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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) EBITDA Margin (2020 - 2025)

Historic EBITDA Margin for OppFi (OPFI) over the last 6 years, with Q3 2025 value amounting to 46.33%.

  • OppFi's EBITDA Margin rose 78400.0% to 46.33% in Q3 2025 from the same period last year, while for Sep 2025 it was 42.62%, marking a year-over-year increase of 169700.0%. This contributed to the annual value of 29.41% for FY2024, which is 124400.0% up from last year.
  • Latest data reveals that OppFi reported EBITDA Margin of 46.33% as of Q3 2025, which was up 78400.0% from 44.7% recorded in Q2 2025.
  • Over the past 5 years, OppFi's EBITDA Margin peaked at 46.79% during Q1 2025, and registered a low of 19.84% during Q4 2022.
  • Its 5-year average for EBITDA Margin is 20.3%, with a median of 20.59% in 2023.
  • Per our database at Business Quant, OppFi's EBITDA Margin crashed by -436800bps in 2022 and then surged by 384300bps in 2025.
  • Over the past 5 years, OppFi's EBITDA Margin (Quarter) stood at 5.45% in 2021, then crashed by -464bps to 19.84% in 2022, then skyrocketed by 167bps to 13.25% in 2023, then surged by 130bps to 30.53% in 2024, then surged by 52bps to 46.33% in 2025.
  • Its EBITDA Margin was 46.33% in Q3 2025, compared to 44.7% in Q2 2025 and 46.79% in Q1 2025.