OppFi (OPFI) Return on Invested Capital (2021 - 2026)

OppFi (OPFI) posted quarterly Return on Invested Capital of 0.0% for Q1 2026, little changed YoY from 0.0% in Q1 2025, and down 47.39% sequentially from 0.01% in Q4 2025.

OppFi (OPFI) Return on Invested Capital (2021 - 2026) Analysis & Trends

OppFi has disclosed Return on Invested Capital across 6 years of filings, most recently posting 0.0% for Q1 2026.

  • In Q1 2026, Return on Invested Capital changed 0.0% year-over-year to 0.0%; the TTM figure through Mar 2026 stood at 0.0% (changed 0.0% YoY), while the FY2025 annual figure was 0.01%, changed 0.0% from the prior year.
  • Return on Invested Capital declined to 0.0% in Q1 2026, from 0.01% in the prior quarter.
  • Over the last five years, Return on Invested Capital for OPFI reached as high as 0.01% in Q3 2025 and fell as low as 0.0% in Q4 2022.
  • The 5-year median for Return on Invested Capital is 0.0% (2024), against an average of 0.0%.
  • Annual changes were most pronounced in 2022 — Return on Invested Capital changed 0 bps — and 2025, when it rose 1 bps.
  • A 5-year view of Return on Invested Capital shows it stood at 0.0% in 2022, then soared by 622 bps to 0.0% in 2023, then jumped by 74 bps to 0.0% in 2024, then soared by 120 bps to 0.01% in 2025, then tumbled by 47 bps to 0.0% in 2026.
  • According to Business Quant data, Return on Invested Capital over the past three periods registered 0.0%, 0.01%, and 0.01% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROIC (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.00%
2 Mastercard 465.55 Bn 455.34 Bn - 0.02%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.00%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.00%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.00%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.00%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.00%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.00%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00%
10 OppFi - - 76.91 Mn 0.00%

Historic Data

Download Data
DateValue
Mar 31, 2026 0.00%
Dec 31, 2025 0.01%
Sep 30, 2025 0.01%
Jun 30, 2025 0.01%
Mar 31, 2025 0.01%
Dec 31, 2024 0.00%
Sep 30, 2024 0.00%
Jun 30, 2024 0.00%
Mar 31, 2024 0.00%
Dec 31, 2023 0.00%
Sep 30, 2023 0.00%
Jun 30, 2023 0.00%
Mar 31, 2023 0.00%
Dec 31, 2022 0.00%
Sep 30, 2022 0.00%
Jun 30, 2022 0.00%
Mar 31, 2022 0.00%
Dec 31, 2021 0.00%