OppFi (OPFI) Provisions (2020 - 2024)

OppFi (OPFI) posted quarterly Provisions of $8000.0 for Q4 2024, down 96.31% year-over-year from $217000.0 in Q1 2024, and up 166.67% quarter-over-quarter from $3000.0 in Q3 2024.

OppFi (OPFI) Provisions (2020 - 2024) Analysis & Trends

OppFi (OPFI) has reported Provisions for 5 consecutive years, with $8000.0 the latest figure, recorded in Q4 2024.

  • In Q4 2024, Provisions fell 96.31% year-over-year to $8000.0; the TTM figure through Sep 2025 stood at $8000.0 (down 96.81% YoY), while the FY2024 annual figure was $42000.0, down 99.03% from the prior year.
  • Provisions grew to $8000.0 in Q4 2024 per OPFI's latest filing, from $3000.0 in the prior quarter.
  • Across five years, Provisions topped out at $25.5 million in Q4 2020 and bottomed at -$103000.0 in Q4 2022.
  • Historically, Provisions has averaged $2.7 million across 5 years, with a median of $169000.0 in 2021.
  • On a YoY basis, Provisions climbed as much as 6428.57% in 2022 and fell as far as 113.77% in 2022.
  • OppFi's Provisions stood at $25.5 million in 2020, then plunged by 97.06% to $748000.0 in 2021, then plunged by 113.77% to -$103000.0 in 2022, then soared by 310.68% to $217000.0 in 2023, then sank by 96.31% to $8000.0 in 2024.
  • Business Quant data shows OPFI's Provisions at $8000.0 in Q4 2024, $3000.0 in Q3 2024, and $4000.0 in Q2 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.08 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 2.99 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.20 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 196.54 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 8.90 Mn
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2024 8,000.00
Sep 30, 2024 3,000.00
Jun 30, 2024 4,000.00
Mar 31, 2024 27,000.00
Dec 31, 2023 217,000.00
Sep 30, 2023 195,000.00
Jun 30, 2023 3.87 Mn
Mar 31, 2023 70,000.00
Dec 31, 2022 -103,000.00
Sep 30, 2022 1.02 Mn
Jun 30, 2022 569,000.00
Mar 31, 2022 457,000.00
Dec 31, 2021 748,000.00
Sep 30, 2021 143,000.00
Jun 30, 2021 31,000.00
Mar 31, 2021 7,000.00
Dec 31, 2020 25.48 Mn
Sep 30, 2020 16.30 Mn