OppFi (OPFI) Provisions (2020 - 2024)

OppFi (OPFI) posted quarterly Provisions of $8000.0 for Q4 2024, down 96.31% YoY from $217000.0 in Q1 2024, and up 166.67% sequentially from $3000.0 in Q3 2024.

OppFi (OPFI) Provisions (2020 - 2024) Analysis & Trends

OppFi has disclosed Provisions across 5 years of filings, most recently posting $8000.0 for Q4 2024.

  • In Q4 2024, Provisions fell 96.31% year-over-year to $8000.0; the TTM figure through Sep 2025 stood at $8000.0 (down 96.81% YoY), while the FY2024 annual figure was $42000.0, down 99.03% from the prior year.
  • Provisions rose to $8000.0 in Q4 2024, from $3000.0 in the prior quarter.
  • Over the last five years, Provisions for OPFI reached as high as $16.3 million in Q3 2020 and fell as low as -$47.0 million in Q4 2020.
  • The 5-year median for Provisions is $70000.0 (2023), against an average of -$1.4 million.
  • The widest YoY moves for Provisions: up 6428.57% in 2022, down 113.77% in 2022.
  • A 5-year view of Provisions shows it stood at -$47.0 million in 2020, then jumped by 101.59% to $748000.0 in 2021, then sank by 113.77% to -$103000.0 in 2022, then surged by 310.68% to $217000.0 in 2023, then slumped by 96.31% to $8000.0 in 2024.
  • According to Business Quant data, Provisions over the past three periods registered $8000.0, $3000.0, and $4000.0 for Q4 2024, Q3 2024, and Q2 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.25 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 196.54 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 8.90 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 467.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 OppFi - - 76.91 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2024 8,000.00
Sep 30, 2024 3,000.00
Jun 30, 2024 4,000.00
Mar 31, 2024 27,000.00
Dec 31, 2023 217,000.00
Sep 30, 2023 195,000.00
Jun 30, 2023 3.87 Mn
Mar 31, 2023 70,000.00
Dec 31, 2022 -103,000.00
Sep 30, 2022 1.02 Mn
Jun 30, 2022 569,000.00
Mar 31, 2022 457,000.00
Dec 31, 2021 748,000.00
Jun 30, 2021 31,000.00
Mar 31, 2021 7,000.00
Dec 31, 2020 2.55 Mn
Sep 30, 2020 16.30 Mn