OppFi (OPFI) Net Margin (2020 - 2026)

OppFi (OPFI) has reported Net Margin for 7 consecutive years, with 18.17% the latest figure, recorded in Q2 2026.

• On a quarterly basis, Net Margin rose 672.0% year-over-year to 18.17% in Q2 2026; TTM through Jun 2026 was 50.62%, a 2917.0% increase from a year earlier, with the FY2025 full-year figure at 38.37%, up 1229.0% from the prior year.
• Net Margin was 18.17% for Q2 2026 at OppFi, down from 61.87% in the prior quarter.
• Over five years, Net Margin peaked at 72.64% in Q3 2025 and troughed at 10.53% in Q4 2022.
• A 5-year average of 21.61% and a median of 17.72% in 2024 frame the typical range for Net Margin.
• Across the five-year window, Net Margin tumbled 4286 bps in 2022 and surged 3947 bps in 2026, its largest moves.
• Over 5 years, Net Margin stood at 10.53% in 2022, then soared by 128 bps to 2.96% in 2023, then soared by 484 bps to 17.26% in 2024, then surged by 160 bps to 44.93% in 2025, then plunged by 60 bps to 18.17% in 2026.
• The last three Net Margin figures came in at 18.17% (Q2 2026), 61.87% (Q1 2026), and 44.93% (Q4 2025), per Business Quant data.