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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Net Margin (2020 - 2025)

Historic Net Margin for OppFi (OPFI) over the last 6 years, with Q3 2025 value amounting to 72.64%.

  • OppFi's Net Margin rose 374300.0% to 72.64% in Q3 2025 from the same period last year, while for Sep 2025 it was 32.35%, marking a year-over-year increase of 89000.0%. This contributed to the annual value of 26.09% for FY2024, which is 116400.0% up from last year.
  • Per OppFi's latest filing, its Net Margin stood at 72.64% for Q3 2025, which was up 374300.0% from 11.45% recorded in Q2 2025.
  • Over the past 5 years, OppFi's Net Margin peaked at 72.64% during Q3 2025, and registered a low of 10.53% during Q4 2022.
  • Moreover, its 5-year median value for Net Margin was 20.48% (2023), whereas its average is 21.03%.
  • Per our database at Business Quant, OppFi's Net Margin crashed by -428600bps in 2022 and then skyrocketed by 374300bps in 2025.
  • Quarter analysis of 5 years shows OppFi's Net Margin stood at 27.52% in 2021, then crashed by -138bps to 10.53% in 2022, then surged by 128bps to 2.96% in 2023, then soared by 486bps to 17.32% in 2024, then soared by 319bps to 72.64% in 2025.
  • Its Net Margin was 72.64% in Q3 2025, compared to 11.45% in Q2 2025 and 22.4% in Q1 2025.