OppFi (OPFI) Provisions (2020 - 2024)
OppFi (OPFI) posted quarterly Provisions of $8000.0 for Q4 2024, down 96.31% year-over-year from $217000.0 in Q1 2024, and up 166.67% quarter-over-quarter from $3000.0 in Q3 2024.
OppFi (OPFI) Provisions (2020 - 2024) Analysis & Trends
OppFi (OPFI) has reported Provisions for 5 consecutive years, with $8000.0 the latest figure, recorded in Q4 2024.
- In Q4 2024, Provisions fell 96.31% year-over-year to $8000.0; the TTM figure through Sep 2025 stood at $8000.0 (down 96.81% YoY), while the FY2024 annual figure was $42000.0, down 99.03% from the prior year.
- Provisions grew to $8000.0 in Q4 2024 per OPFI's latest filing, from $3000.0 in the prior quarter.
- Across five years, Provisions topped out at $25.5 million in Q4 2020 and bottomed at -$103000.0 in Q4 2022.
- Historically, Provisions has averaged $2.7 million across 5 years, with a median of $169000.0 in 2021.
- On a YoY basis, Provisions climbed as much as 6428.57% in 2022 and fell as far as 113.77% in 2022.
- OppFi's Provisions stood at $25.5 million in 2020, then plunged by 97.06% to $748000.0 in 2021, then plunged by 113.77% to -$103000.0 in 2022, then soared by 310.68% to $217000.0 in 2023, then sank by 96.31% to $8000.0 in 2024.
- Business Quant data shows OPFI's Provisions at $8000.0 in Q4 2024, $3000.0 in Q3 2024, and $4000.0 in Q2 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.08 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 2.99 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.20 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 196.54 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 8.90 Mn |
| 10 | OppFi | 261.63 Mn | 161.71 Mn | 76.91 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2024 | 8,000.00 |
| Sep 30, 2024 | 3,000.00 |
| Jun 30, 2024 | 4,000.00 |
| Mar 31, 2024 | 27,000.00 |
| Dec 31, 2023 | 217,000.00 |
| Sep 30, 2023 | 195,000.00 |
| Jun 30, 2023 | 3.87 Mn |
| Mar 31, 2023 | 70,000.00 |
| Dec 31, 2022 | -103,000.00 |
| Sep 30, 2022 | 1.02 Mn |
| Jun 30, 2022 | 569,000.00 |
| Mar 31, 2022 | 457,000.00 |
| Dec 31, 2021 | 748,000.00 |
| Sep 30, 2021 | 143,000.00 |
| Jun 30, 2021 | 31,000.00 |
| Mar 31, 2021 | 7,000.00 |
| Dec 31, 2020 | 25.48 Mn |
| Sep 30, 2020 | 16.30 Mn |