Q4 2022.
• Historically, EBT Margin has averaged 23.09% across 5 years, with a median of 18.01% in 2024.
• Annual changes were most pronounced in 2022 — EBT Margin plunged 4199 bps — and 2026, when it soared 4222 bps.
• OppFi's EBT Margin stood at 14.86% in 2022, then jumped by 130 bps to 4.52% in 2023, then jumped by 298 bps to 18.01% in 2024, then jumped by 159 bps to 46.55% in 2025, then surged by 43 bps to 66.45% in 2026.
• Business Quant data shows OPFI's EBT Margin at 66.45% in Q1 2026, 46.55% in Q4 2025, and 78.02% in Q3 2025.