OppFi Inc. (OPFI) EBITDA Margin (2020 - 2026)
OppFi's EBITDA Margin came in at 30.01% for Q2 2026, down 16.18 percentage points from 46.20% a year earlier and down 11.17 percentage points from the prior quarter.
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Analysis
OppFi Inc. (OPFI) EBITDA Margin (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, OppFi reported EBITDA Margin of 39.35%, down 3.27 percentage points year-over-year; for FY2025, it came in at 45.08%, up 12.68 percentage points from FY2024.
- EBITDA Margin has increased in each of the last three years, with a five-year change of +3.00 percentage points (FY2020 to FY2025).
- Going back by year, EBITDA Margin was 32.40% in FY2024 (+10.77 pp), 21.63% in FY2023 (+18.29 pp), 3.34% in FY2022 (-22.28 pp) and 25.61% in FY2021 (-16.46 pp).
- The Q2 2026 figure represents the lowest quarterly EBITDA Margin since Q1 2024.
- Year-over-year, EBITDA Margin increased in six of the last eight quarters, with an average year-over-year change of +7.94 percentage points.
- The fastest year-over-year change in EBITDA Margin over five years came in Q1 2025 (a gain of 36.06 percentage points), and the weakest in Q1 2022 (a drop of 40.79 percentage points).
- Business Quant data shows OPFI's EBITDA Margin at 41.18% (Q1 2026), 37.04% (Q4 2025) and 47.42% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.86% |
| Mar 31, 2026 | 41.88% |
| Dec 31, 2025 | 37.76% |
| Sep 30, 2025 | 48.25% |
| Jun 30, 2025 | 46.84% |
| Mar 31, 2025 | 49.88% |
| Dec 31, 2024 | 33.96% |
| Sep 30, 2024 | 41.66% |
| Jun 30, 2024 | 37.75% |
| Mar 31, 2024 | 13.54% |
| Dec 31, 2023 | 18.52% |
| Sep 30, 2023 | 25.50% |
| Jun 30, 2023 | 29.72% |
| Mar 31, 2023 | 13.79% |
| Dec 31, 2022 | -11.03% |
| Sep 30, 2022 | 4.95% |
| Jun 30, 2022 | 16.37% |
| Mar 31, 2022 | 3.32% |
| Dec 31, 2021 | 11.22% |
| Sep 30, 2021 | 20.30% |
API Access
OppFi Inc. EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=OPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();