OppFi (OPFI) Short-Term Debt issuances (2021 - 2026)
OppFi (OPFI) posted quarterly Short-Term Debt issuances of $81.7 million for Q1 2026, up 33.72% year-over-year from $61.1 million in Q1 2025, and down 8.61% quarter-over-quarter from $89.4 million in Q4 2025.
Analysis
OppFi (OPFI) Short-Term Debt issuances (2021 - 2026) Analysis & Trends
OppFi (OPFI) has reported Short-Term Debt issuances for 4 consecutive years, with $81.7 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Short-Term Debt issuances rose 33.72% year-over-year to $81.7 million; the TTM figure through Mar 2026 stood at $277.9 million (up 160.03% YoY), while the FY2025 annual figure was $253.3 million, up 19.79% from the prior year.
- Short-Term Debt issuances retreated to $81.7 million in Q1 2026 per OPFI's latest filing, from $89.4 million in the prior quarter.
- Across five years, Short-Term Debt issuances topped out at $89.4 million in Q4 2025 and bottomed at $45.8 million in Q4 2024.
- Historically, Short-Term Debt issuances has averaged $69.5 million across 3 years, with a median of $71.4 million in 2025.
- Annual changes were most pronounced in 2025 — Short-Term Debt issuances soared 95.11% — and 2026, when it jumped 33.72%.
- OppFi's Short-Term Debt issuances stood at $45.8 million in 2024, then surged by 95.11% to $89.4 million in 2025, then dropped by 8.61% to $81.7 million in 2026.
- Business Quant data shows OPFI's Short-Term Debt issuances at $81.7 million in Q1 2026, $89.4 million in Q4 2025, and $61.1 million in Q1 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Short-Term Debt issuances (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 371.00 Mn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.79 Bn |
| 10 | OppFi | 477.32 Mn | 385.47 Mn | 74.77 Mn | 54.76 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 54.76 Mn |
| Jun 30, 2026 | 54.76 Mn |
| Mar 31, 2026 | 81.66 Mn |
| Mar 31, 2026 | 81.66 Mn |
| Dec 31, 2025 | 57.34 Mn |
| Dec 31, 2025 | 57.34 Mn |
| Sep 30, 2025 | -40.18 Mn |
| Sep 30, 2025 | -40.18 Mn |
| Jun 30, 2025 | 174.22 Mn |
| Jun 30, 2025 | 174.22 Mn |
| Mar 31, 2025 | 61.90 Mn |
| Mar 31, 2025 | 61.90 Mn |
| Dec 31, 2024 | 51.41 Mn |
| Dec 31, 2024 | 51.41 Mn |
| Mar 31, 2021 | 4.00 Mn |
| Mar 31, 2021 | 4.00 Mn |