OppFi Inc. (OPFI) FCF Margin (2020 - 2026)
OppFi (OPFI) recorded FCF Margin of 101.43% in Q2 2026, up 10.68 percentage points from 90.75% a year earlier and up 3.34 percentage points from the prior quarter.
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Analysis
OppFi Inc. (OPFI) FCF Margin (2020 - 2026) Analysis & Trends
On a TTM basis, OppFi's FCF Margin came in at 105.86% as of Jun 30, 2026, up 13.83 percentage points year-over-year; for FY2025, it was 100.26%, up 3.59 percentage points from FY2024.
- Annual FCF Margin has a five-year change of +9.67 percentage points (FY2020 to FY2025).
- Across earlier years, FCF Margin came in at 96.68% in FY2024 (-8.44 pp), 105.11% in FY2023 (-0.92 pp), 106.03% in FY2022 (+48.02 pp) and 58.01% in FY2021 (-32.58 pp).
- Quarterly FCF Margin has ranged from 42.90% in Q3 2021 to 140.20% in Q4 2022 over the past five years.
- On a year-over-year basis, FCF Margin has increased for five consecutive quarters, with an average year-over-year change of +0.80 percentage points over the last eight quarters.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 82.97 percentage points in Q3 2022, against a drop of 29.71 percentage points in Q3 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 98.09% (Q1 2026), 130.80% (Q4 2025) and 95.58% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 101.43% |
| Mar 31, 2026 | 98.09% |
| Dec 31, 2025 | 130.80% |
| Sep 30, 2025 | 95.58% |
| Jun 30, 2025 | 90.75% |
| Mar 31, 2025 | 87.38% |
| Dec 31, 2024 | 111.49% |
| Sep 30, 2024 | 80.82% |
| Jun 30, 2024 | 86.59% |
| Mar 31, 2024 | 114.37% |
| Dec 31, 2023 | 122.36% |
| Sep 30, 2023 | 96.17% |
| Jun 30, 2023 | 94.41% |
| Mar 31, 2023 | 111.08% |
| Dec 31, 2022 | 140.20% |
| Sep 30, 2022 | 125.87% |
| Jun 30, 2022 | 84.35% |
| Mar 31, 2022 | 80.66% |
| Dec 31, 2021 | 70.20% |
| Sep 30, 2021 | 42.90% |
API Access
OppFi Inc. FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=OPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();