KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Return on Invested Capital (2021 - 2025)

OppFi has reported Return on Invested Capital over the past 5 years, most recently at 0.93% for Q4 2025.

  • Quarterly results put Return on Invested Capital at 0.93% for Q4 2025, up 53.0% from a year ago — trailing twelve months through Dec 2025 was 0.93% (up 53.0% YoY), and the annual figure for FY2025 was 1.07%, up 65.0%.
  • Return on Invested Capital for Q4 2025 was 0.93% at OppFi, up from 0.6% in the prior quarter.
  • Over the last five years, Return on Invested Capital for OPFI hit a ceiling of 0.93% in Q4 2025 and a floor of 0.04% in Q4 2022.
  • Median Return on Invested Capital over the past 5 years was 0.26% (2024), compared with a mean of 0.29%.
  • Biggest five-year swings in Return on Invested Capital: tumbled -33bps in 2022 and later soared 53bps in 2025.
  • OppFi's Return on Invested Capital stood at 0.29% in 2021, then crashed by -115bps to 0.04% in 2022, then skyrocketed by 617bps to 0.23% in 2023, then soared by 74bps to 0.4% in 2024, then soared by 135bps to 0.93% in 2025.
  • The last three reported values for Return on Invested Capital were 0.93% (Q4 2025), 0.6% (Q3 2025), and 0.6% (Q2 2025) per Business Quant data.