OppFi (OPFI) Short-Term Debt issuances (2021 - 2026)
OppFi's (OPFI) quarterly Short-Term Debt issuances came in at $54.8 million in Q2 2026, down 68.57% year-over-year from $174.2 million in Q2 2025, and down 32.94% quarter-over-quarter from $81.7 million in Q1 2026.
Analysis
OppFi (OPFI) Short-Term Debt issuances (2021 - 2026) Analysis & Trends
OppFi (OPFI) has reported Short-Term Debt issuances for 4 consecutive years, with $54.8 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Short-Term Debt issuances fell 68.57% year-over-year to $54.8 million in Q2 2026; TTM through Jun 2026 was $153.6 million, a 46.59% decrease from a year earlier, with the FY2025 full-year figure at $253.3 million, up 16.69% from the prior year.
- Short-Term Debt issuances was $54.8 million for Q2 2026 at OppFi, down from $81.7 million in the prior quarter.
- Over five years, Short-Term Debt issuances peaked at $174.2 million in Q2 2025 and troughed at -$40.2 million in Q3 2025.
- A 3-year average of $63.0 million and a median of $57.3 million in 2025 frame the typical range for Short-Term Debt issuances.
- The widest YoY moves for Short-Term Debt issuances: up 31.93% in 2026, down 68.57% in 2026.
- Over 3 years, Short-Term Debt issuances stood at $51.4 million in 2024, then grew by 11.53% to $57.3 million in 2025, then slipped by 4.49% to $54.8 million in 2026.
- The last three Short-Term Debt issuances figures came in at $54.8 million (Q2 2026), $81.7 million (Q1 2026), and $57.3 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Short-Term Debt issuances (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | - |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | - |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | - |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | - |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | - |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | - |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | - |
| 10 | OppFi | 442.88 Mn | 351.04 Mn | 74.77 Mn | 54.76 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 54.76 Mn |
| Mar 31, 2026 | 81.66 Mn |
| Dec 31, 2025 | 57.34 Mn |
| Sep 30, 2025 | -40.18 Mn |
| Jun 30, 2025 | 174.22 Mn |
| Mar 31, 2025 | 61.90 Mn |
| Dec 31, 2024 | 51.41 Mn |
| Mar 31, 2021 | 4.00 Mn |