OppFi OPFI
NYSE OPFI
$6.56 -0.49 (-6.95%)
At close: Sep 18, 2026 · 4:00 PM EDT

OppFi (OPFI) FCF Margin (2020 - 2026)

OppFi's (OPFI) quarterly FCF Margin came in at 275.42% in Q2 2026, down 4461.0% year-over-year from 6.32% in Q2 2025, and down 77.7% quarter-over-quarter from 155.0% in Q1 2026.

Analysis

OppFi (OPFI) FCF Margin (2020 - 2026) Analysis & Trends

OppFi (OPFI) has reported FCF Margin for 7 consecutive years, with 275.42% the latest figure, recorded in Q2 2026.

  • On a quarterly basis, FCF Margin fell 4461.0% year-over-year to 275.42% in Q2 2026; TTM through Jun 2026 was 228.13%, a 8504.0% increase from a year earlier, with the FY2025 full-year figure at 229.98%, up 5068.0% from the prior year.
  • FCF Margin was 275.42% for Q2 2026 at OppFi, down from 155.0% in the prior quarter.
  • Over five years, FCF Margin peaked at 111.93% in Q3 2025 and troughed at 910.19% in Q4 2023.
  • A 5-year average of 268.78% and a median of 214.29% in 2025 frame the typical range for FCF Margin.
  • Across the five-year window, FCF Margin tumbled 68124 bps in 2023 and jumped 24793 bps in 2025, its largest moves.
  • Over 5 years, FCF Margin stood at 228.96% in 2022, then slumped by 298 bps to 910.19% in 2023, then advanced by 19 bps to 733.89% in 2024, then climbed by 9 bps to 670.63% in 2025, then soared by 59 bps to 275.42% in 2026.
  • The last three FCF Margin figures came in at 275.42% (Q2 2026), 155.0% (Q1 2026), and 670.63% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn -
2 Royalty Pharma 33.59 Bn 35.70 Bn - 70.82%
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 74.39%
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 85.02%
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn -95.60%
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 37.20%
7 Jefferson Capital 1.18 Bn 1.16 Bn - -
8 Lufax Holding 1.04 Bn -1.23 Bn - 29.18%
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 9.27%
10 OppFi 442.88 Mn 351.04 Mn 74.77 Mn -275.42%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -275.42%
Mar 31, 2026 -155.00%
Dec 31, 2025 -670.63%
Sep 30, 2025 111.93%
Jun 30, 2025 -230.81%
Mar 31, 2025 -207.51%
Dec 31, 2024 -733.89%
Sep 30, 2024 -136.00%
Jun 30, 2024 -124.06%
Mar 31, 2024 -123.58%
Dec 31, 2023 -910.19%
Sep 30, 2023 -156.73%
Jun 30, 2023 -158.59%
Mar 31, 2023 -157.14%
Dec 31, 2022 -228.96%
Sep 30, 2022 -222.42%
Jun 30, 2022 -237.88%
Mar 31, 2022 -221.07%
Dec 31, 2021 -222.26%
Sep 30, 2021 -163.43%