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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) Return on Invested Capital (2021 - 2026)

OppFi has reported Return on Invested Capital over the past 5 years, most recently at 0.01% for Q4 2025.

  • Quarterly Return on Invested Capital rose 1.0% to 0.01% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.01% through Dec 2025, up 1.0% year-over-year, with the annual reading at 0.01% for FY2025, 1.0% up from the prior year.
  • Return on Invested Capital was 0.01% for Q4 2025 at OppFi, up from 0.01% in the prior quarter.
  • Over five years, Return on Invested Capital peaked at 0.01% in Q4 2025 and troughed at 0.0% in Q4 2022.
  • The 5-year median for Return on Invested Capital is 0.0% (2024), against an average of 0.0%.
  • Year-over-year, Return on Invested Capital changed 0bps in 2022 and then rose 1bps in 2025.
  • A 5-year view of Return on Invested Capital shows it stood at 0.0% in 2021, then crashed by -115bps to 0.0% in 2022, then skyrocketed by 617bps to 0.0% in 2023, then soared by 74bps to 0.0% in 2024, then skyrocketed by 135bps to 0.01% in 2025.
  • Per Business Quant, the three most recent readings for OPFI's Return on Invested Capital are 0.01% (Q4 2025), 0.01% (Q3 2025), and 0.01% (Q2 2025).