KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OppFi (OPFI) FCF Margin (2020 - 2026)

OppFi has reported FCF Margin over the past 6 years, most recently at 1340.33% for Q4 2025.

  • Quarterly FCF Margin fell 145182.0% to 1340.33% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 229.98% through Dec 2025, down 32666.0% year-over-year, with the annual reading at 229.98% for FY2025, 32666.0% down from the prior year.
  • FCF Margin was 1340.33% for Q4 2025 at OppFi, down from 95.58% in the prior quarter.
  • Over five years, FCF Margin peaked at 815.65% in Q3 2022 and troughed at 1356.4% in Q4 2022.
  • The 5-year median for FCF Margin is 95.0% (2023), against an average of 50.81%.
  • Year-over-year, FCF Margin surged 147876bps in 2023 and then plummeted -145182bps in 2025.
  • A 5-year view of FCF Margin shows it stood at 53.14% in 2021, then tumbled by -2653bps to 1356.4% in 2022, then skyrocketed by 109bps to 122.36% in 2023, then dropped by -9bps to 111.49% in 2024, then crashed by -1302bps to 1340.33% in 2025.
  • Per Business Quant, the three most recent readings for OPFI's FCF Margin are 1340.33% (Q4 2025), 95.58% (Q3 2025), and 252.84% (Q2 2025).