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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) EBITDA Margin: 2020-2025

Historic EBITDA Margin for OppFi (OPFI) over the last 5 years, with Sep 2025 value amounting to 46.33%.

  • OppFi's EBITDA Margin rose 784.00% to 46.33% in Q3 2025 from the same period last year, while for Sep 2025 it was 42.62%, marking a year-over-year increase of 1697.00%. This contributed to the annual value of 29.41% for FY2024, which is 1244.00% up from last year.
  • As of Q3 2025, OppFi's EBITDA Margin stood at 46.33%, which was up 3.66% from 44.70% recorded in Q2 2025.
  • OppFi's EBITDA Margin's 5-year high stood at 46.79% during Q1 2025, with a 5-year trough of -19.84% in Q4 2022.
  • In the last 3 years, OppFi's EBITDA Margin had a median value of 30.53% in 2024 and averaged 28.57%.
  • Its EBITDA Margin has fluctuated over the past 5 years, first plummeted by 4,368bps in 2022, then skyrocketed by 3,843bps in 2025.
  • OppFi's EBITDA Margin (Quarterly) stood at 5.45% in 2021, then tumbled by 2,529bps to -19.84% in 2022, then skyrocketed by 3,309bps to 13.25% in 2023, then soared by 1,728bps to 30.53% in 2024, then spiked by 784bps to 46.33% in 2025.
  • Its EBITDA Margin stands at 46.33% for Q3 2025, versus 44.70% for Q2 2025 and 46.79% for Q1 2025.