OppFi (OPFI) Gross Margin (2020 - 2026)

OppFi (OPFI) has reported Gross Margin for 7 consecutive years, with 86.77% the latest figure, recorded in Q2 2026.

• On a quarterly basis, Gross Margin fell 137.0% year-over-year to 86.77% in Q2 2026; TTM through Jun 2026 was 86.11%, a 37.0% decrease from a year earlier, with the FY2025 full-year figure at 86.65%, up 196.0% from the prior year.
• Gross Margin was 86.77% for Q2 2026 at OppFi, down from 88.1% in the prior quarter.
• Over five years, Gross Margin peaked at 88.67% in Q1 2025 and troughed at 70.72% in Q2 2022.
• A 5-year average of 82.17% and a median of 83.46% in 2024 frame the typical range for Gross Margin.
• Across the five-year window, Gross Margin plunged 1528 bps in 2022 and surged 1132 bps in 2023, its largest moves.
• Over 5 years, Gross Margin stood at 74.27% in 2022, then rose by 9 bps to 80.9% in 2023, then increased by 3 bps to 83.52% in 2024, then fell by 0 bps to 83.41% in 2025, then gained by 4 bps to 86.77% in 2026.
• The last three Gross Margin figures came in at 86.77% (Q2 2026), 88.1% (Q1 2026), and 83.41% (Q4 2025), per Business Quant data.