OppFi (OPFI) Payables (2020 - 2026)
OppFi (OPFI) posted quarterly Payables of $1.8 million for Q1 2026, down 5.92% year-over-year from $2.0 million in Q1 2025, and down 33.5% quarter-over-quarter from $2.8 million in Q4 2025.
Analysis
OppFi (OPFI) Payables (2020 - 2026) Analysis & Trends
OppFi (OPFI) has reported Payables for 7 consecutive years, with $1.8 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Payables fell 5.92% year-over-year to $1.8 million; the TTM figure through Mar 2026 stood at $1.8 million (down 5.92% YoY), while the FY2025 annual figure was $2.8 million, up 215.47% from the prior year.
- Payables eased to $1.8 million in Q1 2026 per OPFI's latest filing, from $2.8 million in the prior quarter.
- Across five years, Payables topped out at $10.4 million in Q2 2022 and bottomed at $879000.0 in Q4 2024.
- Historically, Payables has averaged $4.7 million across 5 years, with a median of $4.5 million in 2023.
- Annual changes were most pronounced in 2022 — Payables surged 575.02% — and 2024, when it plunged 85.08%.
- OppFi's Payables stood at $8.0 million in 2022, then dropped by 25.94% to $5.9 million in 2023, then slumped by 85.08% to $879000.0 in 2024, then jumped by 215.47% to $2.8 million in 2025, then tumbled by 33.5% to $1.8 million in 2026.
- Business Quant data shows OPFI's Payables at $1.8 million in Q1 2026, $2.8 million in Q4 2025, and $3.1 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 553.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 1.13 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 159.01 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 484.26 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 208.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 84.65 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 82.81 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 45.54 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 159.96 Bn |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn | 1.13 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.13 Mn |
| Mar 31, 2026 | 1.84 Mn |
| Dec 31, 2025 | 2.77 Mn |
| Sep 30, 2025 | 3.10 Mn |
| Jun 30, 2025 | 2.73 Mn |
| Mar 31, 2025 | 1.96 Mn |
| Dec 31, 2024 | 879,000.00 |
| Sep 30, 2024 | 4.69 Mn |
| Jun 30, 2024 | 2.40 Mn |
| Mar 31, 2024 | 3.98 Mn |
| Dec 31, 2023 | 4.44 Mn |
| Sep 30, 2023 | 3.57 Mn |
| Jun 30, 2023 | 4.06 Mn |
| Mar 31, 2023 | 3.71 Mn |
| Dec 31, 2022 | 6.34 Mn |
| Sep 30, 2022 | 6.68 Mn |
| Jun 30, 2022 | 10.23 Mn |
| Mar 31, 2022 | 6.84 Mn |
| Dec 31, 2021 | 6.10 Mn |
| Sep 30, 2021 | 3.62 Mn |