OppFi OPFI
NYSE OPFI
$6.56 -0.49 (-6.95%)
At close: Sep 18, 2026 · 4:00 PM EDT

OppFi (OPFI) Provisions (2020 - 2024)

OppFi's (OPFI) quarterly Provisions came in at $8000.0 in Q4 2024, down 96.31% year-over-year from $217000.0 in Q1 2024, and up 166.67% quarter-over-quarter from $3000.0 in Q3 2024.

Analysis

OppFi (OPFI) Provisions (2020 - 2024) Analysis & Trends

OppFi (OPFI) has reported Provisions for 5 consecutive years, with $8000.0 the latest figure, recorded in Q4 2024.

  • On a quarterly basis, Provisions fell 96.31% year-over-year to $8000.0 in Q4 2024; TTM through Sep 2025 was $8000.0, a 96.81% decrease from a year earlier, with the FY2024 full-year figure at $42000.0, down 99.03% from the prior year.
  • Provisions was $8000.0 for Q4 2024 at OppFi, up from $3000.0 in the prior quarter.
  • Over five years, Provisions peaked at $25.5 million in Q4 2020 and troughed at -$103000.0 in Q4 2022.
  • A 5-year average of $2.7 million and a median of $169000.0 in 2021 frame the typical range for Provisions.
  • The widest YoY moves for Provisions: up 6428.57% in 2022, down 113.77% in 2022.
  • Over 5 years, Provisions stood at $25.5 million in 2020, then plunged by 97.06% to $748000.0 in 2021, then plunged by 113.77% to -$103000.0 in 2022, then jumped by 310.68% to $217000.0 in 2023, then sank by 96.31% to $8000.0 in 2024.
  • The last three Provisions figures came in at $8000.0 (Q4 2024), $3000.0 (Q3 2024), and $4000.0 (Q2 2024), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn -
2 Royalty Pharma 33.59 Bn 35.70 Bn - -
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn -
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn -
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn -
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn -
7 Jefferson Capital 1.18 Bn 1.16 Bn - -
8 Lufax Holding 1.04 Bn -1.23 Bn - -
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn -
10 OppFi 442.88 Mn 351.04 Mn 74.77 Mn -
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2024 8,000.00
Sep 30, 2024 3,000.00
Jun 30, 2024 4,000.00
Mar 31, 2024 27,000.00
Dec 31, 2023 217,000.00
Sep 30, 2023 195,000.00
Jun 30, 2023 3.87 Mn
Mar 31, 2023 70,000.00
Dec 31, 2022 -103,000.00
Sep 30, 2022 1.02 Mn
Jun 30, 2022 569,000.00
Mar 31, 2022 457,000.00
Dec 31, 2021 748,000.00
Sep 30, 2021 143,000.00
Jun 30, 2021 31,000.00
Mar 31, 2021 7,000.00
Dec 31, 2020 25.48 Mn
Sep 30, 2020 16.30 Mn