OppFi (OPFI) Short-Term Debt issuances (2021 - 2026)

OppFi (OPFI) posted quarterly Short-Term Debt issuances of $81.7 million for Q1 2026, up 33.72% year-over-year from $61.1 million in Q1 2025, and down 8.61% quarter-over-quarter from $89.4 million in Q4 2025.

OppFi (OPFI) Short-Term Debt issuances (2021 - 2026) Analysis & Trends

OppFi (OPFI) has reported Short-Term Debt issuances for 4 consecutive years, with $81.7 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Short-Term Debt issuances rose 33.72% year-over-year to $81.7 million; the TTM figure through Mar 2026 stood at $277.9 million (up 160.03% YoY), while the FY2025 annual figure was $253.3 million, up 19.79% from the prior year.
  • Short-Term Debt issuances retreated to $81.7 million in Q1 2026 per OPFI's latest filing, from $89.4 million in the prior quarter.
  • Across five years, Short-Term Debt issuances topped out at $89.4 million in Q4 2025 and bottomed at $45.8 million in Q4 2024.
  • Historically, Short-Term Debt issuances has averaged $69.5 million across 3 years, with a median of $71.4 million in 2025.
  • Annual changes were most pronounced in 2025 — Short-Term Debt issuances soared 95.11% — and 2026, when it jumped 33.72%.
  • OppFi's Short-Term Debt issuances stood at $45.8 million in 2024, then surged by 95.11% to $89.4 million in 2025, then dropped by 8.61% to $81.7 million in 2026.
  • Business Quant data shows OPFI's Short-Term Debt issuances at $81.7 million in Q1 2026, $89.4 million in Q4 2025, and $61.1 million in Q1 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Short-Term Debt issuances (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 371.00 Mn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 OppFi 261.63 Mn 161.71 Mn 76.91 Mn 81.66 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 81.66 Mn
Mar 31, 2026 81.66 Mn
Dec 31, 2025 89.36 Mn
Dec 31, 2025 89.36 Mn
Mar 31, 2025 61.07 Mn
Mar 31, 2025 61.07 Mn
Dec 31, 2024 45.80 Mn
Dec 31, 2024 45.80 Mn
Mar 31, 2021 4.00 Mn
Mar 31, 2021 4.00 Mn