OppFi (OPFI) Short-Term Debt issuances (2024 - 2026)
OppFi (OPFI) posted quarterly Short-Term Debt issuances of $44.6 million for Q1 2026, down 27.02% YoY from $61.1 million in Q1 2025, and down 22.27% sequentially from $57.3 million in Q4 2025.
OppFi (OPFI) Short-Term Debt issuances (2024 - 2026) Analysis & Trends
OppFi has disclosed Short-Term Debt issuances across 3 years of filings, most recently posting $44.6 million for Q1 2026.
- In Q1 2026, Short-Term Debt issuances fell 27.02% year-over-year to $44.6 million; the TTM figure through Mar 2026 stood at $214.4 million (changed N/A YoY), while the FY2025 annual figure was $253.3 million, up 16.69% from the prior year.
- Short-Term Debt issuances declined to $44.6 million in Q1 2026, from $57.3 million in the prior quarter.
- Over the last five years, Short-Term Debt issuances for OPFI reached as high as $61.1 million in Q1 2025 and fell as low as $44.6 million in Q1 2026.
- The 3-year median for Short-Term Debt issuances is $54.4 million (2024), against an average of $53.6 million.
- Annual changes were most pronounced in 2025 — Short-Term Debt issuances advanced 11.53% — and 2026, when it retreated 27.02%.
- A 3-year view of Short-Term Debt issuances shows it stood at $51.4 million in 2024, then increased by 11.53% to $57.3 million in 2025, then dropped by 22.27% to $44.6 million in 2026.
- According to Business Quant data, Short-Term Debt issuances over the past three periods registered $44.6 million, $57.3 million, and $61.1 million for Q1 2026, Q4 2025, and Q1 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Short-Term Debt issuances (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 110.00 Mn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -569.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | OppFi | - | - | 76.91 Mn | 44.57 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 44.57 Mn |
| Mar 31, 2026 | 44.57 Mn |
| Dec 31, 2025 | 57.34 Mn |
| Dec 31, 2025 | 57.34 Mn |
| Mar 31, 2025 | 61.07 Mn |
| Mar 31, 2025 | 61.07 Mn |
| Dec 31, 2024 | 51.41 Mn |
| Dec 31, 2024 | 51.41 Mn |