OppFi (OPFI) Provisions (2020 - 2024)
OppFi (OPFI) reported Provisions of $8000.0 for Q4 2024, down 96.31% year-over-year from $217000.0 in Q1 2024, and up 166.67% quarter-over-quarter from $3000.0 in Q3 2024.
OppFi (OPFI) Provisions (2020 - 2024) Analysis & Trends
OppFi (OPFI) has 5 years of Provisions data on file, last reported at $8000.0 in Q4 2024.
- Provisions for Q4 2024 came in at $8000.0, down 96.31% year-over-year; the trailing twelve-month figure through Sep 2025 was $8000.0 (down 96.81% YoY), and the FY2024 annual result was $42000.0, down 99.03% from the prior year.
- Provisions climbed to $8000.0 in Q4 2024 per OPFI's latest filing, from $3000.0 in the prior quarter.
- Over five years, Provisions peaked at $16.3 million in Q3 2020 and troughed at -$103000.0 in Q4 2022.
- A 5-year average of $1.5 million and a median of $169000.0 in 2021 frame the typical range for Provisions.
- On a YoY basis, Provisions climbed as much as 6428.57% in 2022 and fell as far as 113.77% in 2022.
- A 5-year view of Provisions shows it stood at $2.5 million in 2020, then sank by 70.66% to $748000.0 in 2021, then tumbled by 113.77% to -$103000.0 in 2022, then surged by 310.68% to $217000.0 in 2023, then plunged by 96.31% to $8000.0 in 2024.
- Business Quant data shows OPFI's Provisions at $8000.0 in Q4 2024, $3000.0 in Q3 2024, and $4000.0 in Q2 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.25 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 4.07 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.34 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 196.54 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 8.90 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 467.00 Mn |
| 10 | OppFi | 222.53 Mn | 425.99 Mn | 76.91 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2024 | 8,000.00 |
| Sep 30, 2024 | 3,000.00 |
| Jun 30, 2024 | 4,000.00 |
| Mar 31, 2024 | 27,000.00 |
| Dec 31, 2023 | 217,000.00 |
| Sep 30, 2023 | 195,000.00 |
| Jun 30, 2023 | 3.87 Mn |
| Mar 31, 2023 | 70,000.00 |
| Dec 31, 2022 | -103,000.00 |
| Sep 30, 2022 | 1.02 Mn |
| Jun 30, 2022 | 569,000.00 |
| Mar 31, 2022 | 457,000.00 |
| Dec 31, 2021 | 748,000.00 |
| Sep 30, 2021 | 143,000.00 |
| Jun 30, 2021 | 31,000.00 |
| Mar 31, 2021 | 7,000.00 |
| Dec 31, 2020 | 2.55 Mn |
| Sep 30, 2020 | 16.30 Mn |