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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Gross Margin (2020 - 2025)

Historic Gross Margin for OppFi (OPFI) over the last 6 years, with Q3 2025 value amounting to 86.12%.

  • OppFi's Gross Margin rose 10000.0% to 86.12% in Q3 2025 from the same period last year, while for Sep 2025 it was 86.71%, marking a year-over-year increase of 25300.0%. This contributed to the annual value of 84.69% for FY2024, which is 32000.0% up from last year.
  • OppFi's Gross Margin amounted to 86.12% in Q3 2025, which was up 10000.0% from 88.14% recorded in Q2 2025.
  • In the past 5 years, OppFi's Gross Margin registered a high of 88.67% during Q1 2025, and its lowest value of 70.72% during Q2 2022.
  • Its 5-year average for Gross Margin is 81.12%, with a median of 82.03% in 2023.
  • Its Gross Margin has fluctuated over the past 5 years, first crashed by -165400bps in 2021, then soared by 113200bps in 2023.
  • Over the past 5 years, OppFi's Gross Margin (Quarter) stood at 70.98% in 2021, then rose by 5bps to 74.27% in 2022, then grew by 9bps to 80.9% in 2023, then grew by 3bps to 83.52% in 2024, then rose by 3bps to 86.12% in 2025.
  • Its last three reported values are 86.12% in Q3 2025, 88.14% for Q2 2025, and 88.67% during Q1 2025.