OppFi (OPFI) Short-Term Debt issuances (2024 - 2026)

OppFi (OPFI) posted quarterly Short-Term Debt issuances of $44.6 million for Q1 2026, down 27.02% YoY from $61.1 million in Q1 2025, and down 22.27% sequentially from $57.3 million in Q4 2025.

OppFi (OPFI) Short-Term Debt issuances (2024 - 2026) Analysis & Trends

OppFi has disclosed Short-Term Debt issuances across 3 years of filings, most recently posting $44.6 million for Q1 2026.

  • In Q1 2026, Short-Term Debt issuances fell 27.02% year-over-year to $44.6 million; the TTM figure through Mar 2026 stood at $214.4 million (changed N/A YoY), while the FY2025 annual figure was $253.3 million, up 16.69% from the prior year.
  • Short-Term Debt issuances declined to $44.6 million in Q1 2026, from $57.3 million in the prior quarter.
  • Over the last five years, Short-Term Debt issuances for OPFI reached as high as $61.1 million in Q1 2025 and fell as low as $44.6 million in Q1 2026.
  • The 3-year median for Short-Term Debt issuances is $54.4 million (2024), against an average of $53.6 million.
  • Annual changes were most pronounced in 2025 — Short-Term Debt issuances advanced 11.53% — and 2026, when it retreated 27.02%.
  • A 3-year view of Short-Term Debt issuances shows it stood at $51.4 million in 2024, then increased by 11.53% to $57.3 million in 2025, then dropped by 22.27% to $44.6 million in 2026.
  • According to Business Quant data, Short-Term Debt issuances over the past three periods registered $44.6 million, $57.3 million, and $61.1 million for Q1 2026, Q4 2025, and Q1 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Short-Term Debt issuances (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 110.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -569.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 OppFi - - 76.91 Mn 44.57 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 44.57 Mn
Mar 31, 2026 44.57 Mn
Dec 31, 2025 57.34 Mn
Dec 31, 2025 57.34 Mn
Mar 31, 2025 61.07 Mn
Mar 31, 2025 61.07 Mn
Dec 31, 2024 51.41 Mn
Dec 31, 2024 51.41 Mn