OppFi (OPFI) Payables (2020 - 2026)
OppFi's (OPFI) quarterly Payables came in at $1.1 million in Q2 2026, down 58.77% year-over-year from $2.7 million in Q2 2025, and down 38.94% quarter-over-quarter from $1.8 million in Q1 2026.
Analysis
OppFi (OPFI) Payables (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Payables for 7 consecutive years, with $1.1 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Payables fell 58.77% year-over-year to $1.1 million in Q2 2026; TTM through Jun 2026 was $1.1 million, a 58.77% decrease from a year earlier, with the FY2025 full-year figure at $2.8 million, up 215.47% from the prior year.
- Payables was $1.1 million for Q2 2026 at OppFi, down from $1.8 million in the prior quarter.
- Over five years, Payables peaked at $10.2 million in Q2 2022 and troughed at $879000.0 in Q4 2024.
- A 5-year average of $4.0 million and a median of $3.6 million in 2023 frame the typical range for Payables.
- Across the five-year window, Payables surged 564.12% in 2022 and tumbled 80.21% in 2024, its largest moves.
- Over 5 years, Payables stood at $6.3 million in 2022, then dropped by 29.91% to $4.4 million in 2023, then tumbled by 80.21% to $879000.0 in 2024, then surged by 215.47% to $2.8 million in 2025, then plunged by 59.39% to $1.1 million in 2026.
- The last three Payables figures came in at $1.1 million (Q2 2026), $1.8 million (Q1 2026), and $2.8 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 3.67 Bn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 35.57 Mn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 44.90 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 37.01 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 190.81 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 5.85 Bn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 525.00 Mn |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | 2.68 Bn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 1.10 Bn |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | 1.13 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.13 Mn |
| Mar 31, 2026 | 1.84 Mn |
| Dec 31, 2025 | 2.77 Mn |
| Sep 30, 2025 | 3.10 Mn |
| Jun 30, 2025 | 2.73 Mn |
| Mar 31, 2025 | 1.96 Mn |
| Dec 31, 2024 | 879,000.00 |
| Sep 30, 2024 | 4.69 Mn |
| Jun 30, 2024 | 2.40 Mn |
| Mar 31, 2024 | 3.98 Mn |
| Dec 31, 2023 | 4.44 Mn |
| Sep 30, 2023 | 3.57 Mn |
| Jun 30, 2023 | 4.06 Mn |
| Mar 31, 2023 | 3.71 Mn |
| Dec 31, 2022 | 6.34 Mn |
| Sep 30, 2022 | 6.68 Mn |
| Jun 30, 2022 | 10.23 Mn |
| Mar 31, 2022 | 6.84 Mn |
| Dec 31, 2021 | 6.10 Mn |
| Sep 30, 2021 | 3.62 Mn |