OppFi (OPFI) Provisions (2020 - 2024)
OppFi's (OPFI) quarterly Provisions came in at $8000.0 in Q4 2024, down 96.31% year-over-year from $217000.0 in Q1 2024, and up 166.67% quarter-over-quarter from $3000.0 in Q3 2024.
Analysis
OppFi (OPFI) Provisions (2020 - 2024) Analysis & Trends
OppFi (OPFI) has reported Provisions for 5 consecutive years, with $8000.0 the latest figure, recorded in Q4 2024.
- On a quarterly basis, Provisions fell 96.31% year-over-year to $8000.0 in Q4 2024; TTM through Sep 2025 was $8000.0, a 96.81% decrease from a year earlier, with the FY2024 full-year figure at $42000.0, down 99.03% from the prior year.
- Provisions was $8000.0 for Q4 2024 at OppFi, up from $3000.0 in the prior quarter.
- Over five years, Provisions peaked at $25.5 million in Q4 2020 and troughed at -$103000.0 in Q4 2022.
- A 5-year average of $2.7 million and a median of $169000.0 in 2021 frame the typical range for Provisions.
- The widest YoY moves for Provisions: up 6428.57% in 2022, down 113.77% in 2022.
- Over 5 years, Provisions stood at $25.5 million in 2020, then plunged by 97.06% to $748000.0 in 2021, then plunged by 113.77% to -$103000.0 in 2022, then jumped by 310.68% to $217000.0 in 2023, then sank by 96.31% to $8000.0 in 2024.
- The last three Provisions figures came in at $8000.0 (Q4 2024), $3000.0 (Q3 2024), and $4000.0 (Q2 2024), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | - |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | - |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | - |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | - |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | - |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | - |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | - |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2024 | 8,000.00 |
| Sep 30, 2024 | 3,000.00 |
| Jun 30, 2024 | 4,000.00 |
| Mar 31, 2024 | 27,000.00 |
| Dec 31, 2023 | 217,000.00 |
| Sep 30, 2023 | 195,000.00 |
| Jun 30, 2023 | 3.87 Mn |
| Mar 31, 2023 | 70,000.00 |
| Dec 31, 2022 | -103,000.00 |
| Sep 30, 2022 | 1.02 Mn |
| Jun 30, 2022 | 569,000.00 |
| Mar 31, 2022 | 457,000.00 |
| Dec 31, 2021 | 748,000.00 |
| Sep 30, 2021 | 143,000.00 |
| Jun 30, 2021 | 31,000.00 |
| Mar 31, 2021 | 7,000.00 |
| Dec 31, 2020 | 25.48 Mn |
| Sep 30, 2020 | 16.30 Mn |