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OppFi (OPFI) Gross Margin: 2020-2025

Historic Gross Margin for OppFi (OPFI) over the last 5 years, with Sep 2025 value amounting to 86.12%.

  • OppFi's Gross Margin rose 100.00% to 86.12% in Q3 2025 from the same period last year, while for Sep 2025 it was 86.71%, marking a year-over-year increase of 253.00%. This contributed to the annual value of 84.69% for FY2024, which is 320.00% up from last year.
  • According to the latest figures from Q3 2025, OppFi's Gross Margin is 86.12%, which was down 2.29% from 88.14% recorded in Q2 2025.
  • In the past 5 years, OppFi's Gross Margin registered a high of 88.67% during Q1 2025, and its lowest value of 70.72% during Q2 2022.
  • For the 3-year period, OppFi's Gross Margin averaged around 84.33%, with its median value being 84.95% (2024).
  • Per our database at Business Quant, OppFi's Gross Margin slumped by 1,654bps in 2021 and then spiked by 1,132bps in 2023.
  • Quarterly analysis of 5 years shows OppFi's Gross Margin stood at 70.98% in 2021, then skyrocketed by 329bps to 74.27% in 2022, then soared by 663bps to 80.90% in 2023, then surged by 262bps to 83.52% in 2024, then soared by 100bps to 86.12% in 2025.
  • Its Gross Margin stands at 86.12% for Q3 2025, versus 88.14% for Q2 2025 and 88.67% for Q1 2025.