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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) EBITDA Margin (2020 - 2026)

OppFi has reported EBITDA Margin over the past 6 years, most recently at 36.15% for Q4 2025.

  • Quarterly EBITDA Margin rose 562.0% to 36.15% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 43.73% through Dec 2025, up 1432.0% year-over-year, with the annual reading at 43.73% for FY2025, 1432.0% up from the prior year.
  • EBITDA Margin was 36.15% for Q4 2025 at OppFi, down from 46.33% in the prior quarter.
  • Over five years, EBITDA Margin peaked at 46.79% in Q1 2025 and troughed at 19.84% in Q4 2022.
  • The 5-year median for EBITDA Margin is 22.59% (2023), against an average of 21.09%.
  • Year-over-year, EBITDA Margin crashed -4368bps in 2022 and then soared 3843bps in 2025.
  • A 5-year view of EBITDA Margin shows it stood at 5.45% in 2021, then plummeted by -464bps to 19.84% in 2022, then skyrocketed by 167bps to 13.25% in 2023, then skyrocketed by 130bps to 30.53% in 2024, then grew by 18bps to 36.15% in 2025.
  • Per Business Quant, the three most recent readings for OPFI's EBITDA Margin are 36.15% (Q4 2025), 46.33% (Q3 2025), and 44.7% (Q2 2025).