OppFi (OPFI) Net Margin (2020 - 2026)

OppFi (OPFI) has 7 years of Net Margin data on file, last reported at 61.87% in Q1 2026.

• Net Margin for Q1 2026 came in at 61.87%, up 3951.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 47.63% (up 2070.0% YoY), and the FY2025 annual result was 38.37%, up 1229.0% from the prior year.
• Net Margin climbed to 61.87% in Q1 2026 per OPFI's latest filing, from 44.93% in the prior quarter.
• Over five years, Net Margin peaked at 72.64% in Q3 2025 and troughed at 10.68% in Q4 2022.
• A 5-year average of 21.8% and a median of 17.29% in 2024 frame the typical range for Net Margin.
• The sharpest annual moves came in 2022 and 2026: Net Margin plunged 4283 bps in 2022, then soared 3951 bps in 2026.
• A 5-year view of Net Margin shows it stood at 10.68% in 2022, then surged by 128 bps to 2.95% in 2023, then jumped by 486 bps to 17.29% in 2024, then jumped by 160 bps to 44.93% in 2025, then surged by 38 bps to 61.87% in 2026.
• Business Quant data shows OPFI's Net Margin at 61.87% in Q1 2026, 44.93% in Q4 2025, and 72.64% in Q3 2025.