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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Net Margin (2020 - 2025)

OppFi has reported Net Margin over the past 6 years, most recently at 44.9% for Q4 2025.

  • Quarterly results put Net Margin at 44.9% for Q4 2025, up 2764.0% from a year ago — trailing twelve months through Dec 2025 was 38.36% (up 1230.0% YoY), and the annual figure for FY2025 was 38.37%, up 1229.0%.
  • Net Margin for Q4 2025 was 44.9% at OppFi, down from 72.64% in the prior quarter.
  • Over the last five years, Net Margin for OPFI hit a ceiling of 72.64% in Q3 2025 and a floor of 10.53% in Q4 2022.
  • Median Net Margin over the past 5 years was 21.46% (2023), compared with a mean of 22.21%.
  • Biggest five-year swings in Net Margin: crashed -4283bps in 2022 and later soared 3748bps in 2025.
  • OppFi's Net Margin stood at 27.51% in 2021, then tumbled by -138bps to 10.53% in 2022, then surged by 128bps to 2.95% in 2023, then soared by 485bps to 17.26% in 2024, then skyrocketed by 160bps to 44.9% in 2025.
  • The last three reported values for Net Margin were 44.9% (Q4 2025), 72.64% (Q3 2025), and 11.47% (Q2 2025) per Business Quant data.